Towne Bank Stock Performance
| TOWN Stock | USD 36.68 0.32 0.86% |
Towne Bank has a performance score of 4 on a scale of 0 to 100. The entity has a beta of 1.9, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Towne Bank will likely underperform. Towne Bank right now has a risk of 2.09%. Please validate Towne Bank treynor ratio, expected short fall, as well as the relationship between the Expected Short fall and day median price , to decide if Towne Bank will be following its existing price patterns.
Risk-Adjusted Performance
4 of 100
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Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in Towne Bank are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of very unsteady basic indicators, Towne Bank may actually be approaching a critical reversion point that can send shares even higher in December 2024. ...more
Actual Historical Performance (%)
One Day Return (0.86) | Five Day Return 3.03 | Year To Date Return 23.21 | Ten Year Return 154.55 | All Time Return 476.73 |
Forward Dividend Yield 0.0273 | Payout Ratio 0.4831 | Last Split Factor 103:100 | Forward Dividend Rate 1 | Dividend Date 2024-10-11 |
1 | CNU receives 1 million pledge from TowneBank, strengthening partnership | 09/16/2024 |
2 | PNC passes Bank of America for Raleigh market share, but still well behind leader | 09/23/2024 |
3 | TowneBank Has Announced A Dividend Of 0.25 | 09/27/2024 |
4 | John Baiocco of TowneBank Bryan Peckinpaugh of Baker Hill to Present at American Bankers Small Biz Banking Conference | 10/02/2024 |
| Towne Bank dividend paid on 11th of October 2024 | 10/11/2024 |
5 | TowneBank Q3 Earnings Snapshot | 10/23/2024 |
6 | TowneBank Stock Price Down 4.8 percent - Heres Why - MarketBeat | 10/24/2024 |
7 | TowneBank Announces Quarterly Earnings Results | 10/25/2024 |
8 | TowneBank Shares Purchased by First Western Trust Bank | 11/18/2024 |
9 | TowneBank declares 0.25 dividend | 11/27/2024 |
| Begin Period Cash Flow | 1.2 B | |
| Free Cash Flow | 117.2 M |
Towne |
Towne Bank Relative Risk vs. Return Landscape
If you would invest 3,439 in Towne Bank on August 30, 2024 and sell it today you would earn a total of 229.00 from holding Towne Bank or generate 6.66% return on investment over 90 days. Towne Bank is currently generating 0.1216% in daily expected returns and assumes 2.0921% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than Towne, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Towne Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Towne Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Towne Bank, and traders can use it to determine the average amount a Towne Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0581
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| Cash | Small Risk | TOWN | High Risk | Huge Risk |
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Estimated Market Risk
| 2.09 actual daily | 18 82% of assets are more volatile |
Expected Return
| 0.12 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average Towne Bank is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Towne Bank by adding it to a well-diversified portfolio.
Towne Bank Fundamentals Growth
Towne Stock prices reflect investors' perceptions of the future prospects and financial health of Towne Bank, and Towne Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Towne Stock performance.
| Return On Equity | 0.0723 | ||||
| Return On Asset | 0.0089 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.30 % | ||||
| Current Valuation | 2.84 B | ||||
| Shares Outstanding | 75.15 M | ||||
| Price To Earning | 12.43 X | ||||
| Price To Book | 1.28 X | ||||
| Price To Sales | 4.10 X | ||||
| Revenue | 675.44 M | ||||
| Gross Profit | 677.14 M | ||||
| EBITDA | 220.44 M | ||||
| Net Income | 155.14 M | ||||
| Cash And Equivalents | 109.98 M | ||||
| Cash Per Share | 1.53 X | ||||
| Total Debt | 459.75 M | ||||
| Debt To Equity | 0.05 % | ||||
| Book Value Per Share | 29.00 X | ||||
| Cash Flow From Operations | 161.3 M | ||||
| Earnings Per Share | 2.00 X | ||||
| Market Capitalization | 2.76 B | ||||
| Total Asset | 16.84 B | ||||
| Retained Earnings | 921.13 M | ||||
About Towne Bank Performance
By examining Towne Bank's fundamental ratios, stakeholders can obtain critical insights into Towne Bank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Towne Bank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.06 |
Things to note about Towne Bank performance evaluation
Checking the ongoing alerts about Towne Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Towne Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Towne Bank has a frail financial position based on the latest SEC disclosures | |
| About 57.0% of the company shares are owned by institutional investors | |
| On 11th of October 2024 Towne Bank paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from seekingalpha.com: TowneBank declares 0.25 dividend |
- Analyzing Towne Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Towne Bank's stock is overvalued or undervalued compared to its peers.
- Examining Towne Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Towne Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Towne Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Towne Bank's stock. These opinions can provide insight into Towne Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Towne Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.05) | Dividend Share 1 | Earnings Share 2 | Revenue Per Share 8.973 | Quarterly Revenue Growth 0.022 |
The market value of Towne Bank is measured differently than its book value, which is the value of Towne that is recorded on the company's balance sheet. Investors also form their own opinion of Towne Bank's value that differs from its market value or its book value, called intrinsic value, which is Towne Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Towne Bank's market value can be influenced by many factors that don't directly affect Towne Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Towne Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.