BankFinancial Financial Statements From 2010 to 2026

BFIN Stock  USD 12.00  0.05  0.41%   
BankFinancial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing BankFinancial's valuation are provided below:
Gross Profit
46.5 M
Profit Margin
0.0498
Market Capitalization
149.5 M
Enterprise Value Revenue
3.3579
Revenue
46.5 M
We have found one hundred twenty available fundamental signals for BankFinancial, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate BankFinancial's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 10th of January 2026, Market Cap is likely to grow to about 130.5 M

BankFinancial Total Revenue

70.43 Million

Check BankFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BankFinancial's main balance sheet or income statement drivers, such as Interest Expense of 13.6 M, Total Revenue of 70.4 M or Gross Profit of 53.2 M, as well as many indicators such as Price To Sales Ratio of 3.97, Dividend Yield of 0.0202 or PTB Ratio of 1.54. BankFinancial financial statements analysis is a perfect complement when working with BankFinancial Valuation or Volatility modules.
  
Build AI portfolio with BankFinancial Stock
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

BankFinancial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.7 B1.7 B1.6 B
Pretty Stable
Short and Long Term Debt Total67.6 M34.9 M47.8 M
Slightly volatile
Total Current Liabilities1.3 B1.4 B1.2 B
Pretty Stable
Total Stockholder Equity155.4 M140.7 M172.5 M
Slightly volatile
Non Current Assets TotalB912.2 M1.2 B
Slightly volatile
Other Assets1.2 B1.3 B1.3 B
Slightly volatile
Common Stock Shares Outstanding15.3 M11.2 M17 M
Slightly volatile
Liabilities And Stockholders Equity1.7 B1.7 B1.6 B
Pretty Stable
Non Current Liabilities Total70.5 M54.8 M57.2 M
Pretty Stable
Other Stockholder Equity119.1 M75 M130.1 M
Slightly volatile
Total Liabilities1.5 B1.5 B1.4 B
Pretty Stable
Intangible AssetsK6.3 K1.6 M
Slightly volatile
Other Liabilities7.4 M7.8 M17.7 M
Slightly volatile
Accounts Payable17.3 M18.2 M78.2 M
Slightly volatile
Cash156.8 M136.8 M171.1 M
Pretty Stable
Short Term Investments357.2 M340.2 M137.4 M
Slightly volatile
Property Plant Equipment25.2 M22.5 M28.9 M
Slightly volatile
Property Plant And Equipment Net24.5 M20.6 M28.5 M
Slightly volatile
Cash And Short Term Investments500.9 M477 M291.2 M
Slightly volatile
Net ReceivablesM5.8 M5.2 M
Slightly volatile
Other Current Assets161.9 M170.4 M683.7 M
Slightly volatile
Property Plant And Equipment Gross41.1 M68.1 M40.6 M
Slightly volatile
Total Current Assets291.6 M484.4 M340.2 M
Slightly volatile
Common Stock Total Equity155.3 K114.3 K171.3 K
Slightly volatile
Common Stock149.8 K112.5 K170.6 K
Slightly volatile
Short Term Debt21.1 M28 M26.5 M
Pretty Stable
Net Tangible Assets147.3 M136.5 M176 M
Slightly volatile
Capital Surpluse120.9 M77.3 M139.9 M
Slightly volatile
Long Term Investments435.3 M414.6 M180.9 M
Slightly volatile
Non Current Liabilities Other27.8 M33.2 M26.1 M
Slightly volatile
Earning Assets223.1 M285.5 M211.8 M
Slightly volatile
Net Invested Capital125.7 M175.6 M198.1 M
Slightly volatile
Capital Stock111.4 K112.5 K148.2 K
Slightly volatile
Long Term Debt Total21.6 M22.6 M19.9 M
Slightly volatile

BankFinancial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense13.6 M18.1 M10.7 M
Very volatile
Total Revenue70.4 M85.5 M62.6 M
Slightly volatile
Gross Profit53.2 M56.6 M50.4 M
Slightly volatile
Other Operating Expenses50.3 M62.4 M57.1 M
Slightly volatile
Total Operating Expenses37.8 M39.8 M45.6 M
Slightly volatile
Selling General Administrative21.4 M21.4 M24.1 M
Slightly volatile
Depreciation And Amortization139.4 K146.7 K3.2 M
Slightly volatile
Selling And Marketing Expenses745.4 K446.4 K785.5 K
Slightly volatile
Tax Provision810.5 K853.2 K4.2 M
Slightly volatile
Net Interest Income53.7 M55.7 M48.7 M
Slightly volatile
Interest Income62.9 M78.9 M56.4 M
Slightly volatile
Reconciled Depreciation139.4 K146.7 K2.8 M
Slightly volatile

BankFinancial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow4.7 M4.9 M12.4 M
Slightly volatile
Begin Period Cash Flow156.7 M205.3 M179.5 M
Slightly volatile
Depreciation139.4 K146.7 K3.2 M
Slightly volatile
Capital Expenditures1.4 M1.9 M1.6 M
Pretty Stable
Total Cash From Operating Activities12.8 M6.8 M14.4 M
Slightly volatile
End Period Cash Flow159.6 M97.6 M165.4 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.972.453.2186
Slightly volatile
Dividend Yield0.02020.02840.0244
Slightly volatile
PTB Ratio1.541.161.2043
Pretty Stable
Days Sales Outstanding34.7236.1229.6614
Slightly volatile
Book Value Per Share8.3811.2910.3417
Slightly volatile
Free Cash Flow Yield0.07580.03970.0693
Slightly volatile
Operating Cash Flow Per Share0.960.70.8563
Very volatile
Stock Based Compensation To Revenue1.0E-41.0E-40.0107
Slightly volatile
Capex To Depreciation12.1511.572.6332
Slightly volatile
PB Ratio1.541.161.2043
Pretty Stable
Free Cash Flow Per Share0.850.50.7542
Pretty Stable
Sales General And Administrative To Revenue0.410.370.3765
Pretty Stable
Capex To Revenue0.0190.02530.0234
Pretty Stable
Cash Per Share31.4529.9618.7285
Slightly volatile
POCF Ratio16.3724.0614.9729
Slightly volatile
Capex To Operating Cash Flow0.260.250.1394
Slightly volatile
PFCF Ratio19.1433.2817.8126
Slightly volatile
Intangibles To Total Assets0.00.09.0E-4
Slightly volatile
Current Ratio0.330.310.2161
Slightly volatile
Tangible Book Value Per Share8.011.2910.2531
Slightly volatile
Receivables Turnover13.7813.3613.1541
Slightly volatile
Graham Number8.768.6410.8175
Slightly volatile
Shareholders Equity Per Share8.3811.2910.3417
Slightly volatile
Debt To Equity0.270.280.3438
Slightly volatile
Capex Per Share0.07790.150.0973
Slightly volatile
Revenue Per Share3.05.373.8781
Slightly volatile
Interest Debt Per Share5.145.433.2943
Very volatile
Debt To Assets0.060.0310.0316
Pretty Stable
Short Term Coverage Ratios1.661.42.3811
Pretty Stable
Operating Cycle34.7236.1229.6614
Slightly volatile
Price Book Value Ratio1.541.161.2043
Pretty Stable
Price To Operating Cash Flows Ratio16.3724.0614.9729
Slightly volatile
Price To Free Cash Flows Ratio19.1433.2817.8126
Slightly volatile
Company Equity Multiplier9.8510.559.2494
Very volatile
Long Term Debt To Capitalization0.260.230.1692
Pretty Stable
Total Debt To Capitalization0.260.230.1728
Pretty Stable
Debt Equity Ratio0.270.280.3438
Slightly volatile
Quick Ratio0.330.310.2161
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.171.233.3853
Slightly volatile
Net Income Per E B T1.020.931.4284
Slightly volatile
Cash Ratio0.0880.09770.124
Pretty Stable
Operating Cash Flow Sales Ratio0.110.120.2178
Slightly volatile
Days Of Sales Outstanding34.7236.1229.6614
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.960.830.8782
Slightly volatile
Cash Flow Coverage Ratios0.170.1821.4546
Very volatile
Price To Book Ratio1.541.161.2043
Pretty Stable
Fixed Asset Turnover1.922.922.3214
Slightly volatile
Capital Expenditure Coverage Ratio3.944.1568.2849
Slightly volatile
Price Cash Flow Ratio16.3724.0614.9729
Slightly volatile
Debt Ratio0.060.0310.0316
Pretty Stable
Cash Flow To Debt Ratio0.170.1821.4546
Very volatile
Price Sales Ratio3.972.453.2186
Slightly volatile
Asset Turnover0.04920.05960.043
Slightly volatile
Gross Profit Margin0.560.60.7614
Pretty Stable
Price Fair Value1.541.161.2043
Pretty Stable

BankFinancial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap130.5 M118.2 M155.6 M
Slightly volatile

BankFinancial Fundamental Market Drivers

Forward Price Earnings15.083
Cash And Short Term Investments414.8 M

BankFinancial Upcoming Events

26th of January 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About BankFinancial Financial Statements

BankFinancial investors utilize fundamental indicators, such as revenue or net income, to predict how BankFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue21.8 M22.9 M
Total Revenue85.5 M70.4 M
Cost Of Revenue22.6 M16.5 M
Sales General And Administrative To Revenue 0.37  0.41 
Capex To Revenue 0.03  0.02 
Revenue Per Share 5.37  3.00 
Ebit Per Revenue 0.06  0.04 

Pair Trading with BankFinancial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankFinancial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankFinancial will appreciate offsetting losses from the drop in the long position's value.

Moving together with BankFinancial Stock

  0.78AUB Atlantic Union Bankshares Normal TradingPairCorr

Moving against BankFinancial Stock

  0.77601658 Postal Savings BankPairCorr
  0.75601665 Qilu BankPairCorr
The ability to find closely correlated positions to BankFinancial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankFinancial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankFinancial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankFinancial to buy it.
The correlation of BankFinancial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankFinancial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankFinancial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankFinancial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.184
Dividend Share
0.4
Earnings Share
0.19
Revenue Per Share
3.731
Quarterly Revenue Growth
0.075
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.