Towne Bank Company Leadership

TOWN Stock  USD 36.13  0.82  2.32%   
Towne Bank employs about 2.7 K people. The company is managed by 15 executives with a total tenure of roughly 39 years, averaging almost 2.0 years of service per executive, having 181.6 employees per reported executive. Analysis of Towne Bank's management performance can provide insight into the firm performance.
William Morrison  Chairman
Director of Town Bank, Chairman and CEO of TowneBank Mortgage and Realty Group, a Division of TowneBank
Dawn Glynn  President
Executive Vice President Director - Private Banking
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.

Towne Bank Management Team Effectiveness

As of the 25th of November 2024, Return On Capital Employed is likely to grow to 0.02, while Return On Tangible Assets are likely to drop 0.01. At this time, Towne Bank's Total Assets are very stable compared to the past year. As of the 25th of November 2024, Other Assets is likely to grow to about 17.9 B, while Total Current Assets are likely to drop about 179.6 M. Towne Bank's management efficiency ratios could be used to measure how well Towne Bank manages its routine affairs as well as how well it operates its assets and liabilities.

Towne Bank Quarterly Income Before Tax

48.72 Million

As of the 25th of November 2024, Common Stock Shares Outstanding is likely to drop to about 45 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 13.5 M

Towne Bank Workforce Comparison

Towne Bank is currently regarded as top stock in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 10,362. Towne Bank totals roughly 2,724 in number of employees claiming about 26% of equities under Financials industry.

Towne Bank Profit Margins

The company has Profit Margin (PM) of 0.22 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.3 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.3.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.951.394
Way Down
Slightly volatile
Net Profit Margin0.160.2276
Way Down
Slightly volatile
Pretax Profit Margin0.220.2757
Significantly Down
Slightly volatile
Return On Assets0.00710.0091
Significantly Down
Slightly volatile
Return On Equity0.05990.0754
Significantly Down
Slightly volatile

Towne Bank Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Towne Bank Price Series Summation is a cross summation of Towne Bank price series and its benchmark/peer.

Towne Bank Notable Stakeholders

A Towne Bank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Towne Bank often face trade-offs trying to please all of them. Towne Bank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Towne Bank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William MorrisonDirector of Town Bank, Chairman and CEO of TowneBank Mortgage and Realty Group, a Division of TowneBankProfile
Robert AstonExecutive ChairmanProfile
Brian SkinnerPresident CarolinaProfile
Dawn GlynnExecutive Vice President Director - Private BankingProfile
Kevin FlySenior Executive Vice President Chief Accounting OfficerProfile
George WhitleySenior Executive Vice President and Chief Legal OfficerProfile
Morgan DavisPresident, Chief Banking Officer and DirectorProfile
William CPASenior CFOProfile
Lee ClarkSenior COOProfile
William LittrealChief Strategy Officer and Sr. Executive VPProfile
Scott WilliamsExecutive ExperienceProfile
Denys DiazSenior OfficerProfile
Brad CPACOO PresProfile
William IIIPres DirectorProfile
James BradnerExecutive TowneinsuranceProfile

About Towne Bank Management Performance

The success or failure of an entity such as Towne Bank often depends on how effective the management is. Towne Bank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Towne management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Towne management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.06 

Towne Bank Workforce Analysis

Traditionally, organizations such as Towne Bank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Towne Bank within its industry.

Towne Bank Manpower Efficiency

Return on Towne Bank Manpower

Revenue Per Employee248K
Revenue Per Executive45M
Net Income Per Employee57K
Net Income Per Executive10.3M
When determining whether Towne Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Towne Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Towne Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Towne Bank Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Towne Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.05)
Dividend Share
1
Earnings Share
2
Revenue Per Share
8.973
Quarterly Revenue Growth
0.022
The market value of Towne Bank is measured differently than its book value, which is the value of Towne that is recorded on the company's balance sheet. Investors also form their own opinion of Towne Bank's value that differs from its market value or its book value, called intrinsic value, which is Towne Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Towne Bank's market value can be influenced by many factors that don't directly affect Towne Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Towne Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.