OppFi Financial Statements From 2010 to 2026

OPFI Stock  USD 9.85  0.03  0.30%   
OppFi's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing OppFi's valuation are provided below:
Gross Profit
335.4 M
Profit Margin
0.0116
Market Capitalization
862.6 M
Enterprise Value Revenue
0.979
Revenue
335.4 M
We have found one hundred twenty available trending fundamental ratios for OppFi Inc, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of OppFi Inc recent fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 112.3 M. Enterprise Value is estimated to decrease to about 281.4 M

OppFi Total Revenue

360.02 Million

Check OppFi financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OppFi's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.7 M, Interest Expense of 220 M or Selling General Administrative of 29.7 M, as well as many indicators such as Price To Sales Ratio of 0.32, Dividend Yield of 0.0132 or PTB Ratio of 5.69. OppFi financial statements analysis is a perfect complement when working with OppFi Valuation or Volatility modules.
  
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Check out the analysis of OppFi Correlation against competitors.

OppFi Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets531.1 M737.3 M396.8 M
Slightly volatile
Short and Long Term Debt Total318.9 M381.9 M262.1 M
Slightly volatile
Other Current Liabilities24.7 M37.3 M11.7 M
Slightly volatile
Total Current Liabilities52.1 M68.8 M32 M
Slightly volatile
Other Liabilities29.4 M31.6 M15.8 M
Slightly volatile
Property Plant And Equipment Net19.5 M27.9 M12.5 M
Slightly volatile
Net Debt279.4 M311.3 M234 M
Slightly volatile
Accounts Payable751.5 K791.1 KM
Slightly volatile
Cash74.1 M70.5 M27.8 M
Slightly volatile
Non Current Assets Total73.1 M69.4 M183.5 M
Slightly volatile
Non Currrent Assets Other10.6 M11.1 M159.6 M
Slightly volatile
Other Assets774.2 M737.3 M309 M
Slightly volatile
Long Term Debt287.3 M366.6 M249.2 M
Slightly volatile
Cash And Short Term Investments74.1 M70.5 M27.8 M
Slightly volatile
Net Receivables412.2 M547.1 M314.2 M
Slightly volatile
Common Stock Shares Outstanding17.2 M18.1 M25.1 M
Pretty Stable
Long Term Debt Total284.4 M332.2 M246.1 M
Slightly volatile
Liabilities And Stockholders Equity531.1 M737.3 M396.8 M
Slightly volatile
Non Current Liabilities Total317.3 M399.2 M267.7 M
Slightly volatile
Capital Surpluse56.3 M108 M27.8 M
Slightly volatile
Other Current Assets32.9 M31 M24.5 M
Slightly volatile
Other Stockholder Equity52.7 M101.1 M26 M
Slightly volatile
Total Liabilities369.4 M468 M299.7 M
Slightly volatile
Deferred Long Term Liabilities2.8 M4.7 M2.6 M
Slightly volatile
Total Current Assets430.6 M648.6 M210.5 M
Slightly volatile
Cash And Equivalents38.5 M70.5 M27.7 M
Slightly volatile
Property Plant Equipment17.1 M27.9 M11.6 M
Slightly volatile
Warrants173.7 M195.5 M213.3 M
Slightly volatile
Common Stock Total Equity9.4 K9.9 K158 K
Slightly volatile
Short Term Investments50.9 M48.5 M15.9 M
Slightly volatile
Net Invested Capital342.9 M404.3 M283.1 M
Slightly volatile
Property Plant And Equipment Gross62.8 M96 M40.8 M
Slightly volatile
Short and Long Term Debt21.2 M25.8 M18.4 M
Slightly volatile
Capital Stock7.7 K8.1 K4.3 M
Slightly volatile
Non Current Liabilities Other12 M10.1 M18.5 M
Slightly volatile
Net Working Capital459.5 M579.9 M315.4 M
Slightly volatile
Common Stock7.7 K8.1 K140.5 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity133.5 M150.2 M164 M
Slightly volatile

OppFi Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense220 M209.6 M49.5 M
Slightly volatile
Selling General Administrative29.7 M46.8 M19.9 M
Slightly volatile
Selling And Marketing Expenses38.9 M56.6 M23.5 M
Slightly volatile
Total Revenue360 M604.9 M217.1 M
Slightly volatile
Gross Profit290.7 M483.9 M180 M
Slightly volatile
Other Operating Expenses311 M496.1 M184.9 M
Slightly volatile
EBIT361 M343.8 M108.3 M
Slightly volatile
Research Development18.5 M24.3 M11.8 M
Slightly volatile
Total Operating Expenses241.7 M375.2 M147.8 M
Slightly volatile
Income Before Tax53.9 M101.3 M33.9 M
Slightly volatile
Net Income From Continuing Ops74.5 M96.4 M51.4 M
Slightly volatile
Cost Of Revenue85.2 M121 M52 M
Slightly volatile
Reconciled Depreciation10.6 M11.1 M6.9 M
Slightly volatile
Non Operating Income Net Other26.3 M29.6 M32.3 M
Slightly volatile
Interest Income1.2 M1.3 M1.4 M
Slightly volatile

OppFi Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow214.3 M357.4 M141.6 M
Slightly volatile
Begin Period Cash Flow47.4 M85 M30.7 M
Slightly volatile
Depreciation9.4 M11.1 M5.9 M
Slightly volatile
Other Non Cash Items133.9 M247 M100.4 M
Slightly volatile
Dividends PaidM2.1 M6.8 M
Pretty Stable
Capital Expenditures11.2 M15 M7.7 M
Slightly volatile
Total Cash From Operating Activities225.4 M372.4 M149.2 M
Slightly volatile
End Period Cash Flow59.6 M101.5 M42.7 M
Slightly volatile
Stock Based Compensation6.4 M6.1 M1.7 M
Slightly volatile
Cash And Cash Equivalents Changes13.4 M15 M16.4 M
Slightly volatile
Cash Flows Other Operating65.1 M73.2 M79.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.320.341.4208
Slightly volatile
Dividend Yield0.01320.01380.0835
Pretty Stable
Days Sales Outstanding275297299
Slightly volatile
Book Value Per Share7.6510.465.9685
Slightly volatile
Free Cash Flow Yield2.171.811.5685
Slightly volatile
Operating Cash Flow Per Share10.914.479.3912
Slightly volatile
Stock Based Compensation To Revenue0.00470.0090.0032
Slightly volatile
Capex To Depreciation1.451.561.52
Slightly volatile
EV To Sales1.340.932.2178
Slightly volatile
Free Cash Flow Per Share10.3413.888.8872
Slightly volatile
Payables Turnover11310843.9143
Slightly volatile
Sales General And Administrative To Revenue0.110.08890.1328
Slightly volatile
Research And Ddevelopement To Revenue0.07650.04630.0714
Slightly volatile
Capex To Revenue0.04510.02840.0567
Slightly volatile
Cash Per Share1.512.741.6004
Slightly volatile
POCF Ratio0.760.551.3143
Slightly volatile
Capex To Operating Cash Flow0.05920.04620.059
Slightly volatile
PFCF Ratio0.80.571.4014
Slightly volatile
Days Payables Outstanding3.333.5111.7432
Pretty Stable
EV To Operating Cash Flow1.771.511.9534
Slightly volatile
EV To Free Cash Flow1.881.572.0511
Slightly volatile
Net Debt To EBITDA1.571.011.3249
Very volatile
Current Ratio5.878.494.0133
Slightly volatile
Tangible Book Value Per Share7.6510.465.9685
Slightly volatile
Receivables Turnover1.191.271.2324
Slightly volatile
Graham Number3.974.1810.778
Slightly volatile
Capex Per Share0.560.580.5034
Slightly volatile
Revenue Per Share17.2723.513.259
Slightly volatile
Interest Debt Per Share17.3422.9819.1528
Slightly volatile
Debt To Assets0.660.60.6997
Slightly volatile
Enterprise Value Over EBITDA2.181.582.3084
Slightly volatile
Short Term Coverage Ratios10.698.5710.6445
Slightly volatile
Operating Cycle275297299
Slightly volatile
Days Of Payables Outstanding3.333.5111.7432
Pretty Stable
Price To Operating Cash Flows Ratio0.760.551.3143
Slightly volatile
Price To Free Cash Flows Ratio0.80.571.4014
Slightly volatile
Pretax Profit Margin0.20.190.1816
Very volatile
Long Term Debt To Capitalization0.710.820.8589
Very volatile
Total Debt To Capitalization0.720.820.8611
Very volatile
Quick Ratio5.878.494.0133
Slightly volatile
Dividend Paid And Capex Coverage Ratio19.8918.9411.7055
Slightly volatile
Cash Ratio0.741.180.9294
Slightly volatile
Cash Conversion Cycle262294286
Slightly volatile
Operating Cash Flow Sales Ratio0.850.710.956
Slightly volatile
Days Of Sales Outstanding275297299
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.760.860.9249
Slightly volatile
Cash Flow Coverage Ratios0.660.880.7359
Slightly volatile
Fixed Asset Turnover17.1419.5118.3636
Slightly volatile
Capital Expenditure Coverage Ratio16.422.417.9543
Slightly volatile
Price Cash Flow Ratio0.760.551.3143
Slightly volatile
Enterprise Value Multiple2.181.582.3084
Slightly volatile
Debt Ratio0.660.60.6997
Slightly volatile
Cash Flow To Debt Ratio0.660.880.7359
Slightly volatile
Price Sales Ratio0.320.341.4208
Slightly volatile
Asset Turnover0.610.740.5445
Slightly volatile
Gross Profit Margin0.870.920.8379
Pretty Stable

OppFi Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap112.3 M177.5 M119.2 M
Pretty Stable
Enterprise Value281.4 M382.5 M340.5 M
Pretty Stable

OppFi Fundamental Market Drivers

Forward Price Earnings5.7937
Cash And Short Term Investments61.3 M

OppFi Upcoming Events

28th of March 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
28th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About OppFi Financial Statements

Investors use fundamental indicators, such as OppFi's revenue or net income, to determine how well the company is positioned to perform in the future. Although OppFi's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue604.9 M360 M
Cost Of Revenue121 M85.2 M
Sales General And Administrative To Revenue 0.09  0.11 
Research And Ddevelopement To Revenue 0.05  0.08 
Capex To Revenue 0.03  0.05 
Revenue Per Share 23.50  17.27 
Ebit Per Revenue 0.21  0.22 

Currently Active Assets on Macroaxis

When determining whether OppFi Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OppFi's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oppfi Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oppfi Inc Stock:
Check out the analysis of OppFi Correlation against competitors.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.664
Earnings Share
0.07
Revenue Per Share
13.423
Quarterly Revenue Growth
0.183
Return On Assets
0.1818
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.