Towne Bank Financials

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Towne Bank Stock Summary

Towne Bank competes with Penns Woods, 1st Source, Great Southern, Waterstone Financial, and Home Bancorp. TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. TowneBank was incorporated in 1998 and is headquartered in Portsmouth, Virginia. Towne Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2835 people.

Towne Bank Key Financial Ratios

Towne Bank Key Balance Sheet Accounts

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Towne Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Towne Bank's current stock value. Our valuation model uses many indicators to compare Towne Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Towne Bank competition to find correlations between indicators driving Towne Bank's intrinsic value. More Info.Towne Bank is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Towne Bank is roughly  8.12 . At this time, Towne Bank's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Towne Bank's earnings, one of the primary drivers of an investment's value.

Towne Bank Systematic Risk

Today, most investors in Towne Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Towne Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Towne Bank growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Towne Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Towne Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of Towne Bank based on widely used predictive technical indicators. In general, we focus on analyzing Towne Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Towne Bank's daily price indicators and compare them against related drivers.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Towne Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Towne Bank is measured differently than its book value, which is the value of Towne that is recorded on the company's balance sheet. Investors also form their own opinion of Towne Bank's value that differs from its market value or its book value, called intrinsic value, which is Towne Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Towne Bank's market value can be influenced by many factors that don't directly affect Towne Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Towne Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.