SLM Retained Earnings from 2010 to 2024

SLM Stock  USD 24.86  0.89  3.71%   
SLM Corp Retained Earnings yearly trend continues to be very stable with very little volatility. Retained Earnings are likely to grow to about 3.8 B this year. Retained Earnings is the cumulative amount of net income that SLM Corp retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals
 
Retained Earnings  
First Reported
1989-06-30
Previous Quarter
4.1 B
Current Value
B
Quarterly Volatility
984.5 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check SLM Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SLM Corp's main balance sheet or income statement drivers, such as Interest Expense of 12.8 M, Other Operating Expenses of 1.1 B or Operating Income of 1.3 B, as well as many indicators such as Price To Sales Ratio of 2.62, Dividend Yield of 0.0459 or PTB Ratio of 1.98. SLM financial statements analysis is a perfect complement when working with SLM Corp Valuation or Volatility modules.
  
Check out the analysis of SLM Corp Correlation against competitors.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.

Latest SLM Corp's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of SLM Corp over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. SLM Corp's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in SLM Corp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 3.62 B10 Years Trend
Slightly volatile
   Retained Earnings   
       Timeline  

SLM Retained Earnings Regression Statistics

Arithmetic Mean1,736,613,863
Geometric Mean1,259,170,824
Coefficient Of Variation69.00
Mean Deviation990,208,503
Median1,451,000,000
Standard Deviation1,198,334,884
Sample Variance1436006.5T
Range3.7B
R-Value0.73
Mean Square Error716234.2T
R-Squared0.54
Significance0
Slope196,332,863
Total Sum of Squares20104090.9T

SLM Retained Earnings History

20243.8 B
20233.6 B
20223.2 B
20212.8 B
20201.7 B
20191.9 B
20181.3 B

Other Fundumenentals of SLM Corp

SLM Corp Retained Earnings component correlations

0.90.99-0.03-0.410.990.990.130.620.54-0.090.48-0.10.380.72-0.15-0.710.810.820.7-0.07-0.390.31
0.90.860.01-0.280.910.89-0.020.480.76-0.370.19-0.330.530.72-0.14-0.530.70.570.450.16-0.230.33
0.990.86-0.12-0.50.960.990.080.650.48-0.030.52-0.090.30.69-0.07-0.780.810.850.73-0.06-0.480.37
-0.030.01-0.120.750.09-0.050.51-0.290.19-0.18-0.130.130.470.12-0.90.54-0.15-0.15-0.15-0.550.68-0.8
-0.41-0.28-0.50.75-0.28-0.450.56-0.420.04-0.23-0.410.190.14-0.33-0.50.85-0.42-0.54-0.51-0.230.96-0.78
0.990.910.960.09-0.280.970.190.590.62-0.180.4-0.130.430.69-0.24-0.590.750.750.62-0.14-0.260.17
0.990.890.99-0.05-0.450.970.070.630.52-0.070.5-0.110.360.71-0.12-0.740.810.830.71-0.03-0.450.36
0.13-0.020.080.510.560.190.07-0.06-0.210.340.390.680.05-0.02-0.410.180.280.260.28-0.420.59-0.52
0.620.480.65-0.29-0.420.590.63-0.060.130.160.460.130.040.210.28-0.60.620.620.550.19-0.410.39
0.540.760.480.190.040.620.52-0.210.13-0.87-0.45-0.760.530.48-0.320.010.08-0.02-0.180.00.06-0.03
-0.09-0.37-0.03-0.18-0.23-0.18-0.070.340.16-0.870.830.87-0.35-0.120.26-0.390.40.490.64-0.03-0.240.19
0.480.190.52-0.13-0.410.40.50.390.46-0.450.830.72-0.060.320.1-0.730.810.890.95-0.08-0.40.31
-0.1-0.33-0.090.130.19-0.13-0.110.680.13-0.760.870.72-0.25-0.190.03-0.120.370.380.51-0.110.19-0.11
0.380.530.30.470.140.430.360.050.040.53-0.35-0.06-0.250.78-0.62-0.030.260.150.08-0.010.13-0.1
0.720.720.690.12-0.330.690.71-0.020.210.48-0.120.32-0.190.78-0.4-0.540.60.590.51-0.05-0.320.24
-0.15-0.14-0.07-0.9-0.5-0.24-0.12-0.410.28-0.320.260.10.03-0.62-0.4-0.340.080.020.060.67-0.470.72
-0.71-0.53-0.780.540.85-0.59-0.740.18-0.60.01-0.39-0.73-0.12-0.03-0.54-0.34-0.8-0.87-0.84-0.210.83-0.75
0.810.70.81-0.15-0.420.750.810.280.620.080.40.810.370.260.60.08-0.80.930.920.17-0.360.47
0.820.570.85-0.15-0.540.750.830.260.62-0.020.490.890.380.150.590.02-0.870.930.98-0.07-0.520.41
0.70.450.73-0.15-0.510.620.710.280.55-0.180.640.950.510.080.510.06-0.840.920.98-0.06-0.490.39
-0.070.16-0.06-0.55-0.23-0.14-0.03-0.420.190.0-0.03-0.08-0.11-0.01-0.050.67-0.210.17-0.07-0.06-0.210.75
-0.39-0.23-0.480.680.96-0.26-0.450.59-0.410.06-0.24-0.40.190.13-0.32-0.470.83-0.36-0.52-0.49-0.21-0.75
0.310.330.37-0.8-0.780.170.36-0.520.39-0.030.190.31-0.11-0.10.240.72-0.750.470.410.390.75-0.75
Click cells to compare fundamentals

About SLM Corp Financial Statements

SLM Corp investors utilize fundamental indicators, such as Retained Earnings, to predict how SLM Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Retained Earnings3.6 B3.8 B
Retained Earnings Total Equity3.6 B3.8 B

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When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:
Check out the analysis of SLM Corp Correlation against competitors.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.009
Dividend Share
0.44
Earnings Share
2.9
Revenue Per Share
7.232
Quarterly Revenue Growth
(0.47)
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.