Peoples Financial Statements From 2010 to 2025

PEBO Stock  USD 32.61  0.19  0.58%   
Peoples Bancorp financial statements provide useful quarterly and yearly information to potential Peoples Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Peoples Bancorp financial statements helps investors assess Peoples Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Peoples Bancorp's valuation are summarized below:
Gross Profit
428.1 M
Profit Margin
0.2895
Market Capitalization
1.2 B
Enterprise Value Revenue
3.6234
Revenue
428.7 M
We have found one hundred twenty available trending fundamental ratios for Peoples Bancorp, which can be analyzed and compared to other ratios and to its competitors. Self-guided Investors are advised to check out Peoples Bancorp's recent fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 31st of January 2025, Market Cap is likely to grow to about 1 B. Also, Enterprise Value is likely to grow to about 1.2 B

Peoples Bancorp Total Revenue

496.54 Million

Check Peoples Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Peoples Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 22.9 M, Interest Expense of 120.8 M or Selling General Administrative of 209.2 M, as well as many indicators such as Price To Sales Ratio of 2.29, Dividend Yield of 0.0249 or PTB Ratio of 1.36. Peoples financial statements analysis is a perfect complement when working with Peoples Bancorp Valuation or Volatility modules.
  
Check out the analysis of Peoples Bancorp Correlation against competitors.
To learn how to invest in Peoples Stock, please use our How to Invest in Peoples Bancorp guide.

Peoples Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets11.1 B10.5 B4.8 B
Slightly volatile
Short and Long Term Debt Total706.7 M673 M366.9 M
Slightly volatile
Total Current Liabilities7.2 B6.8 B1.4 B
Slightly volatile
Total Stockholder Equity1.3 B1.2 B574.7 M
Slightly volatile
Property Plant And Equipment Net139.5 M132.9 M64.1 M
Slightly volatile
Retained Earnings395.1 M376.3 M172.4 M
Slightly volatile
Cash515.3 M490.7 M175.5 M
Slightly volatile
Non Current Assets Total10.5 B10 B2.7 B
Slightly volatile
Cash And Short Term Investments1.8 B1.7 B965.8 M
Slightly volatile
Net Receivables486.9 M463.7 M190.7 M
Slightly volatile
Common Stock Shares Outstanding39.6 M37.7 M20.2 M
Slightly volatile
Liabilities And Stockholders Equity11.1 B10.5 B4.8 B
Slightly volatile
Non Current Liabilities Total2.6 B2.5 B553.5 M
Slightly volatile
Total Liabilities9.8 B9.3 B4.2 B
Slightly volatile
Property Plant And Equipment Gross225.4 M214.6 M88 M
Slightly volatile
Total Current Assets1.1 B537.3 M1.4 B
Very volatile
Short Term Debt445.6 M424.4 M210.7 M
Slightly volatile
Common Stock Total Equity828.7 M789.2 M423.4 M
Slightly volatile
Common StockB995 M461 M
Slightly volatile
Other Liabilities2.2 M2.3 M14.3 M
Slightly volatile
Accounts Payable6.9 B6.6 B3.5 B
Slightly volatile
Long Term Debt147.2 M194.6 M139.2 M
Very volatile
Good Will437.3 M416.5 M186.1 M
Slightly volatile
Short Term Investments1.3 B1.2 B829.7 M
Slightly volatile
Intangible Assets47.3 M45 M20.1 M
Slightly volatile
Property Plant Equipment108.4 M103.2 M59.7 M
Slightly volatile
Other Current Assets754.4 M420.5 M813.3 M
Slightly volatile
Net Tangible Assets340.9 M529.9 M324.6 M
Slightly volatile
Retained Earnings Total Equity137.5 M238.1 M138.6 M
Slightly volatile
Long Term Debt Total101.8 M89.5 M122.2 M
Slightly volatile
Long Term Investments2.2 B2.1 B1.9 B
Slightly volatile
Non Current Liabilities Other108.7 M103.5 M57 M
Slightly volatile
Short and Long Term Debt280.8 M424.4 M270.5 M
Pretty Stable
Earning AssetsB1.2 B977.4 M
Slightly volatile
Net Invested Capital1.2 B1.9 B958.9 M
Slightly volatile
Capital Stock635.8 M995 M512.1 M
Slightly volatile

Peoples Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization22.9 M21.8 M7.6 M
Slightly volatile
Interest Expense120.8 M115 M34.3 M
Slightly volatile
Selling General Administrative209.2 M199.2 M89.6 M
Slightly volatile
Total Revenue496.5 M472.9 M209.4 M
Slightly volatile
Gross Profit510 M485.7 M211.9 M
Slightly volatile
Other Operating Expenses239 M227.7 M94 M
Slightly volatile
Operating Income257.5 M245.2 M97.2 M
Slightly volatile
EBIT175.2 M166.9 M84.2 M
Slightly volatile
EBITDA198.1 M188.7 M91.8 M
Slightly volatile
Income Before Tax175.2 M166.9 M66.2 M
Slightly volatile
Net Income136.9 M130.4 M51 M
Slightly volatile
Income Tax Expense38.4 M36.5 M15.2 M
Slightly volatile
Net Income Applicable To Common Shares121.8 M116 M48.7 M
Slightly volatile
Selling And Marketing Expenses6.1 M5.8 MM
Slightly volatile
Preferred Stock And Other Adjustments1.1 M1.2 M1.3 M
Slightly volatile
Net Income From Continuing Ops128.5 M122.3 M60.4 M
Slightly volatile
Tax Provision35.2 M33.6 M13.8 M
Slightly volatile
Net Interest Income388.4 M369.9 M169.9 M
Slightly volatile
Interest Income471.4 M448.9 M196 M
Slightly volatile
Reconciled Depreciation11.7 MM15.6 M
Slightly volatile

Peoples Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow157.2 M149.7 M75.4 M
Slightly volatile
Begin Period Cash Flow186 M177.1 M113.1 M
Slightly volatile
DepreciationM4.2 M14.9 M
Pretty Stable
Dividends Paid62.6 M59.6 M23.8 M
Slightly volatile
Capital Expenditures16.3 M15.5 M6.9 M
Slightly volatile
Total Cash From Operating Activities173.4 M165.2 M82.4 M
Slightly volatile
Net Income136.9 M130.4 M51 M
Slightly volatile
End Period Cash Flow515.3 M490.7 M175.8 M
Slightly volatile
Issuance Of Capital Stock1.6 M1.5 M467.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.292.42.7378
Pretty Stable
Dividend Yield0.02490.04250.0338
Slightly volatile
PTB Ratio1.361.21.0558
Slightly volatile
Days Sales Outstanding371353369
Slightly volatile
Book Value Per Share14.8929.1524.8793
Slightly volatile
Free Cash Flow Yield0.10.110.1341
Pretty Stable
Operating Cash Flow Per Share2.33.973.6664
Slightly volatile
Capex To Depreciation4.434.221.0426
Slightly volatile
PB Ratio1.361.21.0558
Slightly volatile
EV To Sales3.92.753.9279
Very volatile
Free Cash Flow Per Share2.073.63.3394
Slightly volatile
ROIC0.0440.04190.0308
Pretty Stable
Net Income Per Share3.293.142.1156
Slightly volatile
Sales General And Administrative To Revenue0.290.380.4195
Slightly volatile
Capex To Revenue0.05020.03760.0396
Slightly volatile
Cash Per Share42.8540.8149.7234
Very volatile
POCF Ratio8.338.797.3379
Slightly volatile
Interest Coverage2.11.923.9117
Very volatile
Payout Ratio0.380.410.4588
Pretty Stable
Capex To Operating Cash Flow0.130.110.1057
Slightly volatile
PFCF Ratio9.649.78.269
Pretty Stable
Income Quality1.781.142.0713
Slightly volatile
ROE0.10.120.0829
Slightly volatile
EV To Operating Cash Flow10.337.8710.1427
Very volatile
PE Ratio11.938.7213.9543
Pretty Stable
Return On Tangible Assets0.01060.01490.01
Slightly volatile
EV To Free Cash Flow16.1411.111.835
Very volatile
Earnings Yield0.08240.120.0799
Slightly volatile
Intangibles To Total Assets0.03030.04050.0391
Slightly volatile
Current Ratio0.06720.070721.0592
Slightly volatile
Tangible Book Value Per Share10.7117.7416.5122
Slightly volatile
Receivables Turnover1.021.071.1625
Slightly volatile
Graham Number47.6245.3534.5631
Slightly volatile
Shareholders Equity Per Share14.5829.1524.8599
Slightly volatile
Debt To Equity0.610.640.7112
Slightly volatile
Capex Per Share0.230.370.3269
Pretty Stable
Revenue Per Share5.8311.388.9849
Slightly volatile
Interest Debt Per Share18.9818.9619.1615
Very volatile
Debt To Assets0.0960.05750.0853
Slightly volatile
Enterprise Value Over EBITDA12.358.8110.9452
Slightly volatile
Short Term Coverage Ratios0.430.451.0832
Pretty Stable
Price Earnings Ratio11.938.7213.9543
Pretty Stable
Operating Cycle371353369
Slightly volatile
Price Book Value Ratio1.361.21.0558
Slightly volatile
Dividend Payout Ratio0.380.410.4588
Pretty Stable
Price To Operating Cash Flows Ratio8.338.797.3379
Slightly volatile
Price To Free Cash Flows Ratio9.649.78.269
Pretty Stable
Pretax Profit Margin0.320.410.2916
Slightly volatile
Ebt Per Ebit0.640.610.6046
Slightly volatile
Operating Profit Margin0.840.60.5426
Slightly volatile
Effective Tax Rate0.260.250.2537
Slightly volatile
Company Equity Multiplier10.7510.08.8114
Very volatile
Long Term Debt To Capitalization0.190.20.2258
Slightly volatile
Total Debt To Capitalization0.540.410.4161
Pretty Stable
Return On Capital Employed0.110.07630.0352
Slightly volatile
Debt Equity Ratio0.610.640.7112
Slightly volatile
Ebit Per Revenue0.840.60.5426
Slightly volatile
Quick Ratio0.06720.070721.2545
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.541.983.1226
Slightly volatile
Net Income Per E B T0.610.70.7348
Pretty Stable
Cash Ratio0.06140.06461.4581
Slightly volatile
Cash Conversion Cycle371353369
Slightly volatile
Operating Cash Flow Sales Ratio0.310.34930.3956
Very volatile
Days Of Sales Outstanding371353369
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.820.8793
Very volatile
Cash Flow Coverage Ratios0.240.280.2462
Pretty Stable
Price To Book Ratio1.361.21.0558
Slightly volatile
Fixed Asset Turnover2.53.23.1088
Very volatile
Capital Expenditure Coverage Ratio9.29.6113.6093
Pretty Stable
Price Cash Flow Ratio8.338.797.3379
Slightly volatile
Enterprise Value Multiple12.358.8110.9452
Slightly volatile
Debt Ratio0.0960.05750.0853
Slightly volatile
Cash Flow To Debt Ratio0.240.280.2462
Pretty Stable
Price Sales Ratio2.292.42.7378
Pretty Stable
Return On Assets0.01040.01420.0096
Slightly volatile
Asset Turnover0.04960.05160.0446
Very volatile
Net Profit Margin0.230.320.2176
Slightly volatile
Gross Profit Margin0.80.920.995
Slightly volatile
Price Fair Value1.361.21.0558
Slightly volatile
Return On Equity0.10.120.0829
Slightly volatile

Peoples Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB988.5 M554.7 M
Slightly volatile
Enterprise Value1.2 B1.1 B741.1 M
Slightly volatile

Peoples Fundamental Market Drivers

Forward Price Earnings10.0908
Cash And Short Term Investments1.5 B

Peoples Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Peoples Bancorp Financial Statements

Peoples Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Peoples Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue472.9 M496.5 M
Cost Of Revenue-10 M-9.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.38  0.29 
Capex To Revenue 0.04  0.05 
Revenue Per Share 11.38  5.83 
Ebit Per Revenue 0.60  0.84 

Pair Trading with Peoples Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Peoples Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Peoples Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Peoples Stock

  0.97AX Axos FinancialPairCorr
  0.98BY Byline BancorpPairCorr
The ability to find closely correlated positions to Peoples Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Peoples Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Peoples Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Peoples Bancorp to buy it.
The correlation of Peoples Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Peoples Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Peoples Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Peoples Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Peoples Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Peoples Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Peoples Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Peoples Bancorp Stock:
Check out the analysis of Peoples Bancorp Correlation against competitors.
To learn how to invest in Peoples Stock, please use our How to Invest in Peoples Bancorp guide.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peoples Bancorp. If investors know Peoples will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peoples Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Earnings Share
3.31
Revenue Per Share
12.327
Quarterly Revenue Growth
(0.05)
Return On Assets
0.0137
The market value of Peoples Bancorp is measured differently than its book value, which is the value of Peoples that is recorded on the company's balance sheet. Investors also form their own opinion of Peoples Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Peoples Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peoples Bancorp's market value can be influenced by many factors that don't directly affect Peoples Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peoples Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Peoples Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peoples Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.