Credit Acceptance Stock Performance
| CACC Stock | USD 473.10 13.08 2.84% |
The firm shows a Beta (market volatility) of 1.48, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Credit Acceptance will likely underperform. Credit Acceptance right now shows a risk of 1.98%. Please confirm Credit Acceptance semi deviation, jensen alpha, maximum drawdown, as well as the relationship between the coefficient of variation and sortino ratio , to decide if Credit Acceptance will be following its price patterns.
Risk-Adjusted Performance
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Over the last 90 days Credit Acceptance has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of rather sound fundamental indicators, Credit Acceptance is not utilizing all of its potentials. The latest stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
Actual Historical Performance (%)
One Day Return 2.84 | Five Day Return 6.3 | Year To Date Return (12.41) | Ten Year Return 211.97 | All Time Return 17.4 K |
Last Split Factor 2:1 | Last Split Date 1994-12-21 |
1 | Disposition of 4875 shares by Erin Kerber of Credit Acceptance at 333.94 subject to Rule 16b-3 | 08/30/2024 |
2 | Acquisition by Flanagan Glenda J of 442 shares of Credit Acceptance subject to Rule 16b-3 | 09/04/2024 |
3 | Disposition of 1200 shares by Smith Thomas W of Credit Acceptance at 451.0067 subject to Rule 16b-3 | 09/09/2024 |
4 | Acquisition by Prescott General Partners Llc of 1000 shares of Credit Acceptance at 445.24 subject to Rule 16b-3 | 09/18/2024 |
5 | Credit Acceptance Named a Top Workplace for Remote Work by Monster | 10/07/2024 |
6 | Sallie Mae Reports Q3 Loss, Misses Revenue Estimates | 10/23/2024 |
7 | Credit Acceptance to Release Earnings on Wednesday | 10/24/2024 |
8 | Credit Acceptance Non-GAAP EPS of 8.79, revenue of 550.3M | 10/30/2024 |
9 | Credit Acceptance Corp Stock Price Down 4.99 percent on Oct 31 | 10/31/2024 |
10 | Credit Acceptance Corporation Q3 2024 Earnings Call Transcript | 11/01/2024 |
11 | Bank stock prices soar on hopes that Trump will ease regulation | 11/06/2024 |
12 | Disposition of 425 shares by Donald A. Foss Irrevocable Trust Dated August 14, 2022 of Credit Acceptance at 488.35 subject to Rule 16b-3 | 11/08/2024 |
13 | Cantillon Capital Management LLC Cuts Stock Position in Credit Acceptance Co. | 11/19/2024 |
| Begin Period Cash Flow | 417.7 M |
Credit |
Credit Acceptance Relative Risk vs. Return Landscape
If you would invest 47,650 in Credit Acceptance on August 26, 2024 and sell it today you would lose (340.00) from holding Credit Acceptance or give up 0.71% of portfolio value over 90 days. Credit Acceptance is currently generating 0.0086% in daily expected returns and assumes 1.9846% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than Credit, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Credit Acceptance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Credit Acceptance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Credit Acceptance, and traders can use it to determine the average amount a Credit Acceptance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0043
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CACC |
Estimated Market Risk
| 1.98 actual daily | 17 83% of assets are more volatile |
Expected Return
| 0.01 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.0 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Credit Acceptance is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Credit Acceptance by adding Credit Acceptance to a well-diversified portfolio.
Credit Acceptance Fundamentals Growth
Credit Stock prices reflect investors' perceptions of the future prospects and financial health of Credit Acceptance, and Credit Acceptance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Credit Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0236 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 11.82 B | ||||
| Shares Outstanding | 12.11 M | ||||
| Price To Earning | 12.00 X | ||||
| Price To Book | 3.48 X | ||||
| Price To Sales | 6.77 X | ||||
| Revenue | 1.9 B | ||||
| Gross Profit | 1.14 B | ||||
| EBITDA | 367.6 M | ||||
| Net Income | 286.1 M | ||||
| Cash And Equivalents | 4.1 M | ||||
| Cash Per Share | 0.32 X | ||||
| Total Debt | 5.07 B | ||||
| Debt To Equity | 3.15 % | ||||
| Current Ratio | 30.15 X | ||||
| Book Value Per Share | 135.94 X | ||||
| Cash Flow From Operations | 1.2 B | ||||
| Earnings Per Share | 14.95 X | ||||
| Market Capitalization | 5.73 B | ||||
| Total Asset | 7.61 B | ||||
| Retained Earnings | 1.48 B | ||||
| Working Capital | 7.04 B | ||||
| Current Asset | 232 M | ||||
| Current Liabilities | 127.8 M | ||||
About Credit Acceptance Performance
By analyzing Credit Acceptance's fundamental ratios, stakeholders can gain valuable insights into Credit Acceptance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Credit Acceptance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Credit Acceptance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 795.16 | 560.41 | |
| Return On Tangible Assets | 0.04 | 0.06 | |
| Return On Capital Employed | 0.06 | 0.10 | |
| Return On Assets | 0.04 | 0.06 | |
| Return On Equity | 0.16 | 0.18 |
Things to note about Credit Acceptance performance evaluation
Checking the ongoing alerts about Credit Acceptance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Credit Acceptance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Credit Acceptance has a poor financial position based on the latest SEC disclosures | |
| About 66.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from thelincolnianonline.com: Cantillon Capital Management LLC Cuts Stock Position in Credit Acceptance Co. |
- Analyzing Credit Acceptance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Credit Acceptance's stock is overvalued or undervalued compared to its peers.
- Examining Credit Acceptance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Credit Acceptance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Credit Acceptance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Credit Acceptance's stock. These opinions can provide insight into Credit Acceptance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Credit Stock analysis
When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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