Towne Bank Valuation
| TOWN Stock | USD 36.68 0.32 0.86% |
At this time, the company appears to be overvalued. Towne Bank has a current Real Value of $30.81 per share. The regular price of the company is $36.68. Our model measures the value of Towne Bank from inspecting the company fundamentals such as Return On Equity of 0.0723, operating margin of 0.30 %, and Shares Outstanding of 75.15 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Towne Bank's valuation include:
Price Book 1.2844 | Enterprise Value 2.8 B | Price Sales 4.103 | Trailing PE 18.34 | Enterprise Value Revenue 4.4814 |
Overvalued
Today
Please note that Towne Bank's price fluctuation is very steady at this time. Calculation of the real value of Towne Bank is based on 3 months time horizon. Increasing Towne Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Towne Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Towne Stock. However, Towne Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.68 | Real 30.81 | Target 26.0 | Hype 36.72 |
The intrinsic value of Towne Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Towne Bank's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Towne Bank helps investors to forecast how Towne stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Towne Bank more accurately as focusing exclusively on Towne Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Towne Bank's intrinsic value based on its ongoing forecasts of Towne Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Towne Bank's closest peers.
Towne Bank Cash |
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Towne Valuation Trend
Knowing Towne Bank's actual value is paramount for traders when making sound investment determinations. Using both Towne Bank's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Towne Bank Total Value Analysis
Towne Bank is at this time anticipated to have valuation of 2.84 B with market capitalization of 2.76 B, debt of 459.75 M, and cash on hands of 109.98 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Towne Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.84 B | 2.76 B | 459.75 M | 109.98 M |
Towne Bank Investor Information
About 57.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.28. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Towne Bank last dividend was issued on the 31st of December 2024. The entity had 103:100 split on the 23rd of May 2012. Based on the analysis of Towne Bank's profitability, liquidity, and operating efficiency, Towne Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Towne Bank Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Towne suggests not a very effective usage of assets in November.Towne Bank Ownership Allocation
Towne Bank shows a total of 75.15 Million outstanding shares. Over half of Towne Bank's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Towne Bank Profitability Analysis
The company reported the previous year's revenue of 675.44 M. Net Income was 155.14 M with profit before overhead, payroll, taxes, and interest of 677.14 M.Towne Bank Past Distributions to stockholders
About Towne Bank Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Towne Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Towne Bank based exclusively on its fundamental and basic technical indicators. By analyzing Towne Bank's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Towne Bank's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Towne Bank. We calculate exposure to Towne Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Towne Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 941.6 M | 988.7 M | |
| Pretax Profit Margin | 0.28 | 0.22 | |
| Operating Profit Margin | 0.42 | 0.28 | |
| Net Profit Margin | 0.23 | 0.16 | |
| Gross Profit Margin | 1.39 | 0.95 |
A single share of Towne Bank represents a small ownership stake in the entity. As a stockholder of Towne, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Towne Bank Dividends Analysis For Valuation
At this time, Towne Bank's Dividends Paid is very stable compared to the past year. As of the 28th of November 2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 1.60, while Dividend Yield is likely to drop 0.02. . At this time, Towne Bank's Retained Earnings are very stable compared to the past year. As of the 28th of November 2024, Price Earnings Ratio is likely to grow to 23.32, while Earning Assets are likely to drop about 1.6 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 71.4 M | 75 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.46 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 1.40 | 1.60 |
There are various types of dividends Towne Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Towne shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Towne Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Towne pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Towne Bank by the value of the dividends paid out.
Towne Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 74.7 M | |
| Quarterly Earnings Growth Y O Y | -0.05 |
Towne Bank Current Valuation Indicators
Towne Bank's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Towne Bank's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Towne Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Towne Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Towne Bank's worth.When determining whether Towne Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Towne Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Towne Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Towne Bank Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Towne Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.05) | Dividend Share 1 | Earnings Share 2 | Revenue Per Share 8.973 | Quarterly Revenue Growth 0.022 |
The market value of Towne Bank is measured differently than its book value, which is the value of Towne that is recorded on the company's balance sheet. Investors also form their own opinion of Towne Bank's value that differs from its market value or its book value, called intrinsic value, which is Towne Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Towne Bank's market value can be influenced by many factors that don't directly affect Towne Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Towne Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.