360 Financial Statements From 2010 to 2026

QFIN Stock  USD 15.90  0.35  2.25%   
360 Finance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing 360 Finance's valuation are provided below:
Gross Profit
12.8 B
Profit Margin
0.3515
Market Capitalization
2.1 B
Enterprise Value Revenue
1.2742
Revenue
19.6 B
We have found one hundred twenty available fundamental measures for 360 Finance, which can be analyzed and compared to other ratios and to its peers in the sector. Self-guided Investors are advised to validate 360 Finance's latest fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself this quarter and beyond. As of the 31st of January 2026, Market Cap is likely to grow to about 39.4 B. Also, Enterprise Value is likely to grow to about 36.8 B

360 Finance Total Revenue

11.22 Billion

Check 360 Finance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among 360 Finance's main balance sheet or income statement drivers, such as Tax Provision of 2 B, Interest Income of 8.3 B or Discontinued Operations of 0.0, as well as many indicators such as Price To Sales Ratio of 2.66, Dividend Yield of 0.0282 or PTB Ratio of 1.63. 360 financial statements analysis is a perfect complement when working with 360 Finance Valuation or Volatility modules.
  
Build AI portfolio with 360 Stock
Check out the analysis of 360 Finance Correlation against competitors.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.

360 Finance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets58.1 B55.4 B19.8 B
Slightly volatile
Short and Long Term Debt TotalB1.9 B520.7 M
Slightly volatile
Total Current Liabilities21.1 B20.1 B5.6 B
Slightly volatile
Property Plant And Equipment Net438 M417.2 M95.9 M
Slightly volatile
Cash3.7 B5.1 B2.3 B
Slightly volatile
Non Current Assets TotalB6.2 B4.2 B
Slightly volatile
Cash And Short Term Investments9.5 BB3.1 B
Slightly volatile
Net Receivables4.2 B2.6 B2.4 B
Slightly volatile
Common Stock Shares Outstanding151.7 M174.5 M127.2 M
Slightly volatile
Liabilities And Stockholders Equity58.1 B55.4 B19.8 B
Slightly volatile
Non Current Liabilities Total7.8 B7.4 B4.7 B
Slightly volatile
Other Current Assets39.5 B37.6 B10.8 B
Slightly volatile
Other Stockholder Equity4.5 B3.7 B2.6 B
Slightly volatile
Total Liabilities14.8 B27.5 B9.6 B
Slightly volatile
Total Current Assets51.7 B49.2 B14.6 B
Slightly volatile
Intangible Assets1.2 B1.1 B369.4 M
Slightly volatile
Property Plant Equipment57.5 M54.7 M22.7 M
Slightly volatile
Capital Stock23.3 K24.1 K20.9 K
Slightly volatile
Net Invested Capital18.3 B29.4 B12.6 B
Slightly volatile

360 Finance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Income8.3 B7.9 B2.2 B
Slightly volatile
Depreciation And Amortization90.4 M86.1 M30.6 M
Slightly volatile
Selling General Administrative411.7 M516.9 M265.8 M
Slightly volatile
Selling And Marketing Expenses1.7 BBB
Slightly volatile
Total Revenue11.2 B19.7 B7.2 B
Slightly volatile
Other Operating Expenses7.3 B11.1 B4.6 B
Slightly volatile
Cost Of Revenue7.9 B7.5 B2.4 B
Slightly volatile
Total Operating Expenses4.2 B3.5 B2.5 B
Slightly volatile
Total Other Income Expense Net439.4 M418.4 M148.3 M
Slightly volatile
Minority Interest19.6 M18.6 M7.1 M
Slightly volatile
Net Interest Income8.3 B7.9 B2.2 B
Slightly volatile
Reconciled Depreciation46.8 M86.1 M28.4 M
Slightly volatile

360 Finance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation90.4 M86.1 M30 M
Slightly volatile
Capital Expenditures184.9 M176.1 M43.9 M
Slightly volatile
End Period Cash Flow5.8 B7.8 B3.6 B
Slightly volatile
Change To Netincome1.6 B2.2 BB
Slightly volatile
Begin Period Cash Flow5.6 B8.7 B3.2 B
Slightly volatile
Stock Based Compensation230.9 M150.9 M427.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.662.81.2 K
Slightly volatile
Dividend Yield0.02820.02720.0195
Slightly volatile
Days Sales Outstanding51.6454.362.7 K
Slightly volatile
Stock Based Compensation To Revenue0.01070.01120.0938
Slightly volatile
Capex To Depreciation1.251.325.903
Slightly volatile
EV To Sales2.482.611.2 K
Slightly volatile
Sales General And Administrative To Revenue0.02860.03013.8555
Slightly volatile
Capex To Revenue0.00970.01030.5971
Slightly volatile
Cash Per Share49.7647.3919.1182
Slightly volatile
Interest Coverage67.2364.0341.1391
Slightly volatile
Payout Ratio0.140.180.0914
Slightly volatile
ROE0.550.31.1204
Slightly volatile
Intangibles To Total Assets0.01980.01890.0091
Slightly volatile
Current Ratio2.092.216.3516
Pretty Stable
Receivables Turnover7.36.952.3503
Slightly volatile
Graham Number18517673.8872
Slightly volatile
Debt To Equity0.06460.06150.0356
Slightly volatile
Capex Per Share0.970.930.2718
Slightly volatile
Revenue Per Share54.4510445.3501
Slightly volatile
Interest Debt Per Share10.489.982.736
Slightly volatile
Debt To Assets0.03240.03090.0149
Slightly volatile
Short Term Coverage Ratios7.457.8415.4256
Very volatile
Dividend Payout Ratio0.140.180.0914
Slightly volatile
Ebt Per Ebit0.840.941.0187
Very volatile
Effective Tax Rate0.220.240.2317
Slightly volatile
Long Term Debt To Capitalization0.00960.00910.0027
Slightly volatile
Total Debt To Capitalization0.06040.05750.0342
Slightly volatile
Debt Equity Ratio0.06460.06150.0356
Slightly volatile
Quick Ratio2.092.226.4587
Pretty Stable
Net Income Per E B T0.640.710.7578
Pretty Stable
Cash Ratio0.220.235.0448
Pretty Stable
Days Of Sales Outstanding51.6454.362.7 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.11.131.027
Very volatile
Cash Flow Coverage Ratios6.186.513.2827
Pretty Stable
Fixed Asset Turnover51.6954.42177
Slightly volatile
Debt Ratio0.03240.03090.0149
Slightly volatile
Cash Flow To Debt Ratio6.186.513.2827
Pretty Stable
Price Sales Ratio2.662.81.2 K
Slightly volatile
Asset Turnover0.30.320.2457
Slightly volatile
Return On Equity0.550.31.1204
Slightly volatile

360 Finance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap39.4 B37.6 B17.8 B
Slightly volatile
Enterprise Value36.8 B35 B15.9 B
Slightly volatile

360 Fundamental Market Drivers

Forward Price Earnings3.2712
Cash And Short Term Investments7.8 B

360 Upcoming Events

14th of March 2024
Upcoming Quarterly Report
View
16th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About 360 Finance Financial Statements

360 Finance investors utilize fundamental indicators, such as revenue or net income, to predict how 360 Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.2 B-13.5 B
Total Revenue19.7 B11.2 B
Cost Of Revenue7.5 B7.9 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.03  0.03 
Capex To Revenue 0.01  0.01 
Revenue Per Share 103.68  54.45 
Ebit Per Revenue 0.39  0.41 

Pair Trading with 360 Finance

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if 360 Finance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in 360 Finance will appreciate offsetting losses from the drop in the long position's value.

Moving together with 360 Stock

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Moving against 360 Stock

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The ability to find closely correlated positions to 360 Finance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace 360 Finance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back 360 Finance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling 360 Finance to buy it.
The correlation of 360 Finance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as 360 Finance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if 360 Finance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for 360 Finance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out the analysis of 360 Finance Correlation against competitors.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Will Consumer Finance sector continue expanding? Could 360 diversify its offerings? Factors like these will boost the valuation of 360 Finance. Anticipated expansion of 360 directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every 360 Finance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.11)
Dividend Share
10.691
Earnings Share
6.9
Revenue Per Share
143.246
Quarterly Revenue Growth
0.191
360 Finance's market price often diverges from its book value, the accounting figure shown on 360's balance sheet. Smart investors calculate 360 Finance's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since 360 Finance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between 360 Finance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding 360 Finance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.