SLM Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SLM Corp
SLM Stock  USD 27.30  0.40  1.49%   
SLM Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing SLM Corp's valuation are provided below:
Gross Profit
1.7 B
Profit Margin
0.451
Market Capitalization
5.5 B
Enterprise Value Revenue
5.7801
Revenue
1.7 B
There are over one hundred nineteen available fundamental trend indicators for SLM Corp, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to double-check SLM Corp's current fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself next year. As of the 8th of February 2026, Market Cap is likely to drop to about 2.8 B

SLM Corp Total Revenue

2.8 Billion

Check SLM Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SLM Corp's main balance sheet or income statement drivers, such as Interest Expense of 1.4 B, Other Operating Expenses of 2 B or Operating Income of 1.3 B, as well as many indicators such as Price To Sales Ratio of 1.22, Dividend Yield of 0.0183 or PTB Ratio of 1.54. SLM financial statements analysis is a perfect complement when working with SLM Corp Valuation or Volatility modules.
  
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To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.

SLM Corp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding196.8 M207.2 M413.1 M
Slightly volatile
Total Assets55 B29.7 B54.7 B
Slightly volatile
Short and Long Term Debt Total5.6 B5.9 B37.6 B
Slightly volatile
Total Current Liabilities473.5 M498.4 M19.7 B
Pretty Stable
Total Stockholder Equity2.8 B2.5 B2.8 B
Slightly volatile
Retained Earnings5 B4.7 B2.1 B
Slightly volatile
Cash3.7 B4 B4 B
Very volatile
Non Current Assets Total25.6 B26.9 B42.3 B
Slightly volatile
Other Assets27 B25.7 B24.1 B
Pretty Stable
Cash And Short Term Investments4.2 B4 B4.4 B
Pretty Stable
Net Receivables1.8 B1.9 B2 B
Slightly volatile
Liabilities And Stockholders Equity55 B29.7 B54.7 B
Slightly volatile
Non Current Liabilities Total35.8 B26.8 B33.2 B
Slightly volatile
Total Liabilities52 B27.3 B49.3 B
Slightly volatile
Total Current Assets6 B4 B5.3 B
Pretty Stable
Short Term Debt426.1 M448.6 M8.7 B
Slightly volatile
Common Stock Total Equity95.2 M100.1 M89.5 M
Pretty Stable
Common Stock95.4 M88.7 M88.9 M
Pretty Stable
Short Term Investments2.1 B2.2 B249.7 B
Slightly volatile
Property Plant And Equipment Net139 M122.2 M147.9 M
Slightly volatile
Property Plant And Equipment Gross165.3 M258.8 M189.2 M
Pretty Stable
Net Tangible Assets2.1 B1.2 B2.5 B
Slightly volatile
Long Term Debt Total4.5 B4.7 B38.6 B
Slightly volatile
Capital Surpluse1.7 B998.2 M2 B
Slightly volatile
Non Current Liabilities Other342.7 M360.8 M1.1 B
Slightly volatile
Other Liabilities313.1 M360.8 M390.5 M
Slightly volatile
Long Term Investments1.8 B1.9 B9.5 B
Slightly volatile
Net Invested Capital7.8 B9.6 B6.6 B
Slightly volatile
Capital Stock305.9 M305.3 M424 M
Slightly volatile

SLM Corp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses2 B2.1 B1.3 B
Pretty Stable
Operating Income1.3 B992.6 M743.9 M
Slightly volatile
EBIT682.8 M718.8 M689 M
Slightly volatile
EBITDA1.3 B992.6 M755 M
Slightly volatile
Total Operating Expenses622.8 M655.6 M500.8 M
Slightly volatile
Net Income542.3 M744.8 M486.8 M
Slightly volatile
Selling General Administrative327.3 M380.1 M261.8 M
Slightly volatile
Total Revenue2.8 B3.1 B2 B
Slightly volatile
Gross Profit1.6 B1.7 B1.2 B
Slightly volatile
Cost Of Revenue1.6 B1.5 B1 B
Pretty Stable
Income Before Tax874.1 M992.6 M693 M
Slightly volatile
Net Income From Continuing Ops478.4 M547.5 M607.9 M
Pretty Stable
Net Income Applicable To Common Shares663.1 M529 M603.8 M
Pretty Stable
Selling And Marketing Expenses394.3 M375.5 M263.6 M
Slightly volatile
Preferred Stock And Other Adjustments12 M8.1 M14.3 M
Slightly volatile
Non Recurring4.6 M4.9 M15 M
Slightly volatile
Tax Provision208.4 M218.9 M185 M
Slightly volatile
Interest Income2 B3 B1.3 B
Slightly volatile
Net Interest Income1.5 B1.7 B1.2 B
Slightly volatile
Reconciled Depreciation17.1 M20.3 M14.3 M
Slightly volatile

SLM Corp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow3.4 B4.9 B3.5 B
Slightly volatile
Net Income628.2 M699.6 M608.6 M
Very volatile
End Period Cash Flow2.7 B4.4 B4 B
Pretty Stable
Stock Based Compensation34.5 M36 M37.6 M
Slightly volatile
Depreciation15.1 M15.9 M59.1 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.221.80262.4486
Slightly volatile
Dividend Yield0.01830.01920.0445
Slightly volatile
PTB Ratio1.542.28671.9073
Slightly volatile
Days Sales Outstanding234224367
Slightly volatile
Book Value Per Share12.4311.83347.1809
Slightly volatile
Stock Based Compensation To Revenue0.01540.01150.0207
Slightly volatile
Capex To Depreciation124139152
Slightly volatile
PB Ratio1.542.28671.9073
Slightly volatile
EV To Sales2.272.392726.611
Slightly volatile
ROIC0.190.1850.0853
Slightly volatile
Net Income Per Share3.783.59561.6298
Slightly volatile
Payables Turnover2.511.651.6141
Very volatile
Sales General And Administrative To Revenue0.07360.12220.1274
Very volatile
Capex To Revenue0.60.90.9135
Pretty Stable
Cash Per Share20.419.432913.1329
Slightly volatile
Interest Coverage0.90.88191.9245
Slightly volatile
Payout Ratio0.140.14460.3347
Slightly volatile
Days Payables Outstanding136229238
Very volatile
ROE0.320.30390.2237
Slightly volatile
PE Ratio5.547.525910.0175
Slightly volatile
Return On Tangible Assets0.02630.02510.0181
Slightly volatile
Earnings Yield0.170.13290.1276
Very volatile
Intangibles To Total Assets0.00190.0020.0032
Pretty Stable
Current Ratio8.488.07681.247
Slightly volatile
Tangible Book Value Per Share12.1211.54396.9727
Slightly volatile
Receivables Turnover1.941.62811.5209
Very volatile
Graham Number32.4930.940915.6334
Slightly volatile
Shareholders Equity Per Share12.4311.83347.1787
Slightly volatile
Debt To Equity2.272.390914.2506
Slightly volatile
Capex Per Share9.345.475.9117
Slightly volatile
Revenue Per Share15.7615.01196.9155
Slightly volatile
Interest Debt Per Share32.0433.725274.2907
Slightly volatile
Debt To Assets0.190.1971.048
Slightly volatile
Enterprise Value Over EBITDA7.877.496767.0217
Slightly volatile
Price Earnings Ratio5.547.525910.0175
Slightly volatile
Operating Cycle234224367
Slightly volatile
Price Book Value Ratio1.542.28671.9073
Slightly volatile
Days Of Payables Outstanding136229238
Very volatile
Dividend Payout Ratio0.140.14460.3347
Slightly volatile
Pretax Profit Margin0.220.31920.3437
Very volatile
Operating Profit Margin0.220.31920.3437
Very volatile
Effective Tax Rate0.340.24960.3023
Slightly volatile
Company Equity Multiplier11.5312.134615.3752
Slightly volatile
Long Term Debt To Capitalization0.940.68630.6928
Very volatile
Total Debt To Capitalization0.960.70510.7124
Very volatile
Debt Equity Ratio2.272.390914.2506
Slightly volatile
Ebit Per Revenue0.220.31920.3437
Very volatile
Quick Ratio8.488.07681.247
Slightly volatile
Net Income Per E B T0.690.75040.7024
Slightly volatile
Cash Ratio8.488.07681.1434
Slightly volatile
Cash Conversion Cycle199224358
Slightly volatile
Days Of Sales Outstanding234224367
Slightly volatile
Price To Book Ratio1.542.28671.9073
Slightly volatile
Fixed Asset Turnover20.025.449917.5554
Slightly volatile
Enterprise Value Multiple7.877.496767.0217
Slightly volatile
Debt Ratio0.190.1971.048
Slightly volatile
Price Sales Ratio1.221.80262.4486
Slightly volatile
Return On Assets0.02630.0250.0181
Slightly volatile
Asset Turnover0.05470.10450.0706
Slightly volatile
Net Profit Margin0.140.23950.2385
Pretty Stable
Gross Profit Margin0.380.53110.5976
Very volatile
Price Fair Value1.542.28671.9073
Slightly volatile
Return On Equity0.320.30390.2237
Slightly volatile

SLM Corp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.8 B3.9 B4.8 B
Very volatile
Enterprise Value6.2 B7 B7.7 B
Slightly volatile

SLM Fundamental Market Drivers

Forward Price Earnings9.8717
Cash And Short Term Investments4 B

SLM Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SLM Corp Financial Statements

SLM Corp investors utilize fundamental indicators, such as revenue or net income, to predict how SLM Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue3.1 B2.8 B
Cost Of Revenue1.5 B1.6 B
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.12  0.07 
Capex To Revenue 0.90  0.60 
Revenue Per Share 15.01  15.76 
Ebit Per Revenue 0.32  0.22 

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When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:
How To Invest In SLM
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Is SLM Stock a good investment?
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What is SLM Corp's Net Worth?
Details
Largest Consumer Finance Companies
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Largest Financial Services Companies
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Check out the analysis of SLM Corp Correlation against competitors.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Will Consumer Finance sector continue expanding? Could SLM diversify its offerings? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every SLM Corp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
1.264
Dividend Share
0.52
Earnings Share
3.46
Revenue Per Share
7.973
Quarterly Revenue Growth
0.678
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Buy or Sell
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Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, SLM Corp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
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