Slm Corp Stock Buy Hold or Sell Recommendation
| SLM Stock | USD 24.86 0.89 3.71% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding SLM Corp is 'Hold'. The recommendation algorithm takes into account all of SLM Corp's available fundamental, technical, and predictive indicators you will find on this site.
Check out SLM Corp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide. Note, we conduct extensive research on individual companies such as SLM and provide practical buy, sell, or hold advice based on investors' constraints. SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
SLM |
Execute SLM Corp Buy or Sell Advice
The SLM recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on SLM Corp. Macroaxis does not own or have any residual interests in SLM Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute SLM Corp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
SLM Corp Trading Alerts and Improvement Suggestions
| SLM Corp has about 4.9 B in cash with (144.64 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 19.58. | |
| Over 99.0% of the company shares are owned by institutional investors | |
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SLM Corp Returns Distribution Density
The distribution of SLM Corp's historical returns is an attempt to chart the uncertainty of SLM Corp's future price movements. The chart of the probability distribution of SLM Corp daily returns describes the distribution of returns around its average expected value. We use SLM Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of SLM Corp returns is essential to provide solid investment advice for SLM Corp.
| Mean Return | 0.23 | Value At Risk | -2.59 | Potential Upside | 2.97 | Standard Deviation | 2.25 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of SLM Corp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
SLM Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as SLM Corp, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading SLM Corp back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-06-30 | 4.4 M | Hotchkis & Wiley Capital Management Llc | 2024-06-30 | 3.9 M | Citadel Advisors Llc | 2024-06-30 | 3.3 M | Norges Bank | 2024-06-30 | 3.1 M | Jacobs Levy Equity Management, Inc. | 2024-06-30 | 3 M | Bank Of New York Mellon Corp | 2024-06-30 | 2.8 M | Northern Trust Corp | 2024-09-30 | 2.4 M | Assenagon Asset Management Sa | 2024-09-30 | 2.4 M | Millennium Management Llc | 2024-06-30 | 2.4 M | Vanguard Group Inc | 2024-09-30 | 31.2 M | Blackrock Inc | 2024-06-30 | 19.2 M |
SLM Corp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 3.0B | (1.1B) | (64.4M) | 227.5M | (473.3M) | (449.7M) | |
| Free Cash Flow | (15.6M) | 2.1B | (49.5M) | 5.0M | (144.6M) | (151.9M) | |
| Other Non Cash Items | 373.0M | (105.2M) | (540.1M) | 413.5M | 223.7M | 234.9M | |
| Dividends Paid | 68.0M | 56.1M | 65.2M | 122.0M | 118.9M | 103.5M | |
| Net Income | 578.3M | 880.7M | 1.2B | 469.0M | 581.4M | 627.0M | |
| End Period Cash Flow | 5.7B | 4.6B | 4.5B | 4.8B | 4.3B | 2.7B | |
| Change To Inventory | (53.3M) | (199.4M) | (15.1M) | (28.1M) | (32.3M) | (33.9M) | |
| Investments | (305.5M) | (1.4B) | (391.4M) | 79.2M | (872.0M) | (915.7M) | |
| Net Borrowings | 289.2M | 203.1M | 287.8M | (415K) | (477.3K) | (501.1K) | |
| Depreciation | 14.7M | 15.1M | 16.0M | 25.1M | 84.2M | 54.6M | |
| Change To Netincome | (593.9M) | (1.1B) | (1.2B) | (464.0M) | (417.6M) | (396.7M) |
SLM Corp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to SLM Corp or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that SLM Corp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a SLM stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.06 | |
β | Beta against Dow Jones | 1.93 | |
σ | Overall volatility | 2.30 | |
Ir | Information ratio | 0.06 |
SLM Corp Volatility Alert
SLM Corp has relatively low volatility with skewness of 2.05 and kurtosis of 10.1. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure SLM Corp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact SLM Corp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.SLM Corp Fundamentals Vs Peers
Comparing SLM Corp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze SLM Corp's direct or indirect competition across all of the common fundamentals between SLM Corp and the related equities. This way, we can detect undervalued stocks with similar characteristics as SLM Corp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of SLM Corp's fundamental indicators could also be used in its relative valuation, which is a method of valuing SLM Corp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare SLM Corp to competition |
| Fundamentals | SLM Corp | Peer Average |
| Return On Equity | 0.34 | -0.31 |
| Return On Asset | 0.0224 | -0.14 |
| Profit Margin | 0.42 % | (1.27) % |
| Operating Margin | (0.53) % | (5.51) % |
| Current Valuation | 6.83 B | 16.62 B |
| Shares Outstanding | 212.33 M | 571.82 M |
| Shares Owned By Insiders | 1.07 % | 10.09 % |
| Shares Owned By Institutions | 98.93 % | 39.21 % |
| Number Of Shares Shorted | 6.95 M | 4.71 M |
| Price To Earning | 5.59 X | 28.72 X |
| Price To Book | 2.70 X | 9.51 X |
| Price To Sales | 3.21 X | 11.42 X |
| Revenue | 1.81 B | 9.43 B |
| Gross Profit | 1.19 B | 27.38 B |
| EBITDA | 1.4 B | 3.9 B |
| Net Income | 581.39 M | 570.98 M |
| Cash And Equivalents | 4.9 B | 2.7 B |
| Cash Per Share | 19.58 X | 5.01 X |
| Total Debt | 5.23 B | 5.32 B |
| Debt To Equity | 2.79 % | 48.70 % |
| Current Ratio | 1.24 X | 2.16 X |
| Book Value Per Share | 8.87 X | 1.93 K |
| Cash Flow From Operations | (144.64 M) | 971.22 M |
| Short Ratio | 4.46 X | 4.00 X |
| Earnings Per Share | 2.90 X | 3.12 X |
| Price To Earnings To Growth | 0.58 X | 4.89 X |
| Target Price | 26.67 | |
| Number Of Employees | 1.74 K | 18.84 K |
| Beta | 1.17 | -0.15 |
| Market Capitalization | 5.09 B | 19.03 B |
| Total Asset | 29.17 B | 29.47 B |
| Retained Earnings | 3.62 B | 9.33 B |
| Annual Yield | 0.02 % |
Note: Disposition of 4500 shares by Strong Robert S. of SLM Corp at 21.44 subject to Rule 16b-3 [view details]
SLM Corp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as SLM . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About SLM Corp Buy or Sell Advice
When is the right time to buy or sell SLM Corp? Buying financial instruments such as SLM Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having SLM Corp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Office Supplies Thematic Idea Now
Office Supplies
Companies producing and selling office supplies, and accessories. The Office Supplies theme has 46 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Office Supplies Theme or any other thematic opportunities.
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Check out SLM Corp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.009 | Dividend Share 0.44 | Earnings Share 2.9 | Revenue Per Share 7.232 | Quarterly Revenue Growth (0.47) |
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.