Union Bankshares Company Insiders

UNB Stock  USD 24.94  0.51  2.09%   
Union Bankshares' insiders are aggressively buying. The analysis of insiders' sentiment of trading Union Bankshares stock suggests that all insiders are extremely bullish at this time. Union Bankshares employs about 201 people. The company is managed by 8 executives with a total tenure of roughly 42 years, averaging almost 5.0 years of service per executive, having 25.13 employees per reported executive.
David Silverman  CEO
CEO and President Director, CEO of Union Bank and President of Union Bank and Director of Union Bank

Insider Sentiment 100

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2025-02-06Patricia N HoganAcquired 6 @ 31.79View
2024-02-22Mary K ParentAcquired 100 @ 31.14View
2024-02-01Patricia N HoganAcquired 7 @ 29.81View
2023-11-02Patricia N HoganAcquired 7 @ 26.2View
2023-09-13Dawn D BugbeeAcquired 300 @ 20.89View
2023-08-03Patricia N HoganAcquired 7 @ 22.88View
2023-05-04Patricia N HoganAcquired 9 @ 21.48View
Monitoring Union Bankshares' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For information on how to trade Union Stock refer to our How to Trade Union Stock guide.

Union Bankshares' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Union Bankshares' future performance. Based on our forecasts, it is anticipated that Union will maintain a workforce of about 200 employees by March 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Union Bankshares Management Team Effectiveness

As of February 15, 2026, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.03. At present, Union Bankshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 1.6 B, whereas Other Current Assets are projected to grow to (158.8 M). Union Bankshares' management efficiency ratios could be used to measure how well Union Bankshares manages its routine affairs as well as how well it operates its assets and liabilities.
As of February 15, 2026, Common Stock Shares Outstanding is expected to decline to about 3.6 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 8 MThe market capitalization of Union Bankshares is $114.29 Million. Union Bankshares has significant amount of outstanding shares owned by insiders and institutional investors . Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
1999-12-31
Previous Quarter
4.6 M
Current Value
4.6 M
Avarage Shares Outstanding
4.5 M
Quarterly Volatility
46.8 K
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as Union Bankshares in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Union Bankshares, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Union Bankshares Workforce Comparison

Union Bankshares is rated fourth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 1,753. Union Bankshares retains roughly 201 in number of employees claiming about 11% of equities under Financials industry.

Union Bankshares Profit Margins

The company has Net Profit Margin of 0.21 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.21 %, which entails that for every 100 dollars of revenue, it generated $0.21 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.620.6154
Slightly Up
Very volatile
Net Profit Margin0.230.1271
Way Up
Slightly volatile
Operating Profit Margin0.130.1378
Notably Down
Slightly volatile
Pretax Profit Margin0.130.1378
Notably Down
Slightly volatile
Return On Assets0.00630.0066
Notably Down
Slightly volatile
Return On Equity0.110.12
Significantly Down
Very volatile

Union Bankshares Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Union Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Union Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Union Bankshares insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-12-01
0.7143
5
7
 368.25 
 3,523 
2023-12-01
0.6667
6
9
 715.43 
 4,060 
2023-06-01
11.0
11
1
 4,375 
 0.00 
2022-12-01
0.25
2
8
 500.00 
 2,724 
2021-12-01
0.5
4
8
 2,500 
 3,353 
2021-09-01
0.6667
2
3
 1,500 
 1,909 
2021-06-01
3.3333
10
3
 1,880 
 500.00 
2021-03-01
28.0
28
1
 24,787 
 500.00 
2020-12-01
1.0
9
9
 6,197 
 0.00 
2020-03-01
8.0
8
1
 5,859 
 1,000.00 
2019-12-01
1.75
7
4
 4,059 
 0.00 
2019-03-01
5.0
5
1
 2,357 
 1,000.00 
2018-12-01
3.0
3
1
 856.00 
 0.00 
2017-09-01
1.0
1
1
 1,000.00 
 1,000.00 
2017-03-01
3.0
3
1
 1,215 
 125.00 
2016-12-01
3.0
3
1
 811.00 
 1,000.00 
2016-06-01
0.3333
1
3
 1,160 
 3,160 
2016-03-01
3.0
6
2
 3,705 
 1,340 
2015-06-01
1.5
3
2
 2,600 
 2,500 
2014-09-01
3.0
3
1
 500.00 
 300.00 
2014-06-01
0.75
3
4
 2,110 
 1,710 
2013-12-01
4.0
4
1
 7,500 
 1,500 
2013-09-01
4.0
4
1
 2,600 
 1,500 
2013-06-01
0.25
1
4
 800.00 
 12,000 
2013-03-01
1.5
3
2
 2,100 
 2,000 
2012-06-01
3.0
6
2
 2,215 
 10,750 
2011-12-01
1.0
1
1
 150.00 
 0.00 
2011-09-01
1.0
1
1
 100.00 
 10,050 
2011-06-01
2.0
2
1
 3,000 
 0.00 
2011-03-01
2.0
2
1
 1,600 
 1,500 
2010-06-01
0.5
1
2
 100.00 
 12,000 
2009-06-01
2.0
2
1
 412.00 
 11,240 
2008-12-01
3.0
3
1
 230.00 
 10,500 
2007-12-01
2.0
8
4
 6,625 
 3,460 
2007-09-01
4.0
4
1
 1,400 
 900.00 
2007-06-01
3.0
3
1
 220.00 
 500.00 
2006-12-01
4.5
9
2
 5,200 
 350.00 
2005-12-01
3.5
7
2
 7,200 
 3,000 
2005-06-01
4.0
4
1
 2,135 
 100.00 
2005-03-01
0.6667
2
3
 400.00 
 1,850 
2004-12-01
0.6667
2
3
 3,450 
 3,700 
2004-09-01
1.0
1
1
 300.00 
 300.00 
2004-06-01
3.0
3
1
 1,250 
 250.00 
2003-12-01
0.6
6
10
 6,625 
 351,300 
2003-09-01
1.6667
5
3
 353,749 
 6,450 

Union Bankshares Notable Stakeholders

An Union Bankshares stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Union Bankshares often face trade-offs trying to please all of them. Union Bankshares' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Union Bankshares' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David SilvermanCEO and President Director, CEO of Union Bank and President of Union Bank and Director of Union BankProfile
Karyn HaleCFO, VP, Treasurer, CFO of Union Bank, Sr. VP of Union Bank and Treasurer of Union BankProfile
Jeffrey CoslettVP and Sr. VP of HR and Branch Admin. of Union BankProfile
Karyn CPATreasurer VPProfile
Patricia HoganSenior OfficerProfile
Kristy AlfieriAssistant SecretaryProfile
Timothy SargentIndependent SecretaryProfile
Jonathan GouldExecutive BankProfile
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About Union Bankshares Management Performance

The success or failure of an entity such as Union Bankshares often depends on how effective the management is. Union Bankshares management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Union management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Union management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.03  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.11 
Please note, the presentation of Union Bankshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Union Bankshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Union Bankshares' management manipulating its earnings.

Union Bankshares Workforce Analysis

Traditionally, organizations such as Union Bankshares use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Union Bankshares within its industry.

Union Bankshares Manpower Efficiency

Return on Union Bankshares Manpower

Revenue Per Employee434.3K
Revenue Per Executive10.9M
Net Income Per Employee43.6K
Net Income Per Executive1.1M

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When running Union Bankshares' price analysis, check to measure Union Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Bankshares is operating at the current time. Most of Union Bankshares' value examination focuses on studying past and present price action to predict the probability of Union Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Bankshares' price. Additionally, you may evaluate how the addition of Union Bankshares to your portfolios can decrease your overall portfolio volatility.
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