CFFI Financial Statements From 2010 to 2026

CFFI Stock  USD 69.53  1.17  1.65%   
CF Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CF Financial's valuation are provided below:
Gross Profit
125.4 M
Profit Margin
0.2087
Market Capitalization
227.7 M
Enterprise Value Revenue
2.5685
Revenue
125.4 M
We have found one hundred twenty available fundamental measures for CF Financial, which can be analyzed and compared to other ratios and to its peers in the sector. Traders should compare all of CF Financial latest fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The CF Financial's current Market Cap is estimated to increase to about 174.3 M, while Enterprise Value is projected to decrease to under 6.2 M.

CF Financial Total Revenue

99.58 Million

Check CF Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CF Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.7 M, Interest Expense of 51.7 M or Selling General Administrative of 35.7 M, as well as many indicators such as Price To Sales Ratio of 1.69, Dividend Yield of 0.0264 or PTB Ratio of 1.46. CFFI financial statements analysis is a perfect complement when working with CF Financial Valuation or Volatility modules.
  
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Check out the analysis of CF Financial Correlation against competitors.
For more detail on how to invest in CFFI Stock please use our How to Invest in CF Financial guide.

CF Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.1 B2.9 B1.8 B
Slightly volatile
Short and Long Term Debt Total124.9 M141 M137 M
Very volatile
Total Current Liabilities2.7 B2.5 B1.4 B
Slightly volatile
Total Stockholder Equity273.3 M260.3 M163.1 M
Slightly volatile
Property Plant And Equipment Net30.8 M46.1 M35.9 M
Slightly volatile
Retained Earnings299.2 M285 M159.6 M
Slightly volatile
Cash66.8 M75.4 M93.5 M
Pretty Stable
Non Current Assets Total2.9 B2.8 B1.4 B
Slightly volatile
Cash And Short Term Investments193.7 M151.8 M302.4 M
Slightly volatile
Net Receivables12.8 M12.2 M7.7 M
Slightly volatile
Common Stock Total Equity3.6 M3.9 M3.3 M
Slightly volatile
Common Stock Shares Outstanding2.8 MM3.4 M
Slightly volatile
Liabilities And Stockholders Equity3.1 B2.9 B1.8 B
Slightly volatile
Non Current Liabilities Total121.4 M152 M133.5 M
Pretty Stable
Other Stockholder Equity39.3 K41.4 K8.9 M
Pretty Stable
Total Liabilities2.8 B2.7 B1.6 B
Slightly volatile
Property Plant And Equipment Gross98.5 M93.8 M51.8 M
Slightly volatile
Total Current Assets227.2 M164 M354.1 M
Very volatile
Common Stock2.6 M2.8 M3.2 M
Very volatile
Accounts Payable5.3 M5.1 M1.7 M
Slightly volatile
Short Term Debt30.4 M33.3 M26.6 M
Slightly volatile
Other Liabilities25.6 M34.4 M28.7 M
Slightly volatile
Long Term Debt118.9 M107.7 M112.7 M
Slightly volatile
Short Term Investments56.8 M59.8 M212.6 M
Pretty Stable
Property Plant Equipment34.3 M60.1 M39.4 M
Slightly volatile
Good Will15.7 M29 M17.4 M
Slightly volatile
Other Current Assets459.9 M658.4 M575.7 M
Pretty Stable
Net Tangible Assets144.5 M194.1 M137.5 M
Slightly volatile
Retained Earnings Total Equity140 M222.9 M142.4 M
Slightly volatile
Long Term Debt Total47.6 M50.2 M111.9 M
Slightly volatile
Capital Surpluse13.3 M17.5 M13.1 M
Slightly volatile
Long Term Investments457.3 M481.4 M953.5 M
Pretty Stable
Non Current Liabilities Other33.8 M54.9 M34.9 M
Slightly volatile
Short and Long Term Debt48.2 M26.1 M82.7 M
Slightly volatile
Earning Assets426.3 M491.9 M414.4 M
Slightly volatile
Net Invested Capital341.1 M401.3 M317.1 M
Slightly volatile
Capital Stock2.7 M2.8 M3.3 M
Slightly volatile

CF Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.7 M4.4 M3.3 M
Slightly volatile
Interest Expense51.7 M49.2 M17.6 M
Slightly volatile
Selling General Administrative35.7 M63.7 M43.4 M
Slightly volatile
Total Revenue99.6 M191.5 M118.2 M
Slightly volatile
Gross Profit76.2 M127 M91.7 M
Slightly volatile
Other Operating Expenses171.9 M163.7 M100.6 M
Slightly volatile
Operating Income19.2 M27.8 M23 M
Slightly volatile
EBIT19.2 M27.8 M23 M
Slightly volatile
EBITDA22 M32.2 M26.3 M
Slightly volatile
Cost Of Revenue67.7 M64.5 M29.1 M
Slightly volatile
Income Before Tax19.2 M27.8 M23 M
Slightly volatile
Net Income14 M22.8 M17 M
Slightly volatile
Income Tax Expense5.2 M4.8 M5.9 M
Pretty Stable
Selling And Marketing Expenses1.5 M1.4 M1.3 M
Slightly volatile
Net Income Applicable To Common Shares35.2 M33.5 M19.8 M
Slightly volatile
Preferred Stock And Other Adjustments265.9 K279.9 K409.1 K
Slightly volatile
Net Income From Continuing Ops20.1 M22.9 M18.3 M
Slightly volatile
Tax Provision7.1 M4.8 M5.9 M
Slightly volatile
Net Interest Income94.6 M111.3 M85.7 M
Slightly volatile
Interest Income110.6 M160.5 M100.7 M
Slightly volatile
Reconciled Depreciation4.3 M4.4 M3.5 M
Slightly volatile

CF Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow68.3 M86.4 M96.7 M
Slightly volatile
Depreciation2.7 M4.4 M3.3 M
Slightly volatile
Capital Expenditures2.9 M3.1 M3.1 M
Slightly volatile
Net Income14 M22.9 M17.1 M
Slightly volatile
End Period Cash Flow70.8 M75.4 M99.2 M
Pretty Stable
Issuance Of Capital Stock115.2 K129.6 K141.5 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.691.621.592
Pretty Stable
Dividend Yield0.02640.02210.0288
Slightly volatile
PTB Ratio1.461.191.1558
Pretty Stable
Days Sales Outstanding25.1126.725.3808
Slightly volatile
Book Value Per Share65.061.945.7684
Slightly volatile
Average Payables748.5 K688.3 K622.2 K
Pretty Stable
Stock Based Compensation To Revenue0.00740.01040.01
Slightly volatile
Capex To Depreciation1.641.040.9914
Pretty Stable
PB Ratio1.461.191.1558
Pretty Stable
EV To Sales2.332.021.9561
Slightly volatile
ROIC0.0680.0590.0575
Pretty Stable
Net Income Per Share2.965.414.8129
Slightly volatile
Payables Turnover16.0611.4621.6622
Slightly volatile
Sales General And Administrative To Revenue0.280.30.3659
Pretty Stable
Capex To Revenue0.02290.02410.0291
Pretty Stable
Cash Per Share41.9836.0188.6937
Pretty Stable
Interest Coverage0.480.511.9312
Very volatile
Payout Ratio0.370.340.3106
Very volatile
Days Payables Outstanding22.9932.9620.3097
Slightly volatile
ROE0.140.10.1151
Pretty Stable
PE Ratio8.5410.6710.8203
Pretty Stable
Return On Tangible Assets0.01460.0090.0112
Slightly volatile
Earnings Yield0.080.07590.103
Very volatile
Intangibles To Total Assets0.01380.01180.0118
Pretty Stable
Current Ratio0.05530.05820.2322
Slightly volatile
Tangible Book Value Per Share57.4554.7240.2678
Slightly volatile
Receivables Turnover13.814.1515.5572
Pretty Stable
Graham Number91.0286.6870.9435
Slightly volatile
Shareholders Equity Per Share64.8261.7345.6855
Slightly volatile
Debt To Equity0.590.620.9165
Slightly volatile
Capex Per Share1.131.210.9354
Slightly volatile
Average Receivables1.8 MM2.2 M
Slightly volatile
Revenue Per Share47.6845.4134.9669
Slightly volatile
Interest Debt Per Share29.7845.1242.2446
Pretty Stable
Debt To Assets0.05230.0550.0872
Slightly volatile
Enterprise Value Over EBITDA11.0612.08.5403
Pretty Stable
Price Earnings Ratio8.5410.6710.8203
Pretty Stable
Operating Cycle25.1126.725.3808
Slightly volatile
Price Book Value Ratio1.461.191.1558
Pretty Stable
Days Of Payables Outstanding22.9932.9620.3097
Slightly volatile
Dividend Payout Ratio0.370.340.3106
Very volatile
Pretax Profit Margin0.230.170.2116
Pretty Stable
Ebt Per Ebit0.790.890.9747
Slightly volatile
Operating Profit Margin0.230.170.2117
Pretty Stable
Effective Tax Rate0.30.20.2676
Slightly volatile
Company Equity Multiplier8.1810.1910.3467
Pretty Stable
Long Term Debt To Capitalization0.340.260.3982
Slightly volatile
Total Debt To Capitalization0.390.320.4422
Slightly volatile
Return On Capital Employed0.10.07730.0823
Pretty Stable
Debt Equity Ratio0.590.620.9165
Slightly volatile
Ebit Per Revenue0.230.170.2117
Pretty Stable
Quick Ratio0.05530.05820.2322
Slightly volatile
Net Income Per E B T0.580.740.7196
Pretty Stable
Cash Ratio0.05060.02680.0709
Pretty Stable
Days Of Sales Outstanding25.1126.725.3808
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.081.050.9889
Very volatile
Price To Book Ratio1.461.191.1558
Pretty Stable
Fixed Asset Turnover3.674.773.2862
Slightly volatile
Enterprise Value Multiple11.0612.08.5403
Pretty Stable
Debt Ratio0.05230.0550.0872
Slightly volatile
Price Sales Ratio1.691.621.592
Pretty Stable
Return On Assets0.01450.00890.0111
Slightly volatile
Asset Turnover0.09930.07470.075
Pretty Stable
Net Profit Margin0.170.140.1569
Pretty Stable
Gross Profit Margin0.590.60.7437
Pretty Stable
Price Fair Value1.461.191.1558
Pretty Stable
Return On Equity0.140.10.1151
Pretty Stable

CF Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap174.3 M166 M175 M
Slightly volatile
Enterprise Value6.2 M6.5 M9.7 M
Slightly volatile

CFFI Fundamental Market Drivers

CFFI Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About CF Financial Financial Statements

Investors use fundamental indicators, such as CF Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although CF Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-4 M-4.2 M
Total Revenue191.5 M99.6 M
Cost Of Revenue64.5 M67.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.30  0.28 
Capex To Revenue 0.02  0.02 
Revenue Per Share 45.41  47.68 
Ebit Per Revenue 0.17  0.23 

Currently Active Assets on Macroaxis

When determining whether CF Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CF Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cf Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cf Financial Stock:
Check out the analysis of CF Financial Correlation against competitors.
For more detail on how to invest in CFFI Stock please use our How to Invest in CF Financial guide.
You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Financial. If investors know CFFI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.321
Dividend Share
1.82
Earnings Share
8.08
Revenue Per Share
38.779
Quarterly Revenue Growth
0.113
The market value of CF Financial is measured differently than its book value, which is the value of CFFI that is recorded on the company's balance sheet. Investors also form their own opinion of CF Financial's value that differs from its market value or its book value, called intrinsic value, which is CF Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Financial's market value can be influenced by many factors that don't directly affect CF Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.