American Financial Statements From 2010 to 2026

AFGE Stock  USD 17.61  0.02  0.11%   
American Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing American Financial's valuation are provided below:
Gross Profit
1.3 B
Market Capitalization
9.9 B
There are over one hundred nineteen available fundamental signals for American Financial Group, which can be analyzed over time and compared to other ratios. Investors should ensure to validate all of American Financial's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 9.1 B. The current year's Enterprise Value is expected to grow to about 8.1 B

American Financial Total Revenue

7.77 Billion

Check American Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among American Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 88.5 M, Interest Expense of 76 M or Selling General Administrative of 0.0, as well as many indicators such as Price To Sales Ratio of 0.71, Dividend Yield of 0.031 or PTB Ratio of 2.5. American financial statements analysis is a perfect complement when working with American Financial Valuation or Volatility modules.
  
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Check out the analysis of American Financial Correlation against competitors.

American Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets31 B32.7 B40.7 B
Very volatile
Short and Long Term Debt Total1.7 B1.8 BB
Very volatile
Total Current Liabilities9.6 B11.7 B7.1 B
Very volatile
Total Stockholder Equity4.6 B4.8 B4.7 B
Slightly volatile
Retained Earnings3.2 B3.4 B3.1 B
Slightly volatile
Cash16.3 B17.2 B3.4 B
Slightly volatile
Non Current Assets Total310.6 M327 M26.5 B
Pretty Stable
Cash And Short Term Investments16.3 B17.2 B6.5 B
Slightly volatile
Common Stock Shares Outstanding75.8 M83.5 M90.7 M
Slightly volatile
Liabilities And Stockholders Equity31 B32.7 B36.2 B
Pretty Stable
Non Current Liabilities Total1.7 B1.8 B16.3 B
Very volatile
Other Stockholder Equity1.3 B1.4 B1.4 B
Pretty Stable
Total Liabilities26.4 B27.8 B30 B
Slightly volatile
Total Current Assets17.5 B18.4 B10.5 B
Pretty Stable
Common Stock141.4 M83 M153.6 M
Slightly volatile
Net Receivables1.2 B1.2 B3.1 B
Pretty Stable
Intangible Assets221.8 M233.4 M630.6 M
Slightly volatile
Accounts Payable724.9 M1.4 B777.7 M
Slightly volatile
Good Will310.6 M327 M235.4 M
Slightly volatile
Short Term Investments461.7 M486 M8.1 B
Slightly volatile
Current Deferred Revenue1.9 BB1.6 B
Pretty Stable
Common Stock Total Equity72.7 M76.5 M235.2 M
Pretty Stable
Other Liabilities45.5 B51.1 B42.5 B
Slightly volatile
Net Tangible Assets5.3 B4.4 B4.9 B
Very volatile
Long Term Debt1.7 B1.7 B1.5 B
Slightly volatile
Long Term Investments10.8 B11.4 B28.7 B
Slightly volatile
Short and Long Term Debt1.5 B2.5 B1.7 B
Slightly volatile

American Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense76 M80 M74.8 M
Slightly volatile
Total Revenue7.8 B8.2 B6.2 B
Slightly volatile
Gross ProfitB3.8 B5.7 B
Slightly volatile
Other Operating Expenses10.8 B7.1 B3.9 B
Very volatile
Operating Income1.2 B1.3 B2.6 B
Slightly volatile
EBIT1.3 B1.4 B1.2 B
Pretty Stable
EBITDA1.1 B1.2 B1.2 B
Very volatile
Total Operating Expenses2.6 B2.7 B1.4 B
Slightly volatile
Income Before TaxB1.1 B757.3 M
Slightly volatile
Net Income799.9 M842 M650.3 M
Slightly volatile
Income Tax Expense219.4 M231 M181.4 M
Slightly volatile
Selling And Marketing Expenses665.9 M751.5 M823.3 M
Slightly volatile
Net Income From Continuing Ops726.2 MB661.3 M
Slightly volatile
Net Income Applicable To Common Shares872.6 MB736.8 M
Slightly volatile

American Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.1 B1.2 B1.3 B
Slightly volatile
Capital Expenditures145.3 M152.9 M134.3 M
Very volatile
Total Cash From Operating Activities1.3 B1.3 B1.4 B
Slightly volatile
Net Income969 MB704 M
Slightly volatile
End Period Cash Flow1.5 B1.6 B1.6 B
Pretty Stable
Begin Period Cash Flow1.3 B1.4 B1.6 B
Slightly volatile
Stock Based Compensation19.4 M16.2 M23.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.711.40121.1862
Slightly volatile
Dividend Yield0.0310.05330.0511
Slightly volatile
PTB Ratio2.52.37631.7025
Slightly volatile
Days Sales Outstanding51.4154.1204277
Pretty Stable
Book Value Per Share60.3957.517954.4377
Slightly volatile
Free Cash Flow Yield0.160.09020.1642
Pretty Stable
Operating Cash Flow Per Share7.0712.3615.0575
Slightly volatile
Stock Based Compensation To Revenue0.00440.00320.0044
Slightly volatile
Capex To Depreciation0.771.060.8874
Pretty Stable
PB Ratio2.52.37631.7025
Slightly volatile
Free Cash Flow Per Share6.412.3613.7955
Slightly volatile
ROIC0.04270.0450.0533
Slightly volatile
Net Income Per Share10.5510.04777.9923
Slightly volatile
Payables Turnover4.046.573.3217
Pretty Stable
Sales General And Administrative To Revenue0.07280.07340.0805
Pretty Stable
Capex To Revenue0.01020.01070.0237
Slightly volatile
Cash Per Share215205252
Pretty Stable
POCF Ratio6.3411.476.0634
Slightly volatile
Payout Ratio0.690.72450.5945
Slightly volatile
Capex To Operating Cash Flow0.03990.0420.1169
Slightly volatile
PFCF Ratio7.9211.476.8596
Slightly volatile
Days Payables Outstanding54.6257.49169
Slightly volatile
Income Quality1.421.493.1716
Slightly volatile
ROE0.0880.17470.1369
Slightly volatile
EV To Operating Cash Flow6.2311.545.8438
Slightly volatile
PE Ratio12.9213.603116.2005
Slightly volatile
Return On Tangible Assets0.02410.0260.0187
Slightly volatile
EV To Free Cash Flow7.6311.546.5705
Slightly volatile
Earnings Yield0.06940.07350.0833
Very volatile
Intangibles To Total Assets0.00950.010.013
Slightly volatile
Current Ratio8.568.159.8945
Slightly volatile
Tangible Book Value Per Share56.353.615851.4326
Slightly volatile
Receivables Turnover4.476.74421.9559
Pretty Stable
Graham Number12011495.4932
Slightly volatile
Shareholders Equity Per Share60.3957.517953.882
Slightly volatile
Debt To Equity0.250.37760.2743
Slightly volatile
Capex Per Share0.720.771.4503
Slightly volatile
Revenue Per Share10297.541871.9089
Slightly volatile
Interest Debt Per Share23.8122.67316.1885
Slightly volatile
Debt To Assets0.06560.05570.0401
Pretty Stable
Short Term Coverage Ratios30.2728.8338.3787
Very volatile
Price Earnings Ratio12.9213.603116.2005
Slightly volatile
Price Book Value Ratio2.52.37631.7025
Slightly volatile
Days Of Payables Outstanding54.6257.49169
Slightly volatile
Dividend Payout Ratio0.690.72450.5945
Slightly volatile
Price To Operating Cash Flows Ratio6.3411.476.0634
Slightly volatile
Price To Free Cash Flows Ratio7.9211.476.8596
Slightly volatile
Pretax Profit Margin0.07980.13130.1133
Slightly volatile
Ebt Per Ebit0.230.140.1585
Slightly volatile
Operating Profit Margin0.120.13130.116
Slightly volatile
Effective Tax Rate0.320.21530.2631
Slightly volatile
Company Equity Multiplier5.866.77578.5367
Pretty Stable
Long Term Debt To Capitalization0.190.27410.2076
Slightly volatile
Total Debt To Capitalization0.180.27410.212
Slightly volatile
Return On Capital Employed0.03120.03290.0624
Slightly volatile
Debt Equity Ratio0.250.37760.2743
Slightly volatile
Ebit Per Revenue0.120.13130.116
Slightly volatile
Quick Ratio8.568.1511.0547
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.251.322.9172
Slightly volatile
Net Income Per E B T0.580.78470.8969
Pretty Stable
Cash Ratio1.121.060.8162
Slightly volatile
Operating Cash Flow Sales Ratio0.140.130.2156
Pretty Stable
Days Of Sales Outstanding51.4154.1204277
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.690.870.8678
Slightly volatile
Cash Flow Coverage Ratios0.750.71.047
Pretty Stable
Price To Book Ratio2.52.37631.7025
Slightly volatile
Capital Expenditure Coverage Ratio25.8624.6318.9202
Slightly volatile
Price Cash Flow Ratio6.3411.476.0634
Slightly volatile
Debt Ratio0.06560.05570.0401
Pretty Stable
Cash Flow To Debt Ratio0.750.71.047
Pretty Stable
Price Sales Ratio0.711.40121.1862
Slightly volatile
Return On Assets0.0230.02580.0184
Slightly volatile
Asset Turnover0.340.25030.2105
Very volatile
Net Profit Margin0.06230.1030.1038
Slightly volatile
Gross Profit Margin0.420.46320.2409
Pretty Stable
Price Fair Value2.52.37631.7025
Slightly volatile
Return On Equity0.0880.17470.1369
Slightly volatile

American Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap9.1 B8.6 B7.6 B
Slightly volatile
Enterprise Value8.1 B7.7 B6.8 B
Slightly volatile

American Fundamental Market Drivers

About American Financial Financial Statements

American Financial stakeholders use historical fundamental indicators, such as American Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although American Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in American Financial's assets and liabilities are reflected in the revenues and expenses on American Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in American Financial Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred RevenueB1.9 B
Total Revenue8.2 B7.8 B
Cost Of Revenue4.4 B4.2 B
Sales General And Administrative To Revenue 0.07  0.07 
Capex To Revenue 0.01  0.01 
Revenue Per Share 97.54  102.42 
Ebit Per Revenue 0.13  0.12 

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When determining whether American Financial is a strong investment it is important to analyze American Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact American Financial's future performance. For an informed investment choice regarding American Stock, refer to the following important reports:
Check out the analysis of American Financial Correlation against competitors.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Will Property & Casualty Insurance sector continue expanding? Could American diversify its offerings? Factors like these will boost the valuation of American Financial. If investors know American will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every American Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Investors evaluate American Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating American Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause American Financial's market price to deviate significantly from intrinsic value.
Understanding that American Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, American Financial's market price signifies the transaction level at which participants voluntarily complete trades.