OppFi Financial Statements From 2010 to 2025

OPFI Stock  USD 11.02  0.24  2.13%   
OppFi financial statements provide useful quarterly and yearly information to potential OppFi Inc investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on OppFi financial statements helps investors assess OppFi's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OppFi's valuation are summarized below:
Gross Profit
260.7 M
Profit Margin
0.028
Market Capitalization
1.2 B
Enterprise Value Revenue
1.0098
Revenue
260.7 M
We have found one hundred twenty available trending fundamental ratios for OppFi Inc, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of OppFi Inc recent fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 95.1 M. Enterprise Value is estimated to decrease to about 269.7 M

OppFi Total Revenue

356.91 Million

Check OppFi financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OppFi's main balance sheet or income statement drivers, such as Interest Expense of 28.6 M, Selling General Administrative of 48.3 M or Total Revenue of 356.9 M, as well as many indicators such as Price To Sales Ratio of 0.31, Dividend Yield of 0.1 or PTB Ratio of 9.71. OppFi financial statements analysis is a perfect complement when working with OppFi Valuation or Volatility modules.
  
Check out the analysis of OppFi Correlation against competitors.

OppFi Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets496.3 M691.8 M376.5 M
Slightly volatile
Short and Long Term Debt Total309.6 M401.6 M258.3 M
Slightly volatile
Other Current Liabilities22.5 M25.3 M9.5 M
Slightly volatile
Total Current Liabilities43.8 M59.2 M27.5 M
Slightly volatile
Other Liabilities29.4 M31.6 M15 M
Slightly volatile
Property Plant And Equipment Net18 M25.8 M11.6 M
Slightly volatile
Net Debt275.7 M365 M234.9 M
Slightly volatile
Accounts Payable5.1 M5.1 M4.7 M
Very volatile
Cash25.4 M36.6 M20.5 M
Slightly volatile
Non Current Assets Total75.4 M56 M189.5 M
Slightly volatile
Non Currrent Assets Other12 M12.6 M169.1 M
Slightly volatile
Other Assets0.860.9193.8 M
Slightly volatile
Long Term Debt274.6 M384.2 M245.1 M
Slightly volatile
Cash And Short Term Investments25.4 M36.6 M20.5 M
Slightly volatile
Net Receivables390 M535.1 M301.9 M
Slightly volatile
Common Stock Shares Outstanding14 M14.8 M25 M
Slightly volatile
Long Term Debt Total255.8 M315.1 M236.9 M
Slightly volatile
Liabilities And Stockholders Equity496.3 M691.8 M376.5 M
Slightly volatile
Non Current Liabilities Total315.5 M438.2 M268.3 M
Slightly volatile
Capital Surpluse37.6 M70.9 M19.3 M
Slightly volatile
Other Current Assets33.6 M48.5 M25.5 M
Slightly volatile
Other Stockholder Equity43.8 M85.1 M20.6 M
Slightly volatile
Total Liabilities353.8 M468.6 M292.1 M
Slightly volatile
Deferred Long Term Liabilities2.8 M4.7 M2.5 M
Slightly volatile
Total Current Assets392.6 M620.2 M184.3 M
Slightly volatile
Cash And Equivalents32.2 M57.1 M25.5 M
Slightly volatile
Property Plant Equipment12.8 M16.8 M9.4 M
Slightly volatile
Warrants173.7 M195.5 M213.1 M
Slightly volatile
Common Stock Total Equity9.4 K9.9 K167.2 K
Slightly volatile
Short Term Investments50.9 M48.5 M14.3 M
Slightly volatile
Net Invested Capital331.9 M396.2 M277.7 M
Slightly volatile
Long Term Investments194.7 M219 M238.8 M
Slightly volatile
Property Plant And Equipment Gross55.5 M83.4 M36.9 M
Slightly volatile
Short and Long Term Debt21.2 M25.8 M18.2 M
Slightly volatile
Capital Stock9.4 K9.9 K4.6 M
Slightly volatile
Non Current Liabilities Other12 M10.1 M18.9 M
Slightly volatile
Net Working Capital435.7 M561 M301 M
Slightly volatile
Common Stock9.4 K9.9 K149.3 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity133.5 M150.2 M163.8 M
Slightly volatile

OppFi Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense28.6 M53.8 M20.9 M
Slightly volatile
Selling General Administrative48.3 M41.5 M37.1 M
Slightly volatile
Total Revenue356.9 M585.3 M237.7 M
Slightly volatile
Other Operating Expenses221.5 M265.9 M209.2 M
Slightly volatile
Income Before Tax46.8 M48.1 M26.7 M
Slightly volatile
Net Income Applicable To Common Shares37.7 M29.4 M21.4 M
Slightly volatile
Depreciation And Amortization10.5 M14.6 MM
Slightly volatile
Selling And Marketing Expenses42.1 M58.1 M24.6 M
Slightly volatile
Gross Profit319.8 M447.3 M254.4 M
Slightly volatile
Net Income From Continuing Ops70.9 M37.2 M45.5 M
Slightly volatile
EBIT28.7 M30.3 M58.3 M
Very volatile
Research Development20.2 M28.2 M13.5 M
Slightly volatile
EBITDA70.2 M41.7 M67 M
Pretty Stable
Cost Of Revenue83.3 M138 M50.8 M
Slightly volatile
Total Operating Expenses115.5 M100.1 M156.3 M
Slightly volatile
Reconciled Depreciation10.6 M15.4 MM
Slightly volatile
Non Operating Income Net Other26.3 M29.6 M32.2 M
Slightly volatile

OppFi Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation9.2 M14.6 M5.8 M
Slightly volatile
Dividends Paid16.5 M11.8 M8.6 M
Slightly volatile
Capital Expenditures10.6 M10.3 MM
Slightly volatile
Total Cash From Operating Activities203.7 M340.6 M135 M
Slightly volatile
End Period Cash Flow53.3 M85 M38.4 M
Slightly volatile
Stock Based CompensationM4.7 M1.3 M
Slightly volatile
Free Cash Flow218.6 M330.2 M176.5 M
Slightly volatile
Begin Period Cash Flow47.7 M57.1 M33.2 M
Slightly volatile
Other Non Cash Items338.7 M322.6 M78.5 M
Slightly volatile
Cash And Cash Equivalents Changes13.4 M15 M16.4 M
Slightly volatile
Cash Flows Other Operating65.1 M73.2 M79.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.310.190.4333
Slightly volatile
Dividend Yield0.10.110.1729
Pretty Stable
Days Sales Outstanding277300297
Slightly volatile
Book Value Per Share7.3210.655.6062
Slightly volatile
Free Cash Flow Yield2.643.082.0162
Slightly volatile
Operating Cash Flow Per Share11.9216.2612.8717
Slightly volatile
Stock Based Compensation To Revenue0.0040.00730.0024
Slightly volatile
Capex To Depreciation1.450.811.4836
Slightly volatile
EV To Sales1.070.911.2505
Slightly volatile
Free Cash Flow Per Share11.2915.7712.2684
Slightly volatile
Payables Turnover26.9231.0633.211
Slightly volatile
Sales General And Administrative To Revenue0.120.08160.136
Slightly volatile
Research And Ddevelopement To Revenue0.07610.05550.074
Slightly volatile
Capex To Revenue0.01930.02030.0545
Slightly volatile
Cash Per Share1.321.751.4364
Slightly volatile
POCF Ratio0.510.330.6794
Slightly volatile
Capex To Operating Cash Flow0.06160.03490.0596
Slightly volatile
PFCF Ratio0.540.340.7126
Slightly volatile
Days Payables Outstanding13.4112.1611.8642
Slightly volatile
EV To Operating Cash Flow1.841.562.0009
Slightly volatile
EV To Free Cash Flow1.951.612.1007
Slightly volatile
Net Debt To EBITDA3.226.163.8528
Slightly volatile
Current Ratio6.829.434.2937
Slightly volatile
Tangible Book Value Per Share7.3410.655.6164
Slightly volatile
Receivables Turnover1.181.261.2391
Slightly volatile
Graham Number1.021.0810.6051
Slightly volatile
Capex Per Share0.630.490.6033
Slightly volatile
Revenue Per Share20.8327.9521.1172
Slightly volatile
Interest Debt Per Share16.4821.7418.5302
Slightly volatile
Debt To Assets0.680.670.7167
Slightly volatile
Enterprise Value Over EBITDA4.227.795.6533
Very volatile
Short Term Coverage Ratios10.698.5710.8438
Slightly volatile
Operating Cycle277300297
Slightly volatile
Days Of Payables Outstanding13.4112.1611.8642
Slightly volatile
Price To Operating Cash Flows Ratio0.510.330.6794
Slightly volatile
Price To Free Cash Flows Ratio0.540.340.7126
Slightly volatile
Pretax Profit Margin0.180.09450.1651
Slightly volatile
Long Term Debt To Capitalization0.710.870.859
Very volatile
Total Debt To Capitalization0.720.870.8611
Very volatile
Quick Ratio6.829.434.2937
Slightly volatile
Dividend Paid And Capex Coverage Ratio7.9913.879.9996
Pretty Stable
Cash Ratio0.720.710.9087
Slightly volatile
Cash Conversion Cycle264288285
Slightly volatile
Operating Cash Flow Sales Ratio0.750.670.9224
Slightly volatile
Days Of Sales Outstanding277300297
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.750.870.9227
Slightly volatile
Cash Flow Coverage Ratios0.880.980.7409
Slightly volatile
Fixed Asset Turnover27.5926.0530.8066
Slightly volatile
Capital Expenditure Coverage Ratio15.8229.6417.9371
Slightly volatile
Price Cash Flow Ratio0.510.330.6794
Slightly volatile
Enterprise Value Multiple4.227.795.6533
Very volatile
Debt Ratio0.680.670.7167
Slightly volatile
Cash Flow To Debt Ratio0.880.980.7409
Slightly volatile
Price Sales Ratio0.310.190.4333
Slightly volatile
Asset Turnover0.910.970.8261
Slightly volatile
Gross Profit Margin0.870.880.8613
Slightly volatile

OppFi Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap95.1 M96.5 M110.9 M
Slightly volatile
Enterprise Value269.7 M361.2 M333.2 M
Very volatile

OppFi Fundamental Market Drivers

Forward Price Earnings12.6743
Cash And Short Term Investments31.8 M

OppFi Upcoming Events

28th of March 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
28th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About OppFi Financial Statements

Investors use fundamental indicators, such as OppFi's revenue or net income, to determine how well the company is positioned to perform in the future. Although OppFi's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue585.3 M356.9 M
Cost Of Revenue138 M83.3 M
Sales General And Administrative To Revenue 0.08  0.12 
Research And Ddevelopement To Revenue 0.06  0.08 
Capex To Revenue 0.02  0.02 
Revenue Per Share 27.95  20.83 
Ebit Per Revenue 0.10  0.19 

Currently Active Assets on Macroaxis

When determining whether OppFi Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OppFi's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oppfi Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oppfi Inc Stock:
Check out the analysis of OppFi Correlation against competitors.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.631
Earnings Share
0.3
Revenue Per Share
13.499
Quarterly Revenue Growth
0.256
Return On Assets
0.1177
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.