SLM Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SLM Corp
SLM Stock  USD 26.91  0.13  0.48%   
SLM Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing SLM Corp's valuation are provided below:
Gross Profit
1.5 B
Profit Margin
0.4267
Market Capitalization
5.6 B
Enterprise Value Revenue
6.5175
Revenue
1.5 B
There are over one hundred nineteen available fundamental trend indicators for SLM Corp, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to double-check SLM Corp's current fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself next year. As of the 15th of January 2026, Market Cap is likely to drop to about 2.8 B

SLM Corp Total Revenue

2.78 Billion

Check SLM Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SLM Corp's main balance sheet or income statement drivers, such as Interest Expense of 1.4 B, Other Operating Expenses of 1.9 B or Operating Income of 1.4 B, as well as many indicators such as Price To Sales Ratio of 2.56, Dividend Yield of 0.0215 or PTB Ratio of 2.01. SLM financial statements analysis is a perfect complement when working with SLM Corp Valuation or Volatility modules.
  
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SLM Corp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding188 M197.9 M412.1 M
Slightly volatile
Total Assets32.9 B34.6 B53.7 B
Slightly volatile
Short and Long Term Debt Total5.5 B5.8 B37.6 B
Slightly volatile
Total Current Liabilities25.2 B24.2 B22.5 B
Slightly volatile
Total Stockholder Equity2.8 B2.5 B2.8 B
Slightly volatile
Retained Earnings5 B4.7 B2.1 B
Slightly volatile
Cash3.7 B5.4 B4 B
Very volatile
Non Current Assets Total25.6 B26.9 B42.3 B
Slightly volatile
Other Assets28 B26.7 B24.3 B
Pretty Stable
Cash And Short Term Investments4.2 B5.4 B4.5 B
Pretty Stable
Net Receivables1.7 B1.8 B2 B
Slightly volatile
Liabilities And Stockholders Equity32.9 B34.6 B53.7 B
Slightly volatile
Non Current Liabilities Total5.9 B6.2 B30.2 B
Slightly volatile
Total Liabilities23.9 B25.1 B47.5 B
Slightly volatile
Total Current Assets6.1 B7.7 B5.5 B
Slightly volatile
Short Term Debt4.5 B4.7 B9.4 B
Slightly volatile
Common Stock Total Equity95.2 M100.1 M89.5 M
Pretty Stable
Common Stock95.4 M101.3 M89.7 M
Pretty Stable
Short Term Investments2.1 B2.2 B249.7 B
Slightly volatile
Property Plant And Equipment Net141.3 M107.4 M147.2 M
Slightly volatile
Property Plant And Equipment Gross165.3 M258.8 M189.2 M
Pretty Stable
Net Tangible Assets2.1 B1.2 B2.5 B
Slightly volatile
Long Term Debt Total4.5 B4.7 B38.6 B
Slightly volatile
Capital Surpluse1.7 B998.2 M2 B
Slightly volatile
Non Current Liabilities Other342.7 M360.8 M1.1 B
Slightly volatile
Other Liabilities313.1 M360.8 M390.5 M
Slightly volatile
Long Term Investments1.8 B1.9 B9.5 B
Slightly volatile
Net Invested Capital7.8 B9.6 B6.6 B
Slightly volatile
Capital Stock305.9 M305.3 M424 M
Slightly volatile

SLM Corp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses1.9 B2 B1.3 B
Pretty Stable
Operating Income1.4 B718.8 M728.6 M
Slightly volatile
EBIT682.8 M718.8 M689 M
Slightly volatile
EBITDA1.4 B734.7 M740.6 M
Slightly volatile
Total Operating Expenses548.8 M577.7 M491.9 M
Slightly volatile
Net Income535.4 M699.6 M483.7 M
Slightly volatile
Selling General Administrative324.8 M461.1 M266.4 M
Slightly volatile
Total Revenue2.8 B3.4 B2 B
Slightly volatile
Gross Profit1.6 B1.7 B1.2 B
Slightly volatile
Cost Of Revenue1.6 B1.4 B1 B
Pretty Stable
Income Before Tax868 M918.4 M688.3 M
Slightly volatile
Net Income From Continuing Ops478.4 M547.5 M607.9 M
Pretty Stable
Net Income Applicable To Common Shares663.1 M529 M603.8 M
Pretty Stable
Selling And Marketing Expenses394.3 M375.5 M263.6 M
Slightly volatile
Preferred Stock And Other Adjustments12 M8.1 M14.3 M
Slightly volatile
Non Recurring4.6 M4.9 M15 M
Slightly volatile
Tax Provision208.4 M218.9 M185 M
Slightly volatile
Interest Income2 B3 B1.3 B
Slightly volatile
Net Interest Income1.5 B1.7 B1.2 B
Slightly volatile
Reconciled Depreciation17.1 M20.3 M14.3 M
Slightly volatile

SLM Corp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow3.4 B4.9 B3.5 B
Slightly volatile
Net Income628.2 M699.6 M608.6 M
Very volatile
End Period Cash Flow2.7 B4.4 B4 B
Pretty Stable
Stock Based Compensation34.5 M36 M37.6 M
Slightly volatile
Depreciation15.1 M15.9 M59.1 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.562.32.6739
Pretty Stable
Dividend Yield0.02150.02270.0449
Slightly volatile
PTB Ratio2.013.181.8217
Slightly volatile
Days Sales Outstanding263277319
Slightly volatile
Book Value Per Share4.748.997.1602
Very volatile
Stock Based Compensation To Revenue0.0230.01450.019
Slightly volatile
Capex To Depreciation124139152
Slightly volatile
PB Ratio2.013.181.8217
Slightly volatile
EV To Sales2.822.9715.0743
Slightly volatile
Net Income Per Share2.662.531.5012
Slightly volatile
Sales General And Administrative To Revenue0.120.13420.1432
Very volatile
Capex To Revenue1.70.921.0098
Slightly volatile
Cash Per Share23.7525.014.003
Slightly volatile
Interest Coverage1.01.0510.9813
Very volatile
Payout Ratio0.320.220.3498
Slightly volatile
ROE0.310.320.2137
Slightly volatile
PE Ratio5.528.8210.0924
Slightly volatile
Return On Tangible Assets0.01920.01820.0122
Slightly volatile
Earnings Yield0.170.120.1269
Very volatile
Current Ratio0.230.252.4557
Very volatile
Tangible Book Value Per Share12.828.7330.2107
Pretty Stable
Receivables Turnover0.991.362.3458
Slightly volatile
Graham Number23.7622.6315.0497
Slightly volatile
Shareholders Equity Per Share4.698.997.155
Very volatile
Debt To Equity3.263.439.2043
Slightly volatile
Capex Per Share9.345.475.9117
Slightly volatile
Revenue Per Share13.0612.436.6716
Slightly volatile
Interest Debt Per Share38.2940.3178.3571
Slightly volatile
Debt To Assets0.230.250.3861
Slightly volatile
Enterprise Value Over EBITDA8.078.4931.8675
Slightly volatile
Price Earnings Ratio5.528.8210.0924
Slightly volatile
Operating Cycle2632771.5 K
Pretty Stable
Price Book Value Ratio2.013.181.8217
Slightly volatile
Dividend Payout Ratio0.320.220.3498
Slightly volatile
Pretax Profit Margin0.290.310.4314
Slightly volatile
Ebt Per Ebit0.750.691.1789
Slightly volatile
Operating Profit Margin0.380.40.8543
Slightly volatile
Effective Tax Rate0.310.270.2998
Slightly volatile
Company Equity Multiplier31.7416.0117.9146
Slightly volatile
Long Term Debt To Capitalization0.940.860.7012
Very volatile
Total Debt To Capitalization0.960.860.7499
Pretty Stable
Debt Equity Ratio3.263.439.2043
Slightly volatile
Ebit Per Revenue0.380.40.8543
Slightly volatile
Net Income Per E B T0.740.880.6551
Slightly volatile
Cash Ratio0.160.172.0311
Very volatile
Cash Conversion Cycle2632771.5 K
Pretty Stable
Days Of Sales Outstanding263277319
Slightly volatile
Price To Book Ratio2.013.181.8217
Slightly volatile
Fixed Asset Turnover11.322.5314.8278
Slightly volatile
Enterprise Value Multiple8.078.4931.8675
Slightly volatile
Debt Ratio0.230.250.3861
Slightly volatile
Price Sales Ratio2.562.32.6739
Pretty Stable
Return On Assets0.00950.01820.0154
Slightly volatile
Asset Turnover0.09390.08940.0591
Slightly volatile
Net Profit Margin0.350.230.2841
Very volatile
Gross Profit Margin0.460.430.6886
Slightly volatile
Price Fair Value2.013.181.8217
Slightly volatile
Return On Equity0.310.320.2137
Slightly volatile

SLM Corp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.8 B3.9 B4.8 B
Very volatile
Enterprise Value6.2 B7 B7.7 B
Slightly volatile

SLM Fundamental Market Drivers

Forward Price Earnings8.6881
Cash And Short Term Investments4.7 B

SLM Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SLM Corp Financial Statements

SLM Corp investors utilize fundamental indicators, such as revenue or net income, to predict how SLM Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue3.4 B2.8 B
Cost Of Revenue1.4 B1.6 B
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.13  0.12 
Capex To Revenue 0.92  1.70 
Revenue Per Share 12.43  13.06 
Ebit Per Revenue 0.40  0.38 

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When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:
How To Invest In SLM
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Is SLM Stock a good investment?
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What is SLM Corp's Net Worth?
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Largest Consumer Finance Companies
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Largest Financial Services Companies
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Check out the analysis of SLM Corp Correlation against competitors.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.71)
Dividend Share
0.52
Earnings Share
2.9
Revenue Per Share
6.974
Quarterly Revenue Growth
2.256
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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