Selective Financial Statements From 2010 to 2024

SIGI Stock  USD 98.65  0.83  0.85%   
Selective Insurance financial statements provide useful quarterly and yearly information to potential Selective Insurance Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Selective Insurance financial statements helps investors assess Selective Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Selective Insurance's valuation are summarized below:
Gross Profit
740.5 M
Profit Margin
0.0501
Market Capitalization
5.9 B
Enterprise Value Revenue
1.4112
Revenue
4.7 B
We have found one hundred twenty available fundamental trend indicators for Selective Insurance Group, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of Selective Insurance Group current fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The Selective Insurance's current Market Cap is estimated to increase to about 6.5 B. The Selective Insurance's current Enterprise Value is estimated to increase to about 7.1 B

Selective Insurance Total Revenue

96.11 Million

Check Selective Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Selective Insurance's main balance sheet or income statement drivers, such as Interest Expense of 16.9 M, Total Revenue of 96.1 M or Gross Profit of 4.4 B, as well as many indicators such as Price To Sales Ratio of 64.57, Dividend Yield of 0.0127 or PTB Ratio of 2.21. Selective financial statements analysis is a perfect complement when working with Selective Insurance Valuation or Volatility modules.
  
Check out the analysis of Selective Insurance Correlation against competitors.

Selective Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets12.4 B11.8 BB
Slightly volatile
Short and Long Term Debt Total293.8 M501.3 M435 M
Slightly volatile
Total Stockholder Equity3.1 BB1.8 B
Slightly volatile
Net Debt277.7 M501.1 M401.3 M
Slightly volatile
Retained Earnings3.2 BB1.8 B
Slightly volatile
Common Stock Shares Outstanding61.1 M61 M58.6 M
Slightly volatile
Liabilities And Stockholders Equity12.4 B11.8 BB
Slightly volatile
Non Current Liabilities Total9.3 B8.8 B5.4 B
Slightly volatile
Total Liabilities9.3 B8.8 B6.1 B
Slightly volatile
Total Current Liabilities121.8 M128.3 M115.6 M
Slightly volatile
Property Plant And Equipment Net67.1 M124.5 M76.3 M
Slightly volatile
Non Current Assets Total12.9 B12.2 B7.2 B
Slightly volatile
Net Receivables2.1 BB1.4 B
Slightly volatile
Property Plant And Equipment Gross58.4 M89.4 M63 M
Slightly volatile
Total Current Assets1.1 BB151 M
Slightly volatile
Intangible Assets446.1 M424.9 M238.3 M
Slightly volatile
Cash171 K180 K2.3 M
Slightly volatile
Cash And Short Term Investments861.7 M820.6 M130.8 M
Slightly volatile
Good Will6.7 M7.1 M7.9 M
Slightly volatile
Common Stock Total Equity168.6 M241.1 M192.2 M
Slightly volatile
Short Term Investments1.5 B820.4 M2.6 B
Pretty Stable
Common Stock170.8 M210.4 M190.3 M
Slightly volatile
Other Liabilities290.5 M543.6 M324.5 M
Slightly volatile
Long Term Debt389.5 M501.3 M416.1 M
Slightly volatile
Property Plant Equipment65.6 M97 M67.2 M
Slightly volatile
Net Tangible Assets1.9 B2.7 B1.8 B
Slightly volatile
Long Term Debt Total472.9 M580.4 M434.6 M
Slightly volatile
Capital Surpluse399.3 M567.5 M372.9 M
Slightly volatile
Long Term Investments6.5 BB5.9 B
Slightly volatile
Non Current Liabilities Other6.1 B8.8 B5.8 B
Slightly volatile
Net Invested Capital3.1 B3.3 B2.5 B
Slightly volatile
Capital Stock375.8 M410.4 M271.4 M
Slightly volatile
Capital Lease Obligations2.9 M2.6 M1.5 M
Slightly volatile
Current Deferred Revenue138.2 M155.5 M169.3 M
Slightly volatile

Selective Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense16.9 M28.8 M23.1 M
Slightly volatile
Total Revenue96.1 M101.2 MB
Pretty Stable
Gross Profit4.4 B4.2 B2.6 B
Slightly volatile
Other Operating Expenses4.4 B4.2 B2.3 B
Slightly volatile
Depreciation And Amortization29.6 M30 M43.7 M
Pretty Stable
Income Before Tax481.3 M458.4 M252.8 M
Slightly volatile
Net Income Applicable To Common Shares143.9 M248 M168.4 M
Slightly volatile
Net Income From Continuing Ops264 M326.9 M228.1 M
Slightly volatile
Tax Provision75.1 M82.3 M68.3 M
Pretty Stable
Interest Income28.1 M38.7 M27.2 M
Slightly volatile
Reconciled Depreciation38.9 M31.4 M49.6 M
Slightly volatile
Preferred Stock And Other Adjustments7.4 M8.3 M9.1 M
Slightly volatile
Selling And Marketing Expenses7.4 M8.8 M9.5 M
Slightly volatile

Selective Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow773.1 M736.3 M430.4 M
Slightly volatile
Begin Period Cash Flow22.9 M25.2 M17.6 M
Slightly volatile
Depreciation29.6 M30 M43.7 M
Pretty Stable
Dividends Paid87.2 M83 M45.6 M
Slightly volatile
Capital Expenditures13.1 M22.6 M17.4 M
Slightly volatile
Total Cash From Operating Activities796.9 M758.9 M448.6 M
Slightly volatile
Net Income383.5 M365.2 M194.3 M
Slightly volatile
End Period Cash Flow26.3 M13.3 M17.6 M
Slightly volatile
Stock Based Compensation19.1 M18.3 M18.6 M
Slightly volatile
Change To Liabilities266.9 M254.2 M108.8 M
Slightly volatile
Change To Operating Activities407.8 M388.4 M154.9 M
Slightly volatile
Cash Flows Other Operating416.7 M396.9 M167.9 M
Slightly volatile
Issuance Of Capital Stock8.7 M9.2 M20.8 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio64.5761.49739.3292
Slightly volatile
Dividend Yield0.01270.01330.0179
Slightly volatile
PTB Ratio2.212.10591.6069
Slightly volatile
Days Sales Outstanding83.057.6366.1506
Very volatile
Book Value Per Share49.647.239330.9027
Slightly volatile
Free Cash Flow Yield0.110.11830.1569
Slightly volatile
Operating Cash Flow Per Share12.7412.13467.4909
Slightly volatile
Stock Based Compensation To Revenue0.190.18130.0317
Slightly volatile
Capex To Depreciation0.630.75340.4997
Very volatile
PB Ratio2.212.10591.6069
Slightly volatile
EV To Sales69.7766.450710.1823
Slightly volatile
Free Cash Flow Per Share12.3611.77287.1851
Slightly volatile
ROIC0.10.10940.0939
Pretty Stable
Payables Turnover0.130.150.1615
Slightly volatile
Sales General And Administrative To Revenue0.320.30330.052
Slightly volatile
Capex To Revenue0.230.22370.037
Slightly volatile
Cash Per Share12.3313.121427.2681
Slightly volatile
POCF Ratio4.578.1986.5071
Slightly volatile
Payout Ratio0.40.22730.3463
Slightly volatile
Capex To Operating Cash Flow0.02830.02980.0474
Slightly volatile
PFCF Ratio4.948.456.8511
Slightly volatile
Days Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Income Quality2.342.07782.8386
Slightly volatile
EV To Operating Cash Flow5.498.85847.5817
Pretty Stable
EV To Free Cash Flow5.949.13067.9911
Pretty Stable
Intangibles To Total Assets0.03850.03670.0279
Slightly volatile
Net Debt To EBITDA0.920.96881.9949
Slightly volatile
Current Ratio9.337.98371.8013
Pretty Stable
Tangible Book Value Per Share42.3440.320426.8195
Slightly volatile
Receivables Turnover4.546.565.5925
Pretty Stable
Graham Number82.7378.786146.4059
Slightly volatile
Shareholders Equity Per Share49.647.239330.9027
Slightly volatile
Debt To Equity0.160.16970.3129
Slightly volatile
Capex Per Share0.180.36190.2925
Slightly volatile
Revenue Per Share1.541.617633.9321
Very volatile
Interest Debt Per Share8.98.47627.5236
Slightly volatile
Debt To Assets0.07320.04250.0695
Slightly volatile
Enterprise Value Over EBITDA20.5912.996915.1925
Slightly volatile
Short Term Coverage Ratios2.52.442.4906
Slightly volatile
Price Book Value Ratio2.212.10591.6069
Slightly volatile
Days Of Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Dividend Payout Ratio0.40.22730.3463
Slightly volatile
Price To Operating Cash Flows Ratio4.578.1986.5071
Slightly volatile
Price To Free Cash Flows Ratio4.948.456.8511
Slightly volatile
Pretax Profit Margin4.764.53120.7037
Slightly volatile
Ebt Per Ebit1.010.96610.9588
Pretty Stable
Company Equity Multiplier5.143.99494.6631
Slightly volatile
Long Term Debt To Capitalization0.220.14510.2207
Slightly volatile
Total Debt To Capitalization0.240.14510.2242
Slightly volatile
Debt Equity Ratio0.160.16970.3129
Slightly volatile
Quick Ratio15.637.983714.0532
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.247.18276.6474
Slightly volatile
Net Income Per E B T0.610.79670.8559
Slightly volatile
Cash Ratio0.00130.00140.0164
Slightly volatile
Operating Cash Flow Sales Ratio7.887.50151.1696
Slightly volatile
Days Of Sales Outstanding83.057.6366.1506
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.750.97020.9378
Pretty Stable
Cash Flow Coverage Ratios1.611.51381.164
Pretty Stable
Price To Book Ratio2.212.10591.6069
Slightly volatile
Fixed Asset Turnover0.770.812428.2556
Slightly volatile
Capital Expenditure Coverage Ratio18.7633.53422.6963
Slightly volatile
Price Cash Flow Ratio4.578.1986.5071
Slightly volatile
Enterprise Value Multiple20.5912.996915.1925
Slightly volatile
Debt Ratio0.07320.04250.0695
Slightly volatile
Cash Flow To Debt Ratio1.611.51381.164
Pretty Stable
Price Sales Ratio64.5761.49739.3292
Slightly volatile
Asset Turnover0.00810.00860.2811
Slightly volatile
Gross Profit Margin43.8241.73746.5679
Slightly volatile
Price Fair Value2.212.10591.6069
Slightly volatile

Selective Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap6.5 B6.2 B3.2 B
Slightly volatile
Enterprise Value7.1 B6.7 B3.6 B
Slightly volatile

Selective Fundamental Market Drivers

Forward Price Earnings12.1212
Cash And Short Term Investments820.6 M

Selective Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Selective Insurance Financial Statements

Investors use fundamental indicators, such as Selective Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Selective Insurance's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue155.5 M138.2 M
Total Revenue101.2 M96.1 M
Cost Of Revenue-4.1 B-3.9 B
Stock Based Compensation To Revenue 0.18  0.19 
Sales General And Administrative To Revenue 0.30  0.32 
Capex To Revenue 0.22  0.23 
Revenue Per Share 1.62  1.54 
Ebit Per Revenue 4.69  4.92 

Currently Active Assets on Macroaxis

When determining whether Selective Insurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Selective Insurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Selective Insurance Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Selective Insurance Group Stock:
Check out the analysis of Selective Insurance Correlation against competitors.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Selective Insurance. If investors know Selective will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Selective Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.035
Dividend Share
1.4
Earnings Share
3.72
Revenue Per Share
77.534
Quarterly Revenue Growth
0.151
The market value of Selective Insurance is measured differently than its book value, which is the value of Selective that is recorded on the company's balance sheet. Investors also form their own opinion of Selective Insurance's value that differs from its market value or its book value, called intrinsic value, which is Selective Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Selective Insurance's market value can be influenced by many factors that don't directly affect Selective Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Selective Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Selective Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Selective Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.