BankFinancial Financial Statements From 2010 to 2026

BFIN Stock

USD 12.00 0.05 0.41%

BankFinancial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing BankFinancial's valuation are provided below:

Gross Profit

46.5 M

Profit Margin

0.0498

Market Capitalization

149.5 M

Enterprise Value Revenue

3.3579

Revenue

46.5 M

We have found one hundred twenty available fundamental signals for BankFinancial, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate BankFinancial's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 31st of January 2026, Market Cap is likely to grow to about 130.5 M

BankFinancial Total Revenue

70.43 Million

Check BankFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BankFinancial's main balance sheet or income statement drivers, such as Interest Expense of 13.6 M, Total Revenue of 70.4 M or Gross Profit of 53.2 M, as well as many indicators such as Price To Sales Ratio of 3.97, Dividend Yield of 0.0202 or PTB Ratio of 1.54. BankFinancial financial statements analysis is a perfect complement when working with BankFinancial Valuation or Volatility modules.

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Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

BankFinancial Balance Sheet

Trends

Current Value

Last Year

Historical Average

10 Year Trend

Total Assets

1.7 B

1.6 B

Pretty Stable

Short and Long Term Debt Total

67.6 M

34.9 M

47.8 M

Slightly volatile

Total Current Liabilities

1.3 B

1.4 B

1.2 B

Pretty Stable

Total Stockholder Equity

155.4 M

140.7 M

172.5 M

Slightly volatile

Non Current Assets Total

1 B

912.2 M

1.2 B

Slightly volatile

Other Assets

1.2 B

1.3 B

Slightly volatile

Common Stock Shares Outstanding

15.3 M

11.2 M

17 M

Slightly volatile

Liabilities And Stockholders Equity

1.7 B

1.6 B

Pretty Stable

Non Current Liabilities Total

70.5 M

54.8 M

57.2 M

Pretty Stable

Other Stockholder Equity

119.1 M

75 M

130.1 M

Slightly volatile

Total Liabilities

1.5 B

1.4 B

Pretty Stable

Intangible Assets

6 K

6.3 K

1.6 M

Slightly volatile

Other Liabilities

7.4 M

7.8 M

17.7 M

Slightly volatile

Accounts Payable

17.3 M

18.2 M

78.2 M

Slightly volatile

Cash

156.8 M

136.8 M

171.1 M

Pretty Stable

Short Term Investments

357.2 M

340.2 M

137.4 M

Slightly volatile

Property Plant Equipment

25.2 M

22.5 M

28.9 M

Slightly volatile

Property Plant And Equipment Net

24.5 M

20.6 M

28.5 M

Slightly volatile

Cash And Short Term Investments

500.9 M

477 M

291.2 M

Slightly volatile

Net Receivables

5 M

5.8 M

5.2 M

Slightly volatile

Other Current Assets

161.9 M

170.4 M

683.7 M

Slightly volatile

Property Plant And Equipment Gross

41.1 M

68.1 M

40.6 M

Slightly volatile

Total Current Assets

291.6 M

484.4 M

340.2 M

Slightly volatile

Common Stock Total Equity

155.3 K

114.3 K

171.3 K

Slightly volatile

Common Stock

149.8 K

112.5 K

170.6 K

Slightly volatile

Short Term Debt

21.1 M

28 M

26.5 M

Pretty Stable

Net Tangible Assets

147.3 M

136.5 M

176 M

Slightly volatile

Capital Surpluse

120.9 M

77.3 M

139.9 M

Slightly volatile

Long Term Investments

435.3 M

414.6 M

180.9 M

Slightly volatile

Non Current Liabilities Other

27.8 M

33.2 M

26.1 M

Slightly volatile

Earning Assets

223.1 M

285.5 M

211.8 M

Slightly volatile

Net Invested Capital

125.7 M

175.6 M

198.1 M

Slightly volatile

Capital Stock

111.4 K

112.5 K

148.2 K

Slightly volatile

Long Term Debt Total

21.6 M

22.6 M

19.9 M

Slightly volatile

BankFinancial Income Statement

Trends

Current Value

Last Year

Historical Average

10 Year Trend

Interest Expense

13.6 M

18.1 M

10.7 M

Very volatile

Total Revenue

70.4 M

85.5 M

62.6 M

Slightly volatile

Gross Profit

53.2 M

56.6 M

50.4 M

Slightly volatile

Other Operating Expenses

50.3 M

62.4 M

57.1 M

Slightly volatile

Total Operating Expenses

37.8 M

39.8 M

45.6 M

Slightly volatile

Selling General Administrative

21.4 M

24.1 M

Slightly volatile

Depreciation And Amortization

139.4 K

146.7 K

3.2 M

Slightly volatile

Selling And Marketing Expenses

745.4 K

446.4 K

785.5 K

Slightly volatile

Tax Provision

810.5 K

853.2 K

4.2 M

Slightly volatile

Net Interest Income

53.7 M

55.7 M

48.7 M

Slightly volatile

Interest Income

62.9 M

78.9 M

56.4 M

Slightly volatile

Reconciled Depreciation

139.4 K

146.7 K

2.8 M

Slightly volatile

BankFinancial Cash Flow Statement

Trends

Current Value

Last Year

Historical Average

10 Year Trend

Free Cash Flow

4.7 M

4.9 M

12.4 M

Slightly volatile

Begin Period Cash Flow

156.7 M

205.3 M

179.5 M

Slightly volatile

Depreciation

139.4 K

146.7 K

3.2 M

Slightly volatile

Capital Expenditures

1.4 M

1.9 M

1.6 M

Pretty Stable

Total Cash From Operating Activities

12.8 M

6.8 M

14.4 M

Slightly volatile

End Period Cash Flow

159.6 M

97.6 M

165.4 M

Pretty Stable

Financial Ratios

Trends

Current Value

Last Year

Historical Average

10 Year Trend

Price To Sales Ratio

3.97

2.45

3.2186

Slightly volatile

Dividend Yield

0.0202

0.0284

0.0244

Slightly volatile

PTB Ratio

1.54

1.16

1.2043

Pretty Stable

Days Sales Outstanding

34.72

36.12

29.6614

Slightly volatile

Book Value Per Share

8.38

11.29

10.3417

Slightly volatile

Free Cash Flow Yield

0.0758

0.0397

0.0693

Slightly volatile

Operating Cash Flow Per Share

0.96

0.7

0.8563

Very volatile

Stock Based Compensation To Revenue

1.0E-4

0.0107

Slightly volatile

Capex To Depreciation

12.15

11.57

2.6332

Slightly volatile

PB Ratio

1.54

1.16

1.2043

Pretty Stable

Free Cash Flow Per Share

0.85

0.5

0.7542

Pretty Stable

Sales General And Administrative To Revenue

0.41

0.37

0.3765

Pretty Stable

Capex To Revenue

0.019

0.0253

0.0234

Pretty Stable

Cash Per Share

31.45

29.96

18.7285

Slightly volatile

POCF Ratio

16.37

24.06

14.9729

Slightly volatile

Capex To Operating Cash Flow

0.26

0.25

0.1394

Slightly volatile

PFCF Ratio

19.14

33.28

17.8126

Slightly volatile

Intangibles To Total Assets

0.0

9.0E-4

Slightly volatile

Current Ratio

0.33

0.31

0.2161

Slightly volatile

Tangible Book Value Per Share

8.0

11.29

10.2531

Slightly volatile

Receivables Turnover

13.78

13.36

13.1541

Slightly volatile

Graham Number

8.76

8.64

10.8175

Slightly volatile

Shareholders Equity Per Share

8.38

11.29

10.3417

Slightly volatile

Debt To Equity

0.27

0.28

0.3438

Slightly volatile

Capex Per Share

0.0779

0.15

0.0973

Slightly volatile

Revenue Per Share

3.0

5.37

3.8781

Slightly volatile

Interest Debt Per Share

5.14

5.43

3.2943

Very volatile

Debt To Assets

0.06

0.031

0.0316

Pretty Stable

Short Term Coverage Ratios

1.66

1.4

2.3811

Pretty Stable

Operating Cycle

34.72

36.12

29.6614

Slightly volatile

Price Book Value Ratio

1.54

1.16

1.2043

Pretty Stable

Price To Operating Cash Flows Ratio

16.37

24.06

14.9729

Slightly volatile

Price To Free Cash Flows Ratio

19.14

33.28

17.8126

Slightly volatile

Company Equity Multiplier

9.85

10.55

9.2494

Very volatile

Long Term Debt To Capitalization

0.26

0.23

0.1692

Pretty Stable

Total Debt To Capitalization

0.26

0.23

0.1728

Pretty Stable

Debt Equity Ratio

0.27

0.28

0.3438

Slightly volatile

Quick Ratio

0.33

0.31

0.2161

Slightly volatile

Dividend Paid And Capex Coverage Ratio

1.17

1.23

3.3853

Slightly volatile

Net Income Per E B T

1.02

0.93

1.4284

Slightly volatile

Cash Ratio

0.088

0.0977

0.124

Pretty Stable

Operating Cash Flow Sales Ratio

0.11

0.12

0.2178

Slightly volatile

Days Of Sales Outstanding

34.72

36.12

29.6614

Slightly volatile

Free Cash Flow Operating Cash Flow Ratio

0.96

0.83

0.8782

Slightly volatile

Cash Flow Coverage Ratios

0.17

0.18

21.4546

Very volatile

Price To Book Ratio

1.54

1.16

1.2043

Pretty Stable

Fixed Asset Turnover

1.92

2.92

2.3214

Slightly volatile

Capital Expenditure Coverage Ratio

3.94

4.15

68.2849

Slightly volatile

Price Cash Flow Ratio

16.37

24.06

14.9729

Slightly volatile

Debt Ratio

0.06

0.031

0.0316

Pretty Stable

Cash Flow To Debt Ratio

0.17

0.18

21.4546

Very volatile

Price Sales Ratio

3.97

2.45

3.2186

Slightly volatile

Asset Turnover

0.0492

0.0596

0.043

Slightly volatile

Gross Profit Margin

0.56

0.6

0.7614

Pretty Stable

Price Fair Value

1.54

1.16

1.2043

Pretty Stable

BankFinancial Valuation Data

Trends

Current Value

Last Year

Historical Average

10 Year Trend

Market Cap

130.5 M

118.2 M

155.6 M

Slightly volatile

BankFinancial Fundamental Market Drivers

	Forward Price Earnings	15.083
	Cash And Short Term Investments	414.8 M

BankFinancial Upcoming Events

	26th of January 2024 Upcoming Quarterly Report	View
	7th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	26th of January 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

About BankFinancial Financial Statements

BankFinancial investors utilize fundamental indicators, such as revenue or net income, to predict how BankFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.

	Last Reported	Projected for Next Year
Current Deferred Revenue	21.8 M	22.9 M
Total Revenue	85.5 M	70.4 M
Cost Of Revenue	22.6 M	16.5 M
Sales General And Administrative To Revenue	0.37	0.41
Capex To Revenue	0.03	0.02
Revenue Per Share	5.37	3.00
Ebit Per Revenue	0.06	0.04

Pair Trading with BankFinancial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankFinancial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankFinancial will appreciate offsetting losses from the drop in the long position's value.

Moving against BankFinancial Stock

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The ability to find closely correlated positions to BankFinancial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankFinancial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankFinancial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankFinancial to buy it.

The correlation of BankFinancial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankFinancial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankFinancial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for BankFinancial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:

How To Invest In BankFinancial

Details

Is BankFinancial Stock a good investment?

Details

What is BankFinancial's Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

Will Regional Banks sector continue expanding? Could BankFinancial diversify its offerings? Factors like these will boost the valuation of BankFinancial. Projected growth potential of BankFinancial fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every BankFinancial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.

Quarterly Earnings Growth

0.184

Dividend Share

0.4

Earnings Share

0.19

Revenue Per Share

3.731

Quarterly Revenue Growth

0.075

BankFinancial's market price often diverges from its book value, the accounting figure shown on BankFinancial's balance sheet. Smart investors calculate BankFinancial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since BankFinancial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.

It's important to distinguish between BankFinancial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BankFinancial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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BankFinancial Financial Statements From 2010 to 2026

BankFinancial Total Revenue

70.43 Million

BankFinancial Balance Sheet

BankFinancial Income Statement

BankFinancial Cash Flow Statement

Financial Ratios

BankFinancial Valuation Data

BankFinancial Fundamental Market Drivers

BankFinancial Upcoming Events

About BankFinancial Financial Statements

Pair Trading with BankFinancial

Moving against BankFinancial Stock

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