BVFL Financial Statements From 2010 to 2025

BVFL Stock  USD 18.22  0.41  2.20%   
BV Financial,'s financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing BV Financial,'s valuation are provided below:
Gross Profit
38.7 M
Profit Margin
0.2752
Market Capitalization
161.7 M
Enterprise Value Revenue
5.3944
Revenue
38.7 M
There are over one hundred nineteen available fundamental measures for BV Financial,, which can be analyzed over time and compared to other ratios. We recommend to validate BV Financial,'s latest fundamental drivers against the all of the trends between 2010 and 2025. Enterprise Value is expected to rise to about 24.5 M this year

BV Financial, Total Revenue

51.66 Million

Check BV Financial, financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BV Financial,'s main balance sheet or income statement drivers, such as Total Revenue of 51.7 M, Other Operating Expenses of 34.4 M or Operating Income of 17.2 M, as well as many indicators such as Price To Sales Ratio of 2.9, Dividend Yield of 0.0114 or PTB Ratio of 1.49. BVFL financial statements analysis is a perfect complement when working with BV Financial, Valuation or Volatility modules.
  
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Check out the analysis of BV Financial, Correlation against competitors.

BV Financial, Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets957.4 M911.8 M443.6 M
Slightly volatile
Short and Long Term Debt Total52.4 M49.9 M19.7 M
Slightly volatile
Other Current Liabilities684.1 M651.5 M334.4 M
Slightly volatile
Total Current Liabilities684.1 M651.5 M335 M
Slightly volatile
Total Stockholder Equity205.3 M195.5 M71 M
Slightly volatile
Property Plant And Equipment Net7.1 M13.2 M8.1 M
Slightly volatile
Retained Earnings115 M109.5 M46.7 M
Slightly volatile
Non Current Assets Total840.9 M800.9 M387.2 M
Slightly volatile
Common Stock Shares Outstanding11.2 M10.7 M5.5 M
Slightly volatile
Liabilities And Stockholders Equity957.4 M911.8 M443.6 M
Slightly volatile
Non Current Liabilities Total33.7 M64.8 M37.3 M
Slightly volatile
Other Current Assets59.7 M88.8 M42.7 M
Slightly volatile
Total Liabilities752.1 M716.3 M372.6 M
Slightly volatile
Total Current Assets116.5 M110.9 M58.4 M
Slightly volatile
Short Term Debt207.8 K218.7 KM
Slightly volatile
Other Assets869.6 M828.2 M286.5 M
Slightly volatile
Other Stockholder Equity91.9 M87.5 M25.5 M
Slightly volatile
Common Stock111.3 K106 K58.7 K
Slightly volatile
Short Term Investments39.1 M37.3 M17.4 M
Slightly volatile
Other Liabilities15.6 M14.8 M7.3 M
Slightly volatile
Net Tangible Assets99.2 M94.5 M48.3 M
Slightly volatile
Long Term Investments43.5 M43.6 M36.2 M
Very volatile
Property Plant Equipment19.1 M18.2 M9.5 M
Slightly volatile
Good Will17.4 M16.6 M6.1 M
Slightly volatile
Intangible Assets655.1 K831 K601.7 K
Slightly volatile
Accounts Payable826.7 M787.3 M368.9 M
Slightly volatile
Long Term Debt26.4 M49.9 M23.7 M
Slightly volatile
Inventory3.9 M6.9 M3.3 M
Slightly volatile
Net Invested Capital176.8 M245.4 M95.4 M
Slightly volatile
Property Plant And Equipment Gross20.6 M18.8 M18.4 M
Slightly volatile
Capital Stock96.4 K106 K79 K
Slightly volatile

BV Financial, Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue51.7 M49.2 M19.9 M
Slightly volatile
Other Operating Expenses34.4 M32.8 M13.6 M
Slightly volatile
Operating Income17.2 M16.4 M6.4 M
Slightly volatile
EBITDA18.3 M17.4 M6.9 M
Slightly volatile
Total Operating Expenses22.6 M21.5 M8.7 M
Slightly volatile
Depreciation And Amortization1.1 MM519 K
Slightly volatile
Interest Expense12.1 M11.5 M3.1 M
Slightly volatile
Selling General Administrative15 M14.3 M6.4 M
Slightly volatile
Selling And Marketing Expenses21.9 K23 K48.7 K
Slightly volatile
Gross Profit39.8 M37.9 M16.4 M
Slightly volatile
Tax ProvisionM4.7 M2.2 M
Slightly volatile
Net Interest Income30.9 M35.2 M20.3 M
Slightly volatile
Interest Income37.6 M46.7 M24.4 M
Slightly volatile
Reconciled Depreciation754.4 KM358.3 K
Slightly volatile

BV Financial, Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures641.5 K611 K385.6 K
Very volatile
Total Cash From Operating Activities16.9 M16.1 M5.5 M
Slightly volatile
Begin Period Cash Flow77.4 M73.7 M34.3 M
Slightly volatile
Depreciation1.1 MM519 K
Slightly volatile
Stock Based Compensation2.2 M2.1 M402.2 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.93.7384.1816
Pretty Stable
Dividend Yield0.01140.01850.019
Very volatile
PTB Ratio1.490.94061.3739
Very volatile
Days Sales Outstanding22.5423.452428.9147
Very volatile
Book Value Per Share19.2218.306910.4961
Slightly volatile
Operating Cash Flow Per Share1.581.50420.8012
Slightly volatile
Stock Based Compensation To Revenue0.04440.04230.0128
Slightly volatile
Capex To Depreciation0.580.60923.0426
Slightly volatile
PB Ratio1.490.94061.3739
Very volatile
EV To Sales2.683.31893.6783
Very volatile
ROIC0.04730.0450.0335
Slightly volatile
Sales General And Administrative To Revenue0.240.29130.3303
Slightly volatile
Capex To Revenue0.01180.01240.0357
Slightly volatile
POCF Ratio12.0211.448225.7463
Very volatile
Interest Coverage1.361.427238.8728
Slightly volatile
Capex To Operating Cash Flow0.03990.0380.2264
Slightly volatile
EV To Operating Cash Flow10.6710.164723.0247
Very volatile
Intangibles To Total Assets0.01760.01670.0097
Slightly volatile
Current Ratio0.110.17030.1755
Very volatile
Tangible Book Value Per Share17.7216.87879.7548
Slightly volatile
Receivables Turnover14.8315.563412.9838
Very volatile
Graham Number22.3321.264411.7148
Slightly volatile
Shareholders Equity Per Share19.2218.306910.4972
Slightly volatile
Debt To Equity0.340.25520.2364
Slightly volatile
Capex Per Share0.05440.05720.0907
Slightly volatile
Revenue Per Share2.494.60683.0415
Slightly volatile
Interest Debt Per Share6.035.74753.0261
Slightly volatile
Debt To Assets0.04290.05470.0301
Slightly volatile
Enterprise Value Over EBITDA8.919.378822.0445
Slightly volatile
Short Term Coverage Ratios1.611.930.9484
Slightly volatile
Operating Cycle22.5423.452428.9147
Very volatile
Price Book Value Ratio1.490.94061.3739
Very volatile
Price To Operating Cash Flows Ratio12.0211.448225.7463
Very volatile
Ebt Per Ebit1.261.391.233
Very volatile
Operating Profit Margin0.350.33350.2488
Slightly volatile
Effective Tax Rate0.410.28540.3612
Pretty Stable
Company Equity Multiplier9.274.66417.9773
Slightly volatile
Long Term Debt To Capitalization0.250.20330.1808
Slightly volatile
Total Debt To Capitalization0.230.20330.1758
Slightly volatile
Return On Capital Employed0.06620.0630.0484
Slightly volatile
Debt Equity Ratio0.340.25520.2364
Slightly volatile
Ebit Per Revenue0.350.33350.2488
Slightly volatile
Quick Ratio0.110.17030.1755
Very volatile
Dividend Paid And Capex Coverage Ratio14.3726.289721.2666
Slightly volatile
Net Income Per E B T0.50.71460.6332
Pretty Stable
Cash Conversion Cycle22.5423.452428.9147
Very volatile
Operating Cash Flow Sales Ratio0.340.32650.2296
Slightly volatile
Days Of Sales Outstanding22.5423.452428.9147
Very volatile
Cash Flow Coverage Ratios0.520.3220.4509
Slightly volatile
Price To Book Ratio1.490.94061.3739
Very volatile
Fixed Asset Turnover2.453.72022.0638
Slightly volatile
Capital Expenditure Coverage Ratio14.9226.289721.301
Slightly volatile
Price Cash Flow Ratio12.0211.448225.7463
Very volatile
Enterprise Value Multiple8.919.378822.0445
Slightly volatile
Debt Ratio0.04290.05470.0301
Slightly volatile
Cash Flow To Debt Ratio0.520.3220.4509
Slightly volatile
Price Sales Ratio2.93.7384.1816
Pretty Stable
Asset Turnover0.05190.0540.0445
Very volatile
Gross Profit Margin0.560.77050.8083
Pretty Stable
Price Fair Value1.490.94061.3739
Very volatile

BV Financial, Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap20.1 M22.7 M24.7 M
Slightly volatile
Enterprise Value24.5 M21.8 M19.9 M
Very volatile

BVFL Fundamental Market Drivers

BVFL Upcoming Events

4th of July 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About BV Financial, Financial Statements

BV Financial, investors utilize fundamental indicators, such as revenue or net income, to predict how BVFL Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue49.2 M51.7 M
Cost Of Revenue11.3 M11.9 M
Stock Based Compensation To Revenue 0.04  0.04 
Sales General And Administrative To Revenue 0.29  0.24 
Capex To Revenue 0.01  0.01 
Revenue Per Share 4.61  2.49 
Ebit Per Revenue 0.33  0.35 

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When determining whether BV Financial, Common is a strong investment it is important to analyze BV Financial,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BV Financial,'s future performance. For an informed investment choice regarding BVFL Stock, refer to the following important reports:
Check out the analysis of BV Financial, Correlation against competitors.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BV Financial,. If investors know BVFL will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BV Financial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.171
Earnings Share
1.06
Revenue Per Share
3.926
Quarterly Revenue Growth
0.031
Return On Assets
0.0118
The market value of BV Financial, Common is measured differently than its book value, which is the value of BVFL that is recorded on the company's balance sheet. Investors also form their own opinion of BV Financial,'s value that differs from its market value or its book value, called intrinsic value, which is BV Financial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BV Financial,'s market value can be influenced by many factors that don't directly affect BV Financial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BV Financial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if BV Financial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BV Financial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.