OPBK Net Interest Income from 2010 to 2026

OPBK Stock  USD 13.98  0.11  0.79%   
OP Bancorp Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 51 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2018-12-31
Previous Quarter
19.7 M
Current Value
20.3 M
Quarterly Volatility
3.4 M
 
Covid
 
Interest Hikes
Check OP Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OP Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 75.6 M, Selling General Administrative of 44.9 M or Total Revenue of 175 M, as well as many indicators such as Price To Sales Ratio of 3.29, Dividend Yield of 0.0262 or PTB Ratio of 1.29. OPBK financial statements analysis is a perfect complement when working with OP Bancorp Valuation or Volatility modules.
  
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Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
Historical Net Interest Income data for OP Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether OP Bancorp represents a compelling investment opportunity.

Latest OP Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of OP Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. OP Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OP Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

OPBK Net Interest Income Regression Statistics

Arithmetic Mean41,376,194
Geometric Mean35,355,400
Coefficient Of Variation54.35
Mean Deviation18,974,270
Median40,957,000
Standard Deviation22,486,734
Sample Variance505.7T
Range60.2M
R-Value0.91
Mean Square Error90.6T
R-Squared0.83
Slope4,062,074
Total Sum of Squares8090.5T

OPBK Net Interest Income History

202651 M
202575.4 M
202465.6 M
202372.7 M
202276.9 M
202161 M
202045.4 M

About OP Bancorp Financial Statements

OP Bancorp investors utilize fundamental indicators, such as Net Interest Income, to predict how OPBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income75.4 M51 M

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:
Check out the analysis of OP Bancorp Correlation against competitors.
For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. Anticipated expansion of OPBK directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive OP Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.425
Dividend Share
0.48
Earnings Share
1.72
Revenue Per Share
6.125
Quarterly Revenue Growth
0.203
OP Bancorp's market price often diverges from its book value, the accounting figure shown on OPBK's balance sheet. Smart investors calculate OP Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since OP Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between OP Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OP Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.