360 Interest Income from 2010 to 2026

QFIN Stock  USD 15.55  0.35  2.20%   
360 Finance Interest Income yearly trend continues to be very stable with very little volatility. Interest Income is likely to grow to about 8.3 B this year. Interest Income is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. View All Fundamentals
 
Interest Income  
First Reported
2019-03-31
Previous Quarter
2.3 B
Current Value
2.4 B
Quarterly Volatility
639.8 M
 
Covid
 
Interest Hikes
Check 360 Finance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among 360 Finance's main balance sheet or income statement drivers, such as Tax Provision of 2 B, Interest Income of 8.3 B or Discontinued Operations of 0.0, as well as many indicators such as Price To Sales Ratio of 2.66, Dividend Yield of 0.0282 or PTB Ratio of 1.63. 360 financial statements analysis is a perfect complement when working with 360 Finance Valuation or Volatility modules.
  
Build AI portfolio with 360 Stock
Check out the analysis of 360 Finance Correlation against competitors.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
Evaluating 360 Finance's Interest Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into 360 Finance's fundamental strength.

Latest 360 Finance's Interest Income Growth Pattern

Below is the plot of the Interest Income of 360 Finance over the last few years. It is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. 360 Finance's Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in 360 Finance's overall financial position and show how it may be relating to other accounts over time.
Interest Income10 Years Trend
Slightly volatile
   Interest Income   
       Timeline  

360 Interest Income Regression Statistics

Arithmetic Mean2,224,348,738
Geometric Mean7,890,918
Coefficient Of Variation134.76
Mean Deviation2,423,834,515
Median277,870,000
Standard Deviation2,997,637,290
Sample Variance8985829.3T
Range8.3B
R-Value0.89
Mean Square Error2057879.7T
R-Squared0.79
Slope526,049,543
Total Sum of Squares143773269.2T

360 Interest Income History

20268.3 B
20257.9 B
20246.9 B
20234.9 B
20223.7 B
20212.3 B
20202.3 B

Other Fundumenentals of 360 Finance

360 Finance Interest Income component correlations

About 360 Finance Financial Statements

360 Finance investors utilize fundamental indicators, such as Interest Income, to predict how 360 Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Interest Income7.9 B8.3 B
Net Interest Income7.9 B8.3 B

Pair Trading with 360 Finance

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if 360 Finance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in 360 Finance will appreciate offsetting losses from the drop in the long position's value.

Moving together with 360 Stock

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Moving against 360 Stock

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The ability to find closely correlated positions to 360 Finance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace 360 Finance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back 360 Finance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling 360 Finance to buy it.
The correlation of 360 Finance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as 360 Finance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if 360 Finance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for 360 Finance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out the analysis of 360 Finance Correlation against competitors.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Will Consumer Finance sector continue expanding? Could 360 diversify its offerings? Factors like these will boost the valuation of 360 Finance. Anticipated expansion of 360 directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every 360 Finance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.11)
Dividend Share
10.691
Earnings Share
6.9
Revenue Per Share
143.246
Quarterly Revenue Growth
0.191
360 Finance's market price often diverges from its book value, the accounting figure shown on 360's balance sheet. Smart investors calculate 360 Finance's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since 360 Finance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between 360 Finance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding 360 Finance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.