Community Net Debt from 2010 to 2025

CBU Stock

USD 65.53 0.17 0.26%

Community Bank Net Debt yearly trend continues to be comparatively stable with very little volatility. Net Debt will likely drop to about 244.1 M in 2025. Net Debt is the total debt of Community Bank System minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals

Net Debt

First Reported

1989-12-31

Previous Quarter

730.7 M

Current Value

284.9 M

Quarterly Volatility

538.8 M

Oil Shock

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Check Community Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Bank's main balance sheet or income statement drivers, such as Interest Expense of 125.7 M, Other Operating Expenses of 499.4 M or Operating Income of 131.6 M, as well as many indicators such as Price To Sales Ratio of 2.7, Dividend Yield of 0.0386 or PTB Ratio of 1.16. Community financial statements analysis is a perfect complement when working with Community Bank Valuation or Volatility modules.

Check out the analysis of Community Bank Correlation against competitors.

Latest Community Bank's Net Debt Growth Pattern

Below is the plot of the Net Debt of Community Bank System over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Community Bank's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Community Bank's overall financial position and show how it may be relating to other accounts over time.

Net Debt

10 Years Trend

Very volatile

Compare to Others All Fundamentals

Net Debt

Timeline

Community Net Debt Regression Statistics

	Arithmetic Mean	131,137,894
	Coefficient Of Variation	548.47
	Mean Deviation	417,888,559
	Median	250,236,000
	Standard Deviation	719,253,725
	Sample Variance	517325.9T
	Range	3.2B
	R-Value	(0.08)
	Mean Square Error	550930.9T
	R-Squared	0.01
	Significance	0.77
	Slope	(11,739,282)
	Total Sum of Squares	7759888.8T

Community Net Debt History

	2025	244.1 M
	2024	310.1 M
	2023	269.6 M
	2022	1.7 B
	2021	-1.5 B
	2020	-1.3 B
	2019	139.8 M

Other Fundumenentals of Community Bank System

Net Debt To E B I T D A

Community Bank Net Debt component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Accounts Payable	Common Stock	Long Term Debt	Treasury Stock	Intangible Assets	Property Plant Equipment	Good Will	Short Term Investments	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Current Deferred Revenue	Net Invested Capital	Capital Stock
Total Assets		0.91	-0.07	0.99	0.93	1.0	0.19	-0.09	-0.22	0.77	0.47	-0.39	-0.11	0.82	0.97	0.76	0.59	-0.82	0.85	0.59	-0.48	0.78	0.2	-0.28	0.75
Total Stockholder Equity	0.91		-0.31	0.89	0.75	0.88	0.41	-0.22	-0.25	0.83	0.2	-0.03	-0.12	0.86	0.95	0.81	0.84	-0.58	0.88	0.79	-0.7	0.58	0.52	-0.21	0.55
Net Debt	-0.07	-0.31		-0.03	0.18	-0.04	-0.46	0.33	0.12	-0.05	0.48	-0.57	0.1	-0.15	-0.07	-0.29	-0.66	0.0	-0.17	-0.25	0.63	-0.03	-0.25	0.18	0.0
Retained Earnings	0.99	0.89	-0.03		0.94	0.99	0.11	-0.15	-0.23	0.74	0.47	-0.42	-0.12	0.8	0.97	0.71	0.56	-0.83	0.85	0.58	-0.49	0.78	0.19	-0.23	0.78
Net Receivables	0.93	0.75	0.18	0.94		0.95	-0.11	-0.02	-0.11	0.66	0.49	-0.63	-0.03	0.68	0.89	0.52	0.3	-0.79	0.7	0.38	-0.34	0.73	0.02	-0.12	0.81
Total Liab	1.0	0.88	-0.04	0.99	0.95		0.16	-0.07	-0.21	0.75	0.5	-0.43	-0.1	0.8	0.96	0.74	0.55	-0.84	0.84	0.55	-0.44	0.8	0.16	-0.29	0.77
Total Current Assets	0.19	0.41	-0.46	0.11	-0.11	0.16		0.2	-0.3	0.4	0.13	0.6	-0.26	0.41	0.21	0.74	0.69	0.0	0.34	0.54	-0.11	0.09	0.45	-0.49	-0.27
Short Term Debt	-0.09	-0.22	0.33	-0.15	-0.02	-0.07	0.2		0.47	0.02	0.36	-0.01	0.37	-0.06	-0.2	0.05	-0.27	-0.02	-0.26	-0.42	0.66	0.01	-0.31	-0.28	-0.2
Accounts Payable	-0.22	-0.25	0.12	-0.23	-0.11	-0.21	-0.3	0.47		-0.14	-0.13	0.04	0.96	-0.2	-0.23	-0.35	-0.3	0.17	-0.33	-0.45	0.19	-0.18	-0.16	0.05	-0.15
Common Stock	0.77	0.83	-0.05	0.74	0.66	0.75	0.4	0.02	-0.14		0.26	-0.05	-0.09	0.93	0.8	0.78	0.57	-0.42	0.79	0.68	-0.43	0.58	0.42	-0.05	0.4
Long Term Debt	0.47	0.2	0.48	0.47	0.49	0.5	0.13	0.36	-0.13	0.26		-0.49	-0.05	0.38	0.39	0.48	-0.05	-0.69	0.46	0.08	0.39	0.68	-0.13	-0.42	0.36
Treasury Stock	-0.39	-0.03	-0.57	-0.42	-0.63	-0.43	0.6	-0.01	0.04	-0.05	-0.49		0.02	-0.01	-0.29	0.07	0.44	0.53	-0.12	0.2	-0.19	-0.45	0.51	0.06	-0.62
Intangible Assets	-0.11	-0.12	0.1	-0.12	-0.03	-0.1	-0.26	0.37	0.96	-0.09	-0.05	0.02		-0.13	-0.08	-0.25	-0.18	0.08	-0.16	-0.34	0.06	-0.08	0.01	-0.01	-0.08
Property Plant Equipment	0.82	0.86	-0.15	0.8	0.68	0.8	0.41	-0.06	-0.2	0.93	0.38	-0.01	-0.13		0.84	0.83	0.67	-0.58	0.9	0.69	-0.47	0.72	0.44	-0.08	0.5
Good Will	0.97	0.95	-0.07	0.97	0.89	0.96	0.21	-0.2	-0.23	0.8	0.39	-0.29	-0.08	0.84		0.74	0.66	-0.7	0.9	0.7	-0.58	0.69	0.41	-0.19	0.68
Short Term Investments	0.76	0.81	-0.29	0.71	0.52	0.74	0.74	0.05	-0.35	0.78	0.48	0.07	-0.25	0.83	0.74		0.76	-0.59	0.81	0.69	-0.34	0.67	0.35	-0.54	0.35
Net Tangible Assets	0.59	0.84	-0.66	0.56	0.3	0.55	0.69	-0.27	-0.3	0.57	-0.05	0.44	-0.18	0.67	0.66	0.76		-0.28	0.7	0.78	-0.73	0.31	0.67	-0.26	0.22
Long Term Debt Total	-0.82	-0.58	0.0	-0.83	-0.79	-0.84	0.0	-0.02	0.17	-0.42	-0.69	0.53	0.08	-0.58	-0.7	-0.59	-0.28		-0.66	-0.17	0.19	-0.91	0.19	0.46	-0.77
Capital Surpluse	0.85	0.88	-0.17	0.85	0.7	0.84	0.34	-0.26	-0.33	0.79	0.46	-0.12	-0.16	0.9	0.9	0.81	0.7	-0.66		0.71	-0.58	0.79	0.54	-0.15	0.59
Long Term Investments	0.59	0.79	-0.25	0.58	0.38	0.55	0.54	-0.42	-0.45	0.68	0.08	0.2	-0.34	0.69	0.7	0.69	0.78	-0.17	0.71		-0.54	0.22	0.68	0.0	0.18
Short Long Term Debt	-0.48	-0.7	0.63	-0.49	-0.34	-0.44	-0.11	0.66	0.19	-0.43	0.39	-0.19	0.06	-0.47	-0.58	-0.34	-0.73	0.19	-0.58	-0.54		-0.23	-0.56	-0.09	-0.35
Earning Assets	0.78	0.58	-0.03	0.78	0.73	0.8	0.09	0.01	-0.18	0.58	0.68	-0.45	-0.08	0.72	0.69	0.67	0.31	-0.91	0.79	0.22	-0.23		-0.04	-0.34	0.76
Current Deferred Revenue	0.2	0.52	-0.25	0.19	0.02	0.16	0.45	-0.31	-0.16	0.42	-0.13	0.51	0.01	0.44	0.41	0.35	0.67	0.19	0.54	0.68	-0.56	-0.04		0.22	-0.17
Net Invested Capital	-0.28	-0.21	0.18	-0.23	-0.12	-0.29	-0.49	-0.28	0.05	-0.05	-0.42	0.06	-0.01	-0.08	-0.19	-0.54	-0.26	0.46	-0.15	0.0	-0.09	-0.34	0.22		-0.12
Capital Stock	0.75	0.55	0.0	0.78	0.81	0.77	-0.27	-0.2	-0.15	0.4	0.36	-0.62	-0.08	0.5	0.68	0.35	0.22	-0.77	0.59	0.18	-0.35	0.76	-0.17	-0.12

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About Community Bank Financial Statements

Community Bank shareholders use historical fundamental indicators, such as Net Debt, to determine how well the company is positioned to perform in the future. Although Community Bank investors may analyze each financial statement separately, they are all interrelated. The changes in Community Bank's assets and liabilities, for example, are also reflected in the revenues and expenses on on Community Bank's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.

	Last Reported	Projected for Next Year
Net Debt	310.1 M	244.1 M
Net Debt To EBITDA	1.58	3.07

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Additional Tools for Community Stock Analysis

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Community Net Debt from 2010 to 2025

Latest Community Bank's Net Debt Growth Pattern

Community Net Debt Regression Statistics

Community Net Debt History

Other Fundumenentals of Community Bank System

Community Bank Net Debt component correlations

About Community Bank Financial Statements

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Community Stock Analysis

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