CF Financial Valuation
| CFFI Stock | USD 78.93 2.11 2.75% |
At this time, the firm appears to be overvalued. CF Financial owns a latest Real Value of $59.3 per share. The recent price of the firm is $78.93. Our model approximates the value of CF Financial from evaluating the firm fundamentals such as Return On Asset of 0.0076, shares outstanding of 3.23 M, and Shares Owned By Insiders of 7.41 % as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CF Financial's valuation include:
Price Book 1.0899 | Enterprise Value 332.7 M | Price Sales 2.1586 | Trailing PE 13.159 | Enterprise Value Revenue 3.0825 |
Overvalued
Today
Please note that CF Financial's price fluctuation is very steady at this time. Calculation of the real value of CF Financial is based on 3 months time horizon. Increasing CF Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since CF Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CFFI Stock. However, CF Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 78.93 | Real 59.3 | Target 34.0 | Hype 77.56 |
The intrinsic value of CF Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence CF Financial's stock price.
Estimating the potential upside or downside of CF Financial helps investors to forecast how CFFI stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CF Financial more accurately as focusing exclusively on CF Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for CF Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
CF Financial Cash |
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CFFI Valuation Trend
CF Financial's real value analysis enables investors to forecast the earnings more efficiently. Using both CF Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
CFFI Revenue by Product
CF Financial Total Value Analysis
CF Financial is currently forecasted to have valuation of 332.71 M with market capitalization of 240.23 M, debt of 109.54 M, and cash on hands of 144.47 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CF Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
332.71 M | 240.23 M | 109.54 M | 144.47 M |
CF Financial Investor Information
About 33.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.09. Some equities with similar Price to Book (P/B) outperform the market in the long run. CF Financial recorded earning per share (EPS) of 5.66. The entity last dividend was issued on the 13th of September 2024. The firm had 2:1 split on the 21st of July 1998. Based on the analysis of CF Financial's profitability, liquidity, and operating efficiency, CF Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.31 | 0.3305 |
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| Operating Income | 37.4 M | 39.3 M |
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CF Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of CFFI signifies not a very effective usage of assets in November.CF Financial Ownership Allocation
The market capitalization of CF Financial is $240.23 Million. 30% of CF Financial outstanding shares are owned by institutions. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Hence, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.CF Financial Profitability Analysis
The company reported the previous year's revenue of 124.14 M. Net Income was 23.6 M with profit before overhead, payroll, taxes, and interest of 119 M.CF Financial Past Distributions to stockholders
About CF Financial Valuation
An absolute valuation paradigm, as applied to CFFI Stock, attempts to find the value of CF Financial based on its fundamental and basic technical indicators. By analyzing CF Financial's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of CF Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of CF Financial. We calculate exposure to CF Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CF Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 124.1 M | 130.3 M | |
| Pretax Profit Margin | 0.24 | 0.23 | |
| Operating Profit Margin | 0.33 | 0.31 | |
| Net Profit Margin | 0.20 | 0.19 | |
| Gross Profit Margin | 0.52 | 0.55 |
CF Financial Quarterly Retained Earnings |
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A single share of CF Financial represents a small ownership stake in the entity. As a stockholder of CFFI, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CF Financial Dividends Analysis For Valuation
Please note that CF Financial has scaled down on payment of dividends at this time. As of now, CF Financial's Retained Earnings are increasing as compared to previous years. The CF Financial's current Price Earnings Ratio is estimated to increase to 11.69, while Retained Earnings Total Equity is projected to decrease to under 140 M.
There are various types of dividends CF Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CFFI shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CF Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CFFI pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CF Financial by the value of the dividends paid out.
CF Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 3.4 M | |
| Quarterly Earnings Growth Y O Y | -0.031 |
CF Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of CF Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value CFFI we look at many different elements of the entity such as CFFI's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CF Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CF Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CF Financial's worth.Complementary Tools for CFFI Stock analysis
When running CF Financial's price analysis, check to measure CF Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CF Financial is operating at the current time. Most of CF Financial's value examination focuses on studying past and present price action to predict the probability of CF Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CF Financial's price. Additionally, you may evaluate how the addition of CF Financial to your portfolios can decrease your overall portfolio volatility.
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