Credit Operating Cycle from 2010 to 2026

CACC Stock  USD 483.98  1.16  0.24%   
Credit Acceptance's Operating Cycle is decreasing over the years with slightly volatile fluctuation. Operating Cycle is expected to dwindle to 10.06. During the period from 2010 to 2026 Credit Acceptance Operating Cycle annual values regression line had geometric mean of  182.28 and mean square error of  709,412. View All Fundamentals
 
Operating Cycle  
First Reported
2010-12-31
Previous Quarter
10.58518902
Current Value
10.06
Quarterly Volatility
882.60755928
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Credit Acceptance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Credit Acceptance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 33.6 M, Interest Expense of 559 M or Selling General Administrative of 118.2 M, as well as many indicators such as Price To Sales Ratio of 2.01, Dividend Yield of 0.0 or PTB Ratio of 3.92. Credit financial statements analysis is a perfect complement when working with Credit Acceptance Valuation or Volatility modules.
  
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Check out the analysis of Credit Acceptance Correlation against competitors.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
Analyzing Credit Acceptance's Operating Cycle over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Operating Cycle has evolved provides context for assessing Credit Acceptance's current valuation and future prospects.

Latest Credit Acceptance's Operating Cycle Growth Pattern

Below is the plot of the Operating Cycle of Credit Acceptance over the last few years. It is Credit Acceptance's Operating Cycle historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Credit Acceptance's overall financial position and show how it may be relating to other accounts over time.
Operating Cycle10 Years Trend
Slightly volatile
   Operating Cycle   
       Timeline  

Credit Operating Cycle Regression Statistics

Arithmetic Mean1,042
Geometric Mean182.28
Coefficient Of Variation84.73
Mean Deviation730.03
Median1,190
Standard Deviation882.61
Sample Variance778,996
Range2.5K
R-Value(0.38)
Mean Square Error709,412
R-Squared0.15
Significance0.13
Slope(66.84)
Total Sum of Squares12.5M

Credit Operating Cycle History

2026 10.06
2025 10.59
2024 0.72
2023 0.83
2022 1.74
2021 1271.06
2020 1520.08

About Credit Acceptance Financial Statements

Credit Acceptance stakeholders use historical fundamental indicators, such as Credit Acceptance's Operating Cycle, to determine how well the company is positioned to perform in the future. Although Credit Acceptance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Credit Acceptance's assets and liabilities are reflected in the revenues and expenses on Credit Acceptance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Credit Acceptance. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Operating Cycle 10.59  10.06 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:
Check out the analysis of Credit Acceptance Correlation against competitors.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Will Consumer Finance sector continue expanding? Could Credit diversify its offerings? Factors like these will boost the valuation of Credit Acceptance. Projected growth potential of Credit fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Credit Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.10)
Earnings Share
36.49
Revenue Per Share
104.572
Quarterly Revenue Growth
0.016
Return On Assets
0.0524
Understanding Credit Acceptance requires distinguishing between market price and book value, where the latter reflects Credit's accounting equity. The concept of intrinsic value - what Credit Acceptance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Credit Acceptance's price substantially above or below its fundamental value.
It's important to distinguish between Credit Acceptance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Credit Acceptance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Credit Acceptance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.