Affirm Net Interest Income from 2010 to 2026

AFRM Stock  USD 56.54  3.11  5.21%   
Affirm Holdings Net Interest Income yearly trend continues to be very stable with very little volatility. Net Interest Income is likely to grow to about -363.8 M this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-12-31
Previous Quarter
-110 M
Current Value
-111.7 M
Quarterly Volatility
52.1 M
 
Covid
 
Interest Hikes
Check Affirm Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affirm Holdings' main balance sheet or income statement drivers, such as Tax Provision of 11.2 M, Interest Income of 186.7 M or Depreciation And Amortization of 271.8 M, as well as many indicators such as Price To Sales Ratio of 7.56, Dividend Yield of 0.0 or PTB Ratio of 6.87. Affirm financial statements analysis is a perfect complement when working with Affirm Holdings Valuation or Volatility modules.
  
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Check out the analysis of Affirm Holdings Correlation against competitors.
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Evaluating Affirm Holdings's Net Interest Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Affirm Holdings's fundamental strength.

Latest Affirm Holdings' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Affirm Holdings over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Affirm Holdings' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Affirm Holdings' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Affirm Net Interest Income Regression Statistics

Arithmetic Mean(48,575,441)
Coefficient Of Variation(425.03)
Mean Deviation174,323,461
Median93,509,000
Standard Deviation206,460,048
Sample Variance42625.8T
Range579.9M
R-Value(0.85)
Mean Square Error12876.8T
R-Squared0.72
Significance0.000018
Slope(34,614,807)
Total Sum of Squares682012T

Affirm Net Interest Income History

2026-363.8 M
2025-382.9 M
2024-425.5 M
2023-344.3 M
2022-183 M
2021-69.7 M
2020-52.7 M

About Affirm Holdings Financial Statements

Affirm Holdings investors utilize fundamental indicators, such as Net Interest Income, to predict how Affirm Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income-382.9 M-363.8 M

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Will Data Processing & Outsourced Services sector continue expanding? Could Affirm diversify its offerings? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Affirm Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.593
Earnings Share
0.81
Revenue Per Share
11.3
Quarterly Revenue Growth
0.296
Return On Assets
0.0123
Understanding Affirm Holdings requires distinguishing between market price and book value, where the latter reflects Affirm's accounting equity. The concept of intrinsic value - what Affirm Holdings' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Affirm Holdings' price substantially above or below its fundamental value.
Understanding that Affirm Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Affirm Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Affirm Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.