Territorial Financial Statements From 2010 to 2024

TBNK Stock  USD 10.95  0.08  0.73%   
Territorial Bancorp financial statements provide useful quarterly and yearly information to potential Territorial Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Territorial Bancorp financial statements helps investors assess Territorial Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Territorial Bancorp's valuation are summarized below:
Gross Profit
60.3 M
Profit Margin
(0.06)
Market Capitalization
87.2 M
Enterprise Value Revenue
7.7531
Revenue
36.2 M
There are currently one hundred twenty fundamental trend indicators for Territorial Bancorp that can be evaluated and compared over time across competition. We recommend to double-check Territorial Bancorp's current fundamental drivers against the all of the trends between 2010 and 2024. Market Cap is expected to rise to about 177.6 M this year, although Enterprise Value will most likely fall to about 165.6 M.

Territorial Bancorp Total Revenue

61.38 Million

Check Territorial Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Territorial Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.2 M, Interest Expense of 27.8 M or Selling General Administrative of 4.2 M, as well as many indicators such as Price To Sales Ratio of 2.03, Dividend Yield of 0.0699 or PTB Ratio of 0.36. Territorial financial statements analysis is a perfect complement when working with Territorial Bancorp Valuation or Volatility modules.
  
Check out the analysis of Territorial Bancorp Correlation against competitors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.

Territorial Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB2.2 B1.9 B
Slightly volatile
Short and Long Term Debt Total272.3 M259.3 M114.5 M
Slightly volatile
Total Stockholder Equity237.9 M251.1 M224.6 M
Slightly volatile
Other Liabilities4.8 MM13.4 M
Slightly volatile
Property Plant And Equipment Net20.5 M19.6 M10.4 M
Slightly volatile
Retained Earnings174.8 M211.6 M169.6 M
Slightly volatile
Accounts Payable22.2 M23.3 M82.1 M
Slightly volatile
Cash110.5 M126.7 M98.5 M
Pretty Stable
Non Current Assets Total395.6 M727.9 M474.4 M
Slightly volatile
Other Assets1.2 B1.4 B1.2 B
Slightly volatile
Long Term Debt125.1 M242 M116.1 M
Slightly volatile
Cash And Short Term Investments113 M126.7 M101.2 M
Pretty Stable
Net Receivables6.1 M6.4 M91.7 M
Slightly volatile
Common Stock Shares OutstandingM8.7 M9.6 M
Slightly volatile
Liabilities And Stockholders EquityB2.2 B1.9 B
Slightly volatile
Non Current Liabilities Total2.1 BB463.8 M
Slightly volatile
Total Liabilities1.3 BB1.5 B
Slightly volatile
Property Plant And Equipment Gross41.3 M39.3 M13.1 M
Slightly volatile
Total Current Assets202.1 M126.7 M198 M
Slightly volatile
Property Plant Equipment7.2 M8.7 M7.1 M
Slightly volatile
Total Current Liabilities531.4 M506.1 M169.2 M
Very volatile
Common Stock Total Equity81.6 K81.9 K98 K
Slightly volatile
Other Stockholder Equity56.4 M45.6 M66.9 M
Slightly volatile
Common Stock80.9 K88 K98.3 K
Slightly volatile
Short Term Investments19.2 M20.2 M218.8 M
Slightly volatile
Net Tangible Assets255.4 M295 M236.7 M
Slightly volatile
Retained Earnings Total Equity189.3 M247.6 M175.3 M
Slightly volatile
Capital Surpluse57.3 M46.6 M70.7 M
Slightly volatile
Long Term Investments1.1 B705.9 M1.3 B
Slightly volatile
Non Current Liabilities Other152.6 M197.7 M141.8 M
Slightly volatile
Short Term Debt146.8 M139.8 M58.3 M
Slightly volatile
Short and Long Term Debt21.4 M22.5 M50.4 M
Slightly volatile
Earning Assets369.9 M378.1 M474.2 M
Slightly volatile
Net Invested Capital439.5 M493.1 M375.4 M
Slightly volatile
Capital Stock74.8 K88 K94.1 K
Slightly volatile
Capital Lease Obligations15.1 M17.3 M12.9 M
Slightly volatile

Territorial Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.2 M3.9 M2.2 M
Slightly volatile
Interest Expense27.8 M26.5 M13.3 M
Pretty Stable
Selling General Administrative4.2 M4.4 M22.9 M
Slightly volatile
Total Revenue61.4 M45.1 M58.1 M
Slightly volatile
Gross Profit61.4 M45.1 M58.1 M
Slightly volatile
Other Operating Expenses29.4 M37.3 M27.3 M
Slightly volatile
Operating Income6.5 M6.8 M28.1 M
Slightly volatile
EBIT6.5 M6.8 M27.8 M
Slightly volatile
EBITDA10.2 M10.8 M30.2 M
Slightly volatile
Cost Of Revenue11.1 M12.3 M12.2 M
Pretty Stable
Income Before Tax6.5 M6.8 M21 M
Pretty Stable
Net Income Applicable To Common Shares15.7 M18.6 M15.7 M
Slightly volatile
Net Income4.8 MM14.1 M
Very volatile
Income Tax Expense1.7 M1.8 M6.9 M
Slightly volatile
Net Income From Continuing Ops7.7 M8.1 M15 M
Very volatile
Tax Provision2.7 M2.8 M7.8 M
Slightly volatile
Net Interest Income44.9 M46.5 M55.5 M
Slightly volatile
Interest Income53.9 M67.6 M65.1 M
Very volatile
Reconciled Depreciation3.6 MM2.3 M
Slightly volatile
Selling And Marketing Expenses26.3 M29.6 M32.2 M
Slightly volatile

Territorial Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow38.5 M40.6 M102.8 M
Pretty Stable
Depreciation2.2 M3.9 M2.2 M
Slightly volatile
Dividends Paid7.1 M6.4 M7.6 M
Slightly volatile
Capital Expenditures650.8 K685 K1.2 M
Pretty Stable
Net Income4.8 MM14.1 M
Very volatile
End Period Cash Flow110.5 M126.7 M98.5 M
Pretty Stable
Stock Based Compensation837.9 K882 K2.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.032.13493.8067
Slightly volatile
Dividend Yield0.06990.06660.0369
Slightly volatile
PTB Ratio0.360.38351.0139
Slightly volatile
Days Sales Outstanding7.5 K7.2 K1.5 K
Slightly volatile
Book Value Per Share56.8729.072739.4415
Slightly volatile
Stock Based Compensation To Revenue0.04770.03030.0428
Slightly volatile
Capex To Depreciation0.170.17510.6893
Slightly volatile
PB Ratio0.360.38351.0139
Slightly volatile
EV To Sales3.15.07564.0662
Very volatile
ROIC0.01150.01210.0645
Slightly volatile
Net Income Per Share1.140.58211.5454
Pretty Stable
Sales General And Administrative To Revenue0.09240.09730.3965
Slightly volatile
Capex To Revenue0.01830.01520.0215
Pretty Stable
Cash Per Share22.4417.001131.2774
Very volatile
Interest Coverage0.250.25842.9713
Slightly volatile
Payout Ratio1.341.27550.5802
Slightly volatile
ROE0.0190.020.0628
Slightly volatile
PE Ratio19.4219.155916.6681
Slightly volatile
Return On Tangible Assets0.00210.00220.0093
Slightly volatile
Earnings Yield0.04870.05220.0635
Slightly volatile
Intangibles To Total Assets0.260.350.2835
Slightly volatile
Current Ratio21.1220.128.28
Slightly volatile
Receivables Turnover0.05010.05289.2674
Slightly volatile
Graham Number21.319.512828.2926
Slightly volatile
Shareholders Equity Per Share18.029.072723.5202
Slightly volatile
Debt To Equity0.340.65710.4247
Pretty Stable
Capex Per Share0.10.07930.1339
Pretty Stable
Revenue Per Share4.625.22266.0508
Slightly volatile
Interest Debt Per Share23.2822.168412.084
Slightly volatile
Debt To Assets0.07750.07380.05
Slightly volatile
Enterprise Value Over EBITDA22.3621.296310.5758
Slightly volatile
Price Earnings Ratio19.4219.155916.6681
Slightly volatile
Price Book Value Ratio0.360.38351.0139
Slightly volatile
Dividend Payout Ratio1.341.27550.5802
Slightly volatile
Pretax Profit Margin0.290.15160.3665
Pretty Stable
Ebt Per Ebit0.50.760.7149
Slightly volatile
Operating Profit Margin0.140.15160.5056
Slightly volatile
Effective Tax Rate0.360.26470.3287
Slightly volatile
Company Equity Multiplier9.318.9088.5458
Very volatile
Long Term Debt To Capitalization0.220.39660.2703
Slightly volatile
Total Debt To Capitalization0.220.39660.2703
Slightly volatile
Return On Capital Employed0.00290.00310.0161
Slightly volatile
Debt Equity Ratio0.340.65710.4247
Pretty Stable
Ebit Per Revenue0.140.15160.5056
Slightly volatile
Quick Ratio21.1120.118.5431
Slightly volatile
Net Income Per E B T0.540.73530.6646
Slightly volatile
Cash Ratio0.730.773.9693
Slightly volatile
Days Of Sales Outstanding7.5 K7.2 K1.5 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.010.91580.9348
Pretty Stable
Price To Book Ratio0.360.38351.0139
Slightly volatile
Fixed Asset Turnover2.192.30657.9713
Slightly volatile
Enterprise Value Multiple22.3621.296310.5758
Slightly volatile
Debt Ratio0.07750.07380.05
Slightly volatile
Price Sales Ratio2.032.13493.8067
Slightly volatile
Return On Assets0.00210.00220.0075
Slightly volatile
Asset Turnover0.03510.02020.0316
Slightly volatile
Net Profit Margin0.190.11150.2451
Very volatile
Price Fair Value0.360.38351.0139
Slightly volatile
Return On Equity0.0190.020.0628
Slightly volatile

Territorial Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap177.6 M96.3 M222.1 M
Pretty Stable
Enterprise Value165.6 M228.9 M230.8 M
Pretty Stable

Territorial Fundamental Market Drivers

Forward Price Earnings19.1205
Cash And Short Term Investments126.7 M

Territorial Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
26th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Territorial Bancorp Financial Statements

Territorial Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Territorial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-21 M-20 M
Total Revenue45.1 M61.4 M
Cost Of Revenue12.3 M11.1 M
Stock Based Compensation To Revenue 0.03  0.05 
Sales General And Administrative To Revenue 0.10  0.09 
Capex To Revenue 0.02  0.02 
Revenue Per Share 5.22  4.62 
Ebit Per Revenue 0.15  0.14 

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When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:
Check out the analysis of Territorial Bancorp Correlation against competitors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.12
Earnings Share
(0.26)
Revenue Per Share
4.211
Quarterly Revenue Growth
(0.26)
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.