American Financial Financials

AFGE Stock  USD 17.87  0.36  1.97%   
American Financial Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, American Financial's Property Plant And Equipment Net is projected to increase significantly based on the last few years of reporting. The current year's Net Debt is expected to grow to about 236.2 M, whereas Short and Long Term Debt Total is forecasted to decline to about 1.1 B. Key indicators impacting American Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.05650.0992
Way Down
Slightly volatile
Return On Assets0.02180.0329
Way Down
Slightly volatile
Return On Equity0.190.18
Notably Up
Slightly volatile
Debt Equity Ratio0.250.31
Significantly Down
Slightly volatile
Operating Income1.3 B1.4 B
Notably Down
Slightly volatile
Current Ratio13.3612.72
Sufficiently Up
Slightly volatile
Investors should never underestimate American Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor American Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in American Financial Group.

Net Income

1.03 Billion

  
Understanding current and past American Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in American Financial's assets may result in an increase in income on the income statement.
Please note, the presentation of American Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of American Financial's management manipulating its earnings.

American Financial Stock Summary

American Financial competes with American Financial, American Financial, American Financial, Reinsurance Group, and Affiliated Managers. American Financial Group, Inc., through its subsidiaries, provides property and casualty insurance products in the United States. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio. American Financial is traded on New York Stock Exchange in USA.
Specialization
Financials, Insurance
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0259328641
CUSIP025932864
LocationOhio; U.S.A
Business Address301 East Fourth
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.afginc.com
Phone513 579 2121
CurrencyUSD - US Dollar

American Financial Key Financial Ratios

American Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets73.6B28.9B28.8B29.8B34.3B26.8B
Other Current Liab(807M)(920M)(1.0B)(1.2B)(1.4B)(1.3B)
Net Debt(847M)(167M)624M250M225M236.3M
Retained Earnings4.1B3.5B3.1B3.1B3.6B3.8B
Cash2.8B2.1B872M1.2B1.4B1.0B
Other Assets(31.8B)(2.4B)1.1B6.9B6.2B6.5B
Total Liab66.8B23.9B24.8B25.5B29.4B23.3B
Total Current Assets58.3B18.1B14.6B2.7B3.1B3.3B
Net Receivables12.3B5.6B886M1.2B1.3B2.6B
Other Current Assets3.6B5.5B917M961M1.1B1.2B
Intangible Assets210M352M354M522M600.3M567.4M
Accounts Payable807M920M1.0B1.2B1.4B1.0B
Inventory(3.6B)(5.5B)(886M)(17.7B)(20.3B)(21.3B)

American Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense68M88M94M76M87.4M70.8M
Total Revenue7.9B6.6B7.0B7.7B8.9B4.6B
Gross Profit7.9B6.6B7.0B7.7B7.0B7.3B
Operating Income655M2.1B1.2B1.2B1.4B1.3B
Ebit427M1.4B1.2B1.1B1.3B1.4B
Ebitda726M1.6B1.3B1.2B1.4B1.5B
Income Before Tax848M1.3B1.1B1.1B965.7M693.5M
Net Income732M1.1B898M852M979.8M1.0B
Income Tax Expense127M254M225M221M254.2M136.5M

American Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash496M(679M)(1.3B)353M406.0M426.2M
Free Cash Flow1.8B1.6B1.1B2.0B2.3B2.4B
Depreciation299M187M100M78M89.7M143.8M
Other Non Cash Items779M(1.3B)(31M)7M8.1M7.6M
Dividends Paid334M2.4B1.2B684M786.6M825.9M
Capital Expenditures44M343M150M72M82.8M92.8M
Net Income721M2.0B898M852M979.8M1.0B
End Period Cash Flow2.8B2.1B872M1.2B1.4B929.2M

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American Financial's current stock value. Our valuation model uses many indicators to compare American Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Financial competition to find correlations between indicators driving American Financial's intrinsic value. More Info.
American Financial Group is number one stock in price to earning category among its peers. It is rated second in revenue category among its peers totaling about  1,797,209,302  of Revenue per Price To Earning. At present, American Financial's Total Revenue is projected to increase significantly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value American Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

American Financial Systematic Risk

American Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on American Financial correlated with the market. If Beta is less than 0 American Financial generally moves in the opposite direction as compared to the market. If American Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Financial is generally in the same direction as the market. If Beta > 1 American Financial moves generally in the same direction as, but more than the movement of the benchmark.

About American Financial Financials

What exactly are American Financial Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include American Financial's income statement, its balance sheet, and the statement of cash flows. Potential American Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although American Financial investors may use each financial statement separately, they are all related. The changes in American Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on American Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in American Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various American Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of American Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(2.4)

At present, American Financial's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

American Financial February 1, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Financial's daily price indicators and compare them against related drivers.

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When running American Financial's price analysis, check to measure American Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Financial is operating at the current time. Most of American Financial's value examination focuses on studying past and present price action to predict the probability of American Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Financial's price. Additionally, you may evaluate how the addition of American Financial to your portfolios can decrease your overall portfolio volatility.
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