Territorial Bancorp Stock Performance
| TBNK Stock | USD 10.94 0.12 1.11% |
On a scale of 0 to 100, Territorial Bancorp holds a performance score of 6. The entity has a beta of 2.08, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Territorial Bancorp will likely underperform. Please check Territorial Bancorp's potential upside, as well as the relationship between the kurtosis and day typical price , to make a quick decision on whether Territorial Bancorp's existing price patterns will revert.
Risk-Adjusted Performance
6 of 100
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Modest
Compared to the overall equity markets, risk-adjusted returns on investments in Territorial Bancorp are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. Despite quite weak basic indicators, Territorial Bancorp disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.11 | Five Day Return 2.92 | Year To Date Return (3.27) | Ten Year Return (47.73) | All Time Return (27.02) |
Forward Dividend Yield 0.0037 | Payout Ratio 2.24 | Forward Dividend Rate 0.04 | Dividend Date 2024-11-22 | Ex Dividend Date 2024-11-08 |
1 | Disposition of 429 shares by Ralph Nakatsuka of Territorial Bancorp at 19.2 subject to Rule 16b-3 | 08/30/2024 |
2 | Territorial Bancorp Reaffirms Its Boards Commitment to Proposed Merger with Hope Bancorp | 09/19/2024 |
3 | Blue Hill Advisors and Investors Reiterate Superior Proposal for Territorial Bancorp and Refute Territorials Assertions | 10/09/2024 |
4 | Leading Independent Proxy Advisory Firm ISS Issues New Recommendation in Support of TerritorialHope Bancorp Combination | 10/21/2024 |
5 | Investors Behind Territorial Proposal Advance Offer with Detailed Disclosure to Board | 10/25/2024 |
6 | Territorial Bancorp declares 0.01 dividend | 10/28/2024 |
7 | Territorial Bancorp Inc. Raises Dividend to 0.15 Per Share | 10/29/2024 |
8 | Territorial Bancorp Inc Reports Q3 2024 Net Loss of 0.15 Per Share Amid Rising Interest Expenses | 10/30/2024 |
9 | Hawaii banks shareholders back acquisition by LA-based Hope | 11/07/2024 |
| Territorial Bancorp dividend paid on 22nd of November 2024 | 11/22/2024 |
| Begin Period Cash Flow | 40.6 M |
Territorial |
Territorial Bancorp Relative Risk vs. Return Landscape
If you would invest 976.00 in Territorial Bancorp on August 25, 2024 and sell it today you would earn a total of 118.00 from holding Territorial Bancorp or generate 12.09% return on investment over 90 days. Territorial Bancorp is currently generating 0.2106% in daily expected returns and assumes 2.681% risk (volatility on return distribution) over the 90 days horizon. In different words, 23% of stocks are less volatile than Territorial, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Territorial Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Territorial Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Territorial Bancorp, and traders can use it to determine the average amount a Territorial Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0786
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 2.68 actual daily | 23 77% of assets are more volatile |
Expected Return
| 0.21 actual daily | 4 96% of assets have higher returns |
Risk-Adjusted Return
| 0.08 actual daily | 6 94% of assets perform better |
Based on monthly moving average Territorial Bancorp is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Territorial Bancorp by adding it to a well-diversified portfolio.
Territorial Bancorp Fundamentals Growth
Territorial Stock prices reflect investors' perceptions of the future prospects and financial health of Territorial Bancorp, and Territorial Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Territorial Stock performance.
| Return On Equity | -0.009 | ||||
| Return On Asset | -0.001 | ||||
| Profit Margin | (0.06) % | ||||
| Operating Margin | (0.19) % | ||||
| Current Valuation | 205.24 M | ||||
| Shares Outstanding | 7.97 M | ||||
| Price To Earning | 10.91 X | ||||
| Price To Book | 0.35 X | ||||
| Price To Sales | 2.41 X | ||||
| Revenue | 45.1 M | ||||
| Gross Profit | 60.27 M | ||||
| EBITDA | 10.75 M | ||||
| Net Income | 5.03 M | ||||
| Cash And Equivalents | 36.29 M | ||||
| Cash Per Share | 3.98 X | ||||
| Total Debt | 259.3 M | ||||
| Debt To Equity | 0.24 % | ||||
| Book Value Per Share | 28.86 X | ||||
| Cash Flow From Operations | 8.26 M | ||||
| Earnings Per Share | (0.26) X | ||||
| Market Capitalization | 87.17 M | ||||
| Total Asset | 2.24 B | ||||
| Retained Earnings | 211.64 M | ||||
About Territorial Bancorp Performance
By examining Territorial Bancorp's fundamental ratios, stakeholders can obtain critical insights into Territorial Bancorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Territorial Bancorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.02 | 0.02 |
Things to note about Territorial Bancorp performance evaluation
Checking the ongoing alerts about Territorial Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Territorial Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Territorial Bancorp has a strong financial position based on the latest SEC filings | |
| About 18.0% of the company outstanding shares are owned by corporate insiders | |
| On 22nd of November 2024 Territorial Bancorp paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from investing.com: Hope Bancorp director Steven Koh sells 1.29 million in stock |
- Analyzing Territorial Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Territorial Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Territorial Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Territorial Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Territorial Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Territorial Bancorp's stock. These opinions can provide insight into Territorial Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.90) | Dividend Share 0.12 | Earnings Share (0.26) | Revenue Per Share 4.211 | Quarterly Revenue Growth (0.26) |
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.