360 Finance Company Leadership

360 Finance Management Team Effectiveness

The company has return on total asset (ROA) of 0.1077 % which means that it generated a profit of $0.1077 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2912 %, meaning that it created $0.2912 on every $100 dollars invested by stockholders. 360 Finance's management efficiency ratios could be used to measure how well 360 Finance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, 360 Finance's Return On Tangible Assets are very stable compared to the past year. As of the 8th of January 2026, Return On Capital Employed is likely to grow to 0.23, while Return On Assets are likely to drop 0.12. At this time, 360 Finance's Return On Tangible Assets are very stable compared to the past year. As of the 8th of January 2026, Intangibles To Total Assets is likely to grow to 0.02, while Non Currrent Assets Other are likely to drop about 638.3 M. As of the 8th of January 2026, Net Income Applicable To Common Shares is likely to grow to about 4.9 B, while Common Stock Shares Outstanding is likely to drop about 151.7 M. 360 Finance secures a total of 130.19 Million outstanding shares. The majority of 360 Finance outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in 360 Finance to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in 360 Finance. Please pay attention to any change in the institutional holdings of 360 Finance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it. Some institutional investors establish a significant position in stocks such as 360 Finance in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of 360 Finance, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

360 Finance Workforce Comparison

360 Finance Profit Margins

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.

360 Finance Benchmark Summation

360 Finance Notable Stakeholders

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The success or failure of an entity such as 360 Finance often depends on how effective the management is. 360 Finance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of 360 management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the 360 management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.