Credit Competitors
| CACC Stock | USD 433.43 4.29 0.98% |
Credit Acceptance vs Raymond James Correlation
Weak diversification
The correlation between Credit Acceptance and RJF is 0.32 (i.e., Weak diversification) for selected investment horizon. Overlapping area represents the amount of risk that can be diversified away by holding Credit Acceptance and RJF in the same portfolio, assuming nothing else is changed.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Credit Acceptance's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Credit Acceptance Competition Correlation Matrix
Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between Credit Acceptance and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of Credit and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of Credit Acceptance does not affect the price movement of the other competitor.
High positive correlations
| High negative correlations
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Risk-Adjusted Indicators
There is a big difference between Credit Stock performing well and Credit Acceptance Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze Credit Acceptance's multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.| Mean Deviation | Jensen Alpha | Sortino Ratio | Treynor Ratio | Semi Deviation | Expected Shortfall | Potential Upside | Value @Risk | Maximum Drawdown | ||
|---|---|---|---|---|---|---|---|---|---|---|
| JSM | 0.54 | 0.06 | (0.01) | (6.32) | 0.64 | 1.31 | 3.31 | |||
| NNI | 1.15 | (0.07) | 0.00 | (0.04) | 0.00 | 2.43 | 6.95 | |||
| SLM | 1.55 | (0.08) | (0.02) | 0.01 | 3.30 | 3.45 | 20.19 | |||
| UBSI | 1.05 | 0.21 | 0.17 | 0.27 | 0.99 | 3.05 | 8.75 | |||
| AVAL | 1.45 | 0.34 | 0.17 | 0.62 | 1.55 | 4.39 | 7.37 | |||
| ABCB | 1.03 | 0.08 | 0.07 | 0.14 | 1.07 | 2.71 | 6.79 | |||
| MAIN | 1.02 | 0.15 | 0.11 | 0.30 | 0.93 | 2.60 | 5.67 | |||
| VIRT | 1.19 | 0.16 | 0.08 | 0.47 | 1.38 | 2.35 | 6.62 | |||
| HOMB | 0.93 | 0.02 | 0.01 | 0.09 | 1.15 | 2.16 | 6.91 | |||
| RJF | 1.07 | (0.03) | (0.02) | 0.03 | 1.36 | 2.22 | 5.52 |
Cross Equities Net Income Analysis
Compare Credit Acceptance and related stocks such as Navient SR, Nelnet Inc, and SLM Corp Net Income Over Time
Select Fundamental| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JSM | 1.9 B | 633 M | 921 M | 1.3 B | 1.1 B | 983 M | 681 M | 292 M | 395 M | 597 M | 412 M | 717 M | 645 M | 228 M | 131 M | (80 M) | (76 M) |
| NNI | 4.5 M | 204.3 M | 178 M | 302.7 M | 307.6 M | 268 M | 256.8 M | 173.2 M | 227.9 M | 141.8 M | 352.4 M | 393.3 M | 406.9 M | 89.8 M | 184 M | 211.7 M | 191.7 M |
| SLM | 123.3 M | 633 M | 217.6 M | 258.9 M | 194.2 M | 274.3 M | 250.3 M | 288.9 M | 487.5 M | 578.3 M | 880.7 M | 1.2 B | 469 M | 563.7 M | 608.3 M | 744.8 M | 542.3 M |
| UBSI | 4.4 M | 75.6 M | 82.6 M | 85.6 M | 129.9 M | 138 M | 147.1 M | 150.6 M | 256.3 M | 260.1 M | 289 M | 367.7 M | 379.6 M | 366.3 M | 373 M | 464.6 M | 487.8 M |
| AVAL | 757.1 B | 1.3 T | 1.5 T | 1.6 T | 1.8 T | 2 T | 2.1 T | 2 T | 2.9 T | 3 T | 2.3 T | 3.3 T | 2.5 T | 739 B | 1 T | 1.2 T | 2 T |
| ABCB | 3.1 M | 21.1 M | 14.4 M | 20 M | 38.7 M | 40.8 M | 72.1 M | 73.5 M | 121 M | 161.4 M | 262 M | 376.9 M | 346.5 M | 269.1 M | 358.7 M | 412.5 M | 433.1 M |
| MAIN | 7.9 M | 63 M | 104.4 M | 96.9 M | 100.7 M | 104.4 M | 138.9 M | 170.6 M | 168.2 M | 129.6 M | 29.4 M | 330.8 M | 241.6 M | 428.4 M | 508.1 M | 584.3 M | 613.5 M |
| VIRT | 89.3 M | 89.3 M | 87.6 M | 182.2 M | 190.1 M | 20.9 M | 33 M | 2.9 M | 289.4 M | (58.6 M) | 649.2 M | 476.9 M | 265 M | 142 M | 276.4 M | 317.9 M | 207.9 M |
| HOMB | 1.4 M | 54.7 M | 63 M | 66.5 M | 113.1 M | 138.2 M | 177.1 M | 135.1 M | 300.4 M | 289.5 M | 214.4 M | 319 M | 305.3 M | 392.9 M | 402.2 M | 475.4 M | 499.2 M |
| RJF | 4.6 M | 295.9 M | 367.2 M | 480.2 M | 502.1 M | 529.4 M | 636 M | 857 M | 1 B | 818 M | 1.4 B | 1.5 B | 1.7 B | 2.1 B | 2.1 B | 2.5 B | 2.6 B |
Credit Acceptance and related stocks such as Navient SR, Nelnet Inc, and SLM Corp Net Income description
Net income is one of the most important fundamental items in finance. It plays a large role in Credit Acceptance financial statement analysis. It represents the amount of money remaining after all of Credit Acceptance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Credit Acceptance Competitive Analysis
The better you understand Credit Acceptance competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, Credit Acceptance's competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across Credit Acceptance's competition over several years is one of the best ways to analyze its investment potential.| Better Than Average | Worse Than Peers | View Performance Chart |
Credit Acceptance Competition Performance Charts
Five steps to successful analysis of Credit Acceptance Competition
Credit Acceptance's competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by Credit Acceptance in relation to its competition. Credit Acceptance's competition analysis typically involves several steps, including:- Identifying the key players in the market: This involves identifying the major competitors of Credit Acceptance in the market, both direct and indirect, as well as new entrants and disruptive technologies.
- Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
- Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact Credit Acceptance's competitive landscape.
- Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to Credit Acceptance, and developing a strategy to address them.
- Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
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Check out Credit Acceptance Correlation with its peers. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Will Consumer Finance sector continue expanding? Could Credit diversify its offerings? Factors like these will boost the valuation of Credit Acceptance. Projected growth potential of Credit fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Credit Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.485 | Earnings Share 37.71 | Revenue Per Share | Quarterly Revenue Growth 0.235 | Return On Assets |
Understanding Credit Acceptance requires distinguishing between market price and book value, where the latter reflects Credit's accounting equity. The concept of intrinsic value—what Credit Acceptance's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Credit Acceptance's price substantially above or below its fundamental value.
It's important to distinguish between Credit Acceptance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Credit Acceptance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Credit Acceptance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.