360 Finance Stock Technical Analysis
| QFIN Stock | USD 16.40 0.02 0.12% |
As of the 27th of January, 360 Finance owns the Information Ratio of (0.18), market risk adjusted performance of (0.82), and Variance of 14.27. In connection with fundamental indicators, the technical analysis model gives you tools to check timely technical drivers of 360 Finance, as well as the relationship between them.
360 Finance Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as 360, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to 360360 Finance's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.360 Finance Analyst Consensus
| Target Price | Advice | # of Analysts | |
| 33.01 | Strong Buy | 12 | Odds |
Most 360 analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand 360 stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of 360 Finance, talking to its executives and customers, or listening to 360 conference calls.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 10.691 | Earnings Share 7.04 | Revenue Per Share | Quarterly Revenue Growth 0.191 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
360 Finance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to 360 Finance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of 360 Finance.
| 10/29/2025 |
| 01/27/2026 |
If you would invest 0.00 in 360 Finance on October 29, 2025 and sell it all today you would earn a total of 0.00 from holding 360 Finance or generate 0.0% return on investment in 360 Finance over 90 days. 360 Finance is related to or competes with FinVolution, Federal Agricultural, Lufax Holding, Morgan Stanley, and Foreign Trade. 360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the ... More
360 Finance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure 360 Finance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess 360 Finance upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.18) | |||
| Maximum Drawdown | 27.66 | |||
| Value At Risk | (5.69) | |||
| Potential Upside | 3.31 |
360 Finance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for 360 Finance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as 360 Finance's standard deviation. In reality, there are many statistical measures that can use 360 Finance historical prices to predict the future 360 Finance's volatility.| Risk Adjusted Performance | (0.11) | |||
| Jensen Alpha | (0.66) | |||
| Total Risk Alpha | (0.97) | |||
| Treynor Ratio | (0.83) |
360 Finance January 27, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.82) | |||
| Mean Deviation | 2.33 | |||
| Coefficient Of Variation | (635.48) | |||
| Standard Deviation | 3.78 | |||
| Variance | 14.27 | |||
| Information Ratio | (0.18) | |||
| Jensen Alpha | (0.66) | |||
| Total Risk Alpha | (0.97) | |||
| Treynor Ratio | (0.83) | |||
| Maximum Drawdown | 27.66 | |||
| Value At Risk | (5.69) | |||
| Potential Upside | 3.31 | |||
| Skewness | (0.58) | |||
| Kurtosis | 6.36 |
360 Finance Backtested Returns
360 Finance retains Efficiency (Sharpe Ratio) of -0.11, which signifies that the company had a -0.11 % return per unit of price deviation over the last 3 months. 360 Finance exposes twenty-one different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm 360 Finance's Variance of 14.27, market risk adjusted performance of (0.82), and Information Ratio of (0.18) to double-check the risk estimate we provide. The firm owns a Beta (Systematic Risk) of 0.73, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, 360 Finance's returns are expected to increase less than the market. However, during the bear market, the loss of holding 360 Finance is expected to be smaller as well. At this point, 360 Finance has a negative expected return of -0.36%. Please make sure to confirm 360 Finance's variance, as well as the relationship between the potential upside and day typical price , to decide if 360 Finance performance from the past will be repeated sooner or later.
Auto-correlation | 0.82 |
Very good predictability
360 Finance has very good predictability. Overlapping area represents the amount of predictability between 360 Finance time series from 29th of October 2025 to 13th of December 2025 and 13th of December 2025 to 27th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of 360 Finance price movement. The serial correlation of 0.82 indicates that around 82.0% of current 360 Finance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.82 | |
| Spearman Rank Test | 0.75 | |
| Residual Average | 0.0 | |
| Price Variance | 1.6 |
360 Finance technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
360 Finance Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of 360 Finance volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About 360 Finance Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of 360 Finance on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of 360 Finance based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on 360 Finance price pattern first instead of the macroeconomic environment surrounding 360 Finance. By analyzing 360 Finance's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of 360 Finance's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to 360 Finance specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0535 | 0.0303 | 0.0272 | 0.0282 | Price To Sales Ratio | 1.08 | 2.43 | 2.8 | 2.66 |
360 Finance January 27, 2026 Technical Indicators
Most technical analysis of 360 help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for 360 from various momentum indicators to cycle indicators. When you analyze 360 charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.82) | |||
| Mean Deviation | 2.33 | |||
| Coefficient Of Variation | (635.48) | |||
| Standard Deviation | 3.78 | |||
| Variance | 14.27 | |||
| Information Ratio | (0.18) | |||
| Jensen Alpha | (0.66) | |||
| Total Risk Alpha | (0.97) | |||
| Treynor Ratio | (0.83) | |||
| Maximum Drawdown | 27.66 | |||
| Value At Risk | (5.69) | |||
| Potential Upside | 3.31 | |||
| Skewness | (0.58) | |||
| Kurtosis | 6.36 |
360 Finance January 27, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as 360 stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.00 | ||
| Daily Balance Of Power | (Huge) | ||
| Rate Of Daily Change | 1.00 | ||
| Day Median Price | 16.40 | ||
| Day Typical Price | 16.40 | ||
| Price Action Indicator | (0.01) |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 10.691 | Earnings Share 7.04 | Revenue Per Share | Quarterly Revenue Growth 0.191 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.