Timothy Sargent - Union Bankshares Independent Secretary
| UNB Stock | USD 31.04 0.29 0.93% |
Executive
Mr. Timothy Willis Sargent is an Independent Director of Union Bankshares Inc. He joined the Company Board in 2011. He currently practices law in Morrisville, Vermont, at Sargent Law Office, and was there since 2004. In January 2009, Mr. Sargent assumed full ownership of the firm. He holds a law degree from Vermont Law School and a bachelor of science degree from Bates College. For the past nine years, Tim has served as a Trustee on the Morrisville Water and Light Board and been actively involved with the Morrisville Rotary Club, where is his currently Treasurer. In addition, Tim sits on the Ron Terrill Scholarship Fund Committee which awards scholarships to local graduating high school students. Tim is an active member in the local community and cares very deeply about the economic health and vitality of the region. The Company values his legal insights, knowledge of local businesses and perspective with regard to a younger generation. Tim was appointed to Union Bank Board in July, 2010 and serves on the Company Audit Committee. since 2011.
| Age | 48 |
| Tenure | 13 years |
| Address | 20 Lower Main Street, Morrisville, VT, United States, 05661-0667 |
| Phone | 802 888 6600 |
| Web | https://www.ublocal.com |
Union Bankshares Management Efficiency
At present, Union Bankshares' Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Union Bankshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 1.4 B, whereas Non Current Assets Total are forecasted to decline to about 19.4 M. Union Bankshares' management efficiency ratios could be used to measure how well Union Bankshares manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.14 | |||
| Return On Asset | 0.006 |
Union Bankshares Leadership Team
Elected by the shareholders, the Union Bankshares' board of directors comprises two types of representatives: Union Bankshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Union. The board's role is to monitor Union Bankshares' management team and ensure that shareholders' interests are well served. Union Bankshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Union Bankshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeffrey Coslett, VP and Sr. VP of HR and Branch Admin. of Union Bank | ||
| Patricia Hogan, Senior Officer | ||
| Kristy Alfieri, Assistant Secretary | ||
| David Silverman, CEO and President Director, CEO of Union Bank and President of Union Bank and Director of Union Bank | ||
| Karyn Hale, CFO, VP, Treasurer, CFO of Union Bank, Sr. VP of Union Bank and Treasurer of Union Bank | ||
| Timothy Sargent, Independent Secretary | ||
| Karyn CPA, Treasurer VP |
Union Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Union Bankshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.006 | |||
| Profit Margin | 0.19 % | |||
| Operating Margin | 0.11 % | |||
| Current Valuation | 337.94 M | |||
| Shares Outstanding | 4.52 M | |||
| Shares Owned By Insiders | 19.95 % | |||
| Shares Owned By Institutions | 16.57 % | |||
| Number Of Shares Shorted | 5.7 K | |||
| Price To Earning | 8.72 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Union Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Union Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Union Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Union Bankshares Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Union Bankshares. If investors know Union will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Union Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.47) | Dividend Share 1.44 | Earnings Share 1.94 | Revenue Per Share 10.244 | Quarterly Revenue Growth (0.1) |
The market value of Union Bankshares is measured differently than its book value, which is the value of Union that is recorded on the company's balance sheet. Investors also form their own opinion of Union Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Union Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Union Bankshares' market value can be influenced by many factors that don't directly affect Union Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Union Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Union Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Union Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.