Heartland Net Income from 2010 to 2024

HTLF Stock  USD 67.53  1.23  1.86%   
Heartland Financial's Net Income is increasing over the last several years with slightly volatile swings. Net Income is predicted to flatten to about 58.6 M. During the period from 2010 to 2024 Heartland Financial USA Net Income regressed destribution of quarterly values had coefficient of variationof  74.39 and r-value of  0.69. View All Fundamentals
 
Net Income  
First Reported
1997-03-31
Previous Quarter
39.7 M
Current Value
64.2 M
Quarterly Volatility
19.3 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heartland Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heartland Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 31.6 M, Interest Expense of 370.2 M or Selling And Marketing Expenses of 4.7 M, as well as many indicators such as Price To Sales Ratio of 4.17, Dividend Yield of 0.0387 or PTB Ratio of 1.5. Heartland financial statements analysis is a perfect complement when working with Heartland Financial Valuation or Volatility modules.
  
Check out the analysis of Heartland Financial Correlation against competitors.

Latest Heartland Financial's Net Income Growth Pattern

Below is the plot of the Net Income of Heartland Financial USA over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Heartland Financial USA financial statement analysis. It represents the amount of money remaining after all of Heartland Financial USA operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Heartland Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heartland Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 79.92 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Heartland Net Income Regression Statistics

Arithmetic Mean88,836,375
Geometric Mean61,758,699
Coefficient Of Variation74.39
Mean Deviation52,264,817
Median75,272,000
Standard Deviation66,089,528
Sample Variance4367.8T
Range213.7M
R-Value0.69
Mean Square Error2477.4T
R-Squared0.47
Significance0
Slope10,167,159
Total Sum of Squares61149.6T

Heartland Net Income History

202458.6 M
202379.9 M
2022212.2 M
2021219.9 M
2020137.9 M
2019149.1 M
2018117 M

Other Fundumenentals of Heartland Financial USA

Heartland Financial Net Income component correlations

About Heartland Financial Financial Statements

Heartland Financial stakeholders use historical fundamental indicators, such as Heartland Financial's Net Income, to determine how well the company is positioned to perform in the future. Although Heartland Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Heartland Financial's assets and liabilities are reflected in the revenues and expenses on Heartland Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Heartland Financial USA. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Income79.9 M59.5 M
Net Income Applicable To Common Shares234.7 M246.5 M
Net Income From Continuing Ops210.9 M120.1 M
Net Income Per Share 1.87  1.55 
Net Income Per E B T 0.83  0.58 

Currently Active Assets on Macroaxis

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out the analysis of Heartland Financial Correlation against competitors.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.336
Dividend Share
1.2
Earnings Share
1.78
Revenue Per Share
13.33
Quarterly Revenue Growth
0.148
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.