360 Finance Company Leadership

QFIN Stock  USD 19.46  0.41  2.15%   
360 Finance employs about 3.5 K people. The company is managed by 5 executives with a total tenure of roughly 8230 years, averaging almost 1646.0 years of service per executive, having 705.4 employees per reported executive. Analysis of 360 Finance's management performance can provide insight into the firm performance.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.

360 Finance Management Team Effectiveness

The company has return on total asset (ROA) of 0.1077 % which means that it generated a profit of $0.1077 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2912 %, meaning that it created $0.2912 on every $100 dollars invested by stockholders. 360 Finance's management efficiency ratios could be used to measure how well 360 Finance manages its routine affairs as well as how well it operates its assets and liabilities.
360 Finance secures a total of 130.19 Million outstanding shares. The majority of 360 Finance outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in 360 Finance to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in 360 Finance. Please pay attention to any change in the institutional holdings of 360 Finance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.
Some institutional investors establish a significant position in stocks such as 360 Finance in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of 360 Finance, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

360 Finance Workforce Comparison

360 Finance is rated third in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 43,565. 360 Finance holds roughly 3,527 in number of employees claiming about 8% of equities under Financials industry.
The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.

360 Finance Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. 360 Finance Price Series Summation is a cross summation of 360 Finance price series and its benchmark/peer.

360 Finance Notable Stakeholders

A 360 Finance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as 360 Finance often face trade-offs trying to please all of them. 360 Finance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting 360 Finance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Zhiqiang HeSenior PresidentProfile
Zuoli CFACFO DirectorProfile
Karen JiSenior MarketsProfile
Haisheng WuCEO DirectorProfile
Yan ZhengChief OfficerProfile
String symbol = request.getParameter("s");

About 360 Finance Management Performance

The success or failure of an entity such as 360 Finance often depends on how effective the management is. 360 Finance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of 360 management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the 360 management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the Peoples Republic of China. 360 Finance is traded on NASDAQ Exchange in the United States.

360 Finance Workforce Analysis

Traditionally, organizations such as 360 Finance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare 360 Finance within its industry.

360 Finance Manpower Efficiency

Return on 360 Finance Manpower

Revenue Per Employee4.9M
Revenue Per Executive3.4B
Net Income Per Employee1.8M
Net Income Per Executive1.3B
When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.