Navient Financial Statements From 2010 to 2026

JSM Stock  USD 19.60  0.13  0.66%   
Navient SR's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Navient SR's valuation are provided below:
Market Capitalization
5.4 B
There are over one hundred nineteen available fundamental ratios for Navient SR, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to check Navient SR's last-minute fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 20th of January 2026, Enterprise Value is likely to grow to about 96.8 B, while Market Cap is likely to drop about 2.1 B.

Navient SR Total Revenue

3.26 Billion

Check Navient SR financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Navient SR's main balance sheet or income statement drivers, such as Interest Expense of 4 B, Total Revenue of 3.3 B or Gross Profit of 3 B, as well as many indicators such as Price To Sales Ratio of 0.56, Dividend Yield of 0.0242 or PTB Ratio of 0.8. Navient financial statements analysis is a perfect complement when working with Navient SR Valuation or Volatility modules.
  
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Navient SR Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets44.3 B46.6 B104.5 B
Slightly volatile
Short and Long Term Debt Total36.9 B38.9 B91.7 B
Slightly volatile
Total Current Liabilities7.4 B4.6 B5.8 B
Very volatile
Retained EarningsB4.2 B3.2 B
Slightly volatile
Cash1.8 B1.9 BB
Slightly volatile
Non Current Assets Total477.4 M502.6 M68.3 B
Pretty Stable
Common Stock Total Equity3.4 M3.6 M57.3 M
Slightly volatile
Common Stock Shares Outstanding93.2 M98.1 M276.6 M
Slightly volatile
Liabilities And Stockholders Equity89.7 B46.6 B102.1 B
Slightly volatile
Total Liabilities83.6 B44.2 B86.6 B
Slightly volatile
Total Current Assets1.8 B1.9 B2.1 B
Slightly volatile
Short Term Debt4.4 B4.6 B7.4 B
Slightly volatile
Non Current Liabilities Total85.2 B44.2 B96 B
Slightly volatile
Total Stockholder Equity2.6 B2.4 BB
Very volatile
Property Plant And Equipment Net53 M55.8 M135.3 M
Slightly volatile
Cash And Short Term Investments1.5 B1.9 B2.1 B
Slightly volatile
Net Receivables78.6 B74.9 B30.6 B
Slightly volatile
Good Will624 M492.2 M545.9 M
Slightly volatile
Short Term Investments142.8 M150.3 M1.2 B
Slightly volatile
Property Plant And Equipment Gross102.2 M95 M126.7 M
Slightly volatile
Intangible Assets7.7 M8.1 M59.6 M
Slightly volatile
Common Stock3.4 M3.6 M28.3 M
Slightly volatile
Other LiabilitiesB1.6 B2.1 B
Slightly volatile
Net Tangible Assets2.1 BB2.7 B
Slightly volatile
Short and Long Term Debt3.4 B5.5 B3.8 B
Slightly volatile
Long Term Debt Total73 B54.9 B94.4 B
Slightly volatile
Capital Surpluse3.5 B3.8 B3.2 B
Slightly volatile
Other Current Liabilities4.4 B3.8 B6.9 B
Slightly volatile
Long Term Investments191.7 M150.3 M249.7 M
Slightly volatile
Non Current Liabilities Other789.6 M829.8 M977.9 M
Slightly volatile

Navient SR Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue3.3 B3.4 B3.2 B
Pretty Stable
Gross ProfitB3.1 B2.5 B
Pretty Stable
Other Operating Expenses851.6 M896.4 M1.3 B
Pretty Stable
Operating Income2.4 B2.5 B1.8 B
Slightly volatile
EBIT4.2 BB2.2 B
Slightly volatile
Total Operating Expenses581.4 M612 M810.4 M
Slightly volatile
Income Before Tax148.8 M156.6 M964.3 M
Slightly volatile
Net Income112 M117.9 M658.9 M
Slightly volatile
Income Tax Expense36.8 M38.7 M306.7 M
Slightly volatile
Selling General Administrative551 M955.6 M568.3 M
Slightly volatile
Discontinued Operations800 K900 K982.4 K
Slightly volatile
Net Income From Continuing Ops556.2 M580.5 M745 M
Slightly volatile
Non Recurring40.6 M26.1 M54.4 M
Slightly volatile
Net Income Applicable To Common Shares520.4 M580.5 M751.1 M
Slightly volatile
Minority Interest28.3 M35.6 M28.2 M
Slightly volatile
Tax Provision141.9 M149.4 M362.8 M
Slightly volatile
Extraordinary Items98.3 M67.8 M58.9 M
Slightly volatile

Navient SR Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income112 M117.9 M667.8 M
Slightly volatile
End Period Cash Flow1.8 B1.9 B3.4 B
Pretty Stable
Begin Period Cash Flow2.4 B2.5 B3.6 B
Pretty Stable
Depreciation124.8 M131.4 M41.2 B
Slightly volatile
Stock Based Compensation22.1 M20.7 M29.9 M
Slightly volatile
Change To Operating Activities603.2 M435.6 M621.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.560.581.9642
Slightly volatile
Dividend Yield0.02420.03250.029
Slightly volatile
PTB Ratio0.80.842.4884
Slightly volatile
Book Value Per Share34.8827.8634.9416
Slightly volatile
Free Cash Flow Yield0.230.270.217
Very volatile
Operating Cash Flow Per Share4.814.844.5509
Slightly volatile
Stock Based Compensation To Revenue0.00970.00690.0099
Slightly volatile
PB Ratio0.80.842.4884
Slightly volatile
EV To Sales20.2410.1621.5104
Pretty Stable
Free Cash Flow Per Share4.814.844.5509
Slightly volatile
ROIC0.790.750.184
Slightly volatile
Net Income Per Share1.911.082.2283
Very volatile
Cash Per Share18.2317.368.6197
Slightly volatile
POCF Ratio4.023.84.8215
Very volatile
Interest Coverage0.540.770.6446
Slightly volatile
Payout Ratio0.250.480.311
Pretty Stable
PFCF Ratio4.023.84.8215
Very volatile
ROE0.05420.0570.2346
Slightly volatile
EV To Operating Cash Flow70.8684.3577.2109
Slightly volatile
PE Ratio8.3413.310.7299
Very volatile
Return On Tangible Assets0.00280.00290.0054
Slightly volatile
EV To Free Cash Flow70.8684.3577.2109
Slightly volatile
Earnings Yield0.0960.06090.1073
Very volatile
Intangibles To Total Assets0.00540.00760.0062
Slightly volatile
Current Ratio0.390.470.4023
Slightly volatile
Tangible Book Value Per Share31.6423.2532.1151
Slightly volatile
Graham Number21.1423.0424.181
Slightly volatile
Shareholders Equity Per Share11.2221.8113.0524
Slightly volatile
Debt To Equity29.0818.825.7588
Slightly volatile
Revenue Per Share33.0231.4516.2268
Slightly volatile
Interest Debt Per Share308384366
Slightly volatile
Debt To Assets0.980.960.8945
Slightly volatile
Short Term Coverage Ratios0.07150.08050.0878
Slightly volatile
Price Earnings Ratio8.3413.310.7299
Very volatile
Price Book Value Ratio0.80.842.4884
Slightly volatile
Dividend Payout Ratio0.250.480.311
Pretty Stable
Price To Operating Cash Flows Ratio4.023.84.8215
Very volatile
Price To Free Cash Flows Ratio4.023.84.8215
Very volatile
Pretax Profit Margin0.04990.05250.2967
Slightly volatile
Ebt Per Ebit0.06760.07110.8019
Slightly volatile
Operating Profit Margin0.40.660.5146
Pretty Stable
Effective Tax Rate0.350.280.3215
Slightly volatile
Company Equity Multiplier39.8122.5545.031
Slightly volatile
Long Term Debt To Capitalization1.061.080.9796
Pretty Stable
Total Debt To Capitalization1.061.080.9744
Slightly volatile
Return On Capital Employed0.0570.05430.0231
Slightly volatile
Debt Equity Ratio29.0818.825.7588
Slightly volatile
Ebit Per Revenue0.40.660.5146
Pretty Stable
Quick Ratio0.390.470.4023
Slightly volatile
Dividend Paid And Capex Coverage Ratio7.797.547.5216
Slightly volatile
Net Income Per E B T0.540.680.6668
Slightly volatile
Cash Ratio0.390.470.4023
Slightly volatile
Operating Cash Flow Sales Ratio0.130.140.4303
Slightly volatile
Cash Flow Coverage Ratios0.01290.01220.0123
Slightly volatile
Price To Book Ratio0.80.842.4884
Slightly volatile
Fixed Asset Turnover21.7716.7823.8999
Slightly volatile
Price Cash Flow Ratio4.023.84.8215
Very volatile
Debt Ratio0.980.960.8945
Slightly volatile
Cash Flow To Debt Ratio0.01290.01220.0123
Slightly volatile
Price Sales Ratio0.560.581.9642
Slightly volatile
Return On Assets0.00280.00290.0054
Slightly volatile
Asset Turnover0.06950.06620.0376
Slightly volatile
Net Profit Margin0.03760.03960.1958
Slightly volatile
Gross Profit Margin0.771.050.7467
Pretty Stable
Price Fair Value0.80.842.4884
Slightly volatile
Return On Equity0.05420.0570.2346
Slightly volatile

Navient SR Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.1 B2.2 B5.8 B
Slightly volatile
Enterprise Value96.8 B63.5 B75.8 B
Pretty Stable

Navient Fundamental Market Drivers

About Navient SR Financial Statements

Navient SR investors utilize fundamental indicators, such as revenue or net income, to predict how Navient Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue3.4 B3.3 B
Cost Of Revenue363.4 M345.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Revenue Per Share 31.45  33.02 
Ebit Per Revenue 0.66  0.40 

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When determining whether Navient SR is a strong investment it is important to analyze Navient SR's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Navient SR's future performance. For an informed investment choice regarding Navient Stock, refer to the following important reports:
Check out the analysis of Navient SR Correlation against competitors.
To learn how to invest in Navient Stock, please use our How to Invest in Navient SR guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Oil & Gas Exploration & Production space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient SR. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient SR listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.64
The market value of Navient SR is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient SR's value that differs from its market value or its book value, called intrinsic value, which is Navient SR's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient SR's market value can be influenced by many factors that don't directly affect Navient SR's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient SR's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient SR is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient SR's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.