Affirm Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Affirm Holdings
AFRM Stock  USD 75.85  0.34  0.45%   
Affirm Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Affirm Holdings' valuation are provided below:
Gross Profit
1.7 B
Profit Margin
0.0674
Market Capitalization
24.9 B
Enterprise Value Revenue
8.8576
Revenue
3.5 B
There are over one hundred nineteen available fundamental signals for Affirm Holdings, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to validate Affirm Holdings' prevailing fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 30th of December 2025, Market Cap is likely to grow to about 23.4 B. Also, Enterprise Value is likely to grow to about 30.3 B

Affirm Holdings Total Revenue

3.39 Billion

Check Affirm Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affirm Holdings' main balance sheet or income statement drivers, such as Tax Provision of 9.7 M, Interest Income of 186.7 M or Depreciation And Amortization of 236.3 M, as well as many indicators such as Price To Sales Ratio of 6.58, Dividend Yield of 0.0 or PTB Ratio of 7.64. Affirm financial statements analysis is a perfect complement when working with Affirm Holdings Valuation or Volatility modules.
  
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Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.8 B11.2 B3.7 B
Slightly volatile
Short and Long Term Debt Total4.3 B7.9 B2.3 B
Slightly volatile
Other Current Liabilities62.3 M97.3 M33.1 M
Slightly volatile
Total Current Liabilities105.2 M180.1 M58.3 M
Slightly volatile
Other Liabilities87.4 M89.3 M44.8 M
Slightly volatile
Property Plant And Equipment Net621.3 M591.8 M167.3 M
Slightly volatile
Net Debt3.3 B6.5 B1.6 B
Slightly volatile
Accounts Payable42.8 M82.8 M25.1 M
Slightly volatile
Cash1 B1.4 B635.3 M
Slightly volatile
Non Current Assets Total1 B1.4 B495.2 M
Slightly volatile
Long Term Debt4 B7.8 B2.1 B
Slightly volatile
Cash And Short Term Investments1.8 B2.2 B981.7 M
Slightly volatile
Net Receivables7.4 B7.1 B1.8 B
Slightly volatile
Common Stock Shares Outstanding316.2 M341 M274.2 M
Slightly volatile
Liabilities And Stockholders Equity6.8 B11.2 B3.7 B
Slightly volatile
Non Current Liabilities Total4.7 B7.9 B2.8 B
Slightly volatile
Other Current Assets418.7 M474.2 M613.8 M
Slightly volatile
Other Stockholder Equity3.9 B6.1 B1.8 B
Slightly volatile
Total Liabilities4.8 B8.1 B2.9 B
Slightly volatile
Net Invested Capital6.3 B10.9 B3.1 B
Slightly volatile
Long Term Investments38.3 M40.3 M618.6 M
Pretty Stable
Property Plant And Equipment Gross1.1 B1 B245.3 M
Slightly volatile
Total Current Assets5.8 B9.8 B3.2 B
Slightly volatile
Non Current Liabilities Other65 M49.7 M32.6 M
Slightly volatile
Net Working Capital5.6 B9.6 B3.1 B
Slightly volatile
Short Term Debt137.1 M199.8 M368.1 M
Slightly volatile
Property Plant Equipment350.3 M333.7 M115.6 M
Slightly volatile
Good Will489 M534.2 M198 M
Slightly volatile
Intangible Assets12.3 M12.9 M15.3 M
Slightly volatile
Common Stock Total Equity2.4 K2.7 K2.9 K
Slightly volatile
Short Term Investments1.1 B871.4 M375.3 M
Slightly volatile
Common Stock2.4 K2.7 K2.9 K
Slightly volatile
Long Term Debt Total3.8 B4.1 B3.4 B
Slightly volatile
Capital Surpluse5.2 B5.9 B4.5 B
Slightly volatile

Affirm Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Income186.7 M278.4 M158.2 M
Slightly volatile
Depreciation And Amortization236.3 M225.1 M55.9 M
Slightly volatile
Interest Expense446.7 M425.5 M111.7 M
Slightly volatile
Selling General Administrative444.4 M545.1 M249 M
Slightly volatile
Selling And Marketing Expenses378.1 M434.8 M182.4 M
Slightly volatile
Total Revenue3.4 B3.2 B976.9 M
Slightly volatile
Gross Profit2.3 B2.2 B607.1 M
Slightly volatile
Other Operating Expenses2.1 B3.3 B1.2 B
Slightly volatile
Research Development361.1 M577.1 M217.1 M
Slightly volatile
Cost Of Revenue620.1 M1 B339.8 M
Slightly volatile
Total Operating Expenses1.5 B2.3 B819 M
Slightly volatile
Reconciled Depreciation236.3 M225.1 M55.9 M
Slightly volatile
Non Operating Income Net Other194.1 M243.4 M159.7 M
Slightly volatile
Non Recurring28.7 M32.3 M35.2 M
Slightly volatile

Affirm Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory21.6 M26 M19.5 M
Slightly volatile
Net Borrowings1.3 B2.3 B758 M
Slightly volatile
Stock Based Compensation292.3 M321.4 M151.4 M
Slightly volatile
Begin Period Cash Flow1.1 B1.3 B604.9 M
Slightly volatile
Depreciation236.3 M225.1 M55.9 M
Slightly volatile
Dividends Paid17.2 M18.1 M619.5 M
Very volatile
Capital Expenditures101.6 M192.2 M57.4 M
Slightly volatile
Total Cash From Financing Activities1.3 B751.4 M897.3 M
Slightly volatile
End Period Cash Flow1.3 B1.8 B774.9 M
Slightly volatile
Cash Flows Other Operating386.1 M707.9 M210.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio6.586.922859.1375
Slightly volatile
Days Sales Outstanding496799332
Slightly volatile
Stock Based Compensation To Revenue0.09470.09970.2883
Slightly volatile
Capex To Depreciation0.810.85392.8237
Slightly volatile
EV To Sales8.498.938360.5284
Slightly volatile
Payables Turnover12.1412.648812.4095
Slightly volatile
Sales General And Administrative To Revenue0.160.1690.3161
Slightly volatile
Research And Ddevelopement To Revenue0.220.240.2631
Slightly volatile
Capex To Revenue0.04940.05960.0703
Slightly volatile
Cash Per Share4.426.89443.3185
Slightly volatile
Days Payables Outstanding34.5828.856534.1191
Slightly volatile
Intangibles To Total Assets0.05180.0490.029
Slightly volatile
Current Ratio42.8254.18553.4445
Very volatile
Receivables Turnover0.430.45684.1538
Slightly volatile
Graham Number4.75.295.7692
Slightly volatile
Capex Per Share0.630.59530.2153
Slightly volatile
Revenue Per Share10.499.98733.2871
Slightly volatile
Interest Debt Per Share26.9225.64268.8069
Slightly volatile
Debt To Assets0.480.7040.5497
Slightly volatile
Operating Cycle496799332
Slightly volatile
Days Of Payables Outstanding34.5828.856534.1191
Slightly volatile
Long Term Debt To Capitalization1.050.71821.388
Slightly volatile
Total Debt To Capitalization1.050.7191.389
Slightly volatile
Quick Ratio42.8254.18553.4445
Very volatile
Net Income Per E B T1.070.8490.9935
Pretty Stable
Cash Ratio11.647.520713.4672
Slightly volatile
Cash Conversion Cycle471770298
Slightly volatile
Days Of Sales Outstanding496799332
Slightly volatile
Fixed Asset Turnover7.445.44897.3515
Slightly volatile
Debt Ratio0.480.7040.5497
Slightly volatile
Price Sales Ratio6.586.922859.1375
Slightly volatile
Asset Turnover0.260.28910.2372
Pretty Stable
Gross Profit Margin0.480.67510.5877
Pretty Stable

Affirm Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap23.4 B22.3 B16.5 B
Pretty Stable
Enterprise Value30.3 B28.8 B18.5 B
Pretty Stable

Affirm Fundamental Market Drivers

Forward Price Earnings78.125
Cash And Short Term Investments2.2 B

Affirm Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of August 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of June 2023
Last Financial Announcement
View

About Affirm Holdings Financial Statements

Affirm Holdings investors utilize fundamental indicators, such as revenue or net income, to predict how Affirm Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-90.6 M-95.1 M
Total Revenue3.2 B3.4 B
Cost Of Revenue1 B620.1 M
Stock Based Compensation To Revenue 0.10  0.09 
Sales General And Administrative To Revenue 0.17  0.16 
Research And Ddevelopement To Revenue 0.24  0.22 
Capex To Revenue 0.06  0.05 
Revenue Per Share 9.99  10.49 
Ebit Per Revenue(0.03)(0.03)

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
How To Invest In Affirm
Details
Is Affirm Stock a good investment?
Details
What is Affirm Holdings' Net Worth?
Details
Largest Data Processing & Outsourced Services Companies
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Largest Commercial & Professional Services Companies
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Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.69
Revenue Per Share
10.616
Quarterly Revenue Growth
0.336
Return On Assets
0.0063
Return On Equity
0.076
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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