OppFi Net Interest Income from 2010 to 2026

OPFI Stock  USD 9.72  0.08  0.83%   
OppFi's Net Interest Income is decreasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about -42.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
-40.9 M
Current Value
-42.9 M
Quarterly Volatility
9.4 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check OppFi financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OppFi's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.7 M, Interest Expense of 220 M or Selling General Administrative of 29.7 M, as well as many indicators such as Price To Sales Ratio of 0.32, Dividend Yield of 0.0132 or PTB Ratio of 5.69. OppFi financial statements analysis is a perfect complement when working with OppFi Valuation or Volatility modules.
  
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Check out the analysis of OppFi Correlation against competitors.
The Net Interest Income trend for OppFi Inc offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether OppFi is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest OppFi's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of OppFi Inc over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. OppFi's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OppFi's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

OppFi Net Interest Income Regression Statistics

Arithmetic Mean(28,214,465)
Coefficient Of Variation(33.34)
Mean Deviation8,085,833
Median(22,436,000)
Standard Deviation9,405,416
Sample Variance88.5T
Range24.2M
R-Value(0.79)
Mean Square Error35.6T
R-Squared0.62
Significance0.0002
Slope(1,469,983)
Total Sum of Squares1415.4T

OppFi Net Interest Income History

2026-42.9 M
2025-40.9 M
2023-45.4 M
2022-35.2 M
2021-24.3 M
2020-21.2 M

About OppFi Financial Statements

Investors use fundamental indicators, such as OppFi's Net Interest Income, to determine how well the company is positioned to perform in the future. Although OppFi's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income-40.9 M-42.9 M

Currently Active Assets on Macroaxis

When determining whether OppFi Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OppFi's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oppfi Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oppfi Inc Stock:
Check out the analysis of OppFi Correlation against competitors.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is there potential for Asset Management & Custody Banks market expansion? Will OppFi introduce new products? Factors like these will boost the valuation of OppFi. Anticipated expansion of OppFi directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.664
Earnings Share
0.07
Revenue Per Share
13.423
Quarterly Revenue Growth
0.183
Return On Assets
0.1818
Investors evaluate OppFi Inc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OppFi's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause OppFi's market price to deviate significantly from intrinsic value.
It's important to distinguish between OppFi's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OppFi should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OppFi's market price signifies the transaction level at which participants voluntarily complete trades.