Stellar Net Interest Income from 2010 to 2026

STEL Stock  USD 39.71  0.21  0.53%   
Stellar Bancorp Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 260.7 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
469.2 M
Current Value
260.7 M
Quarterly Volatility
125.9 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Stellar Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Stellar Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 38.7 M, Interest Expense of 181.5 M or Selling General Administrative of 109.8 M, as well as many indicators such as Price To Sales Ratio of 4.17, Dividend Yield of 0.0098 or PTB Ratio of 1.4. Stellar financial statements analysis is a perfect complement when working with Stellar Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Stellar Bancorp Correlation against competitors.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
Historical Net Interest Income data for Stellar Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Stellar Bancorp represents a compelling investment opportunity.

Latest Stellar Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Stellar Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Stellar Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Stellar Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Stellar Net Interest Income Regression Statistics

Arithmetic Mean199,174,396
Geometric Mean172,232,984
Coefficient Of Variation63.23
Mean Deviation103,221,500
Median124,661,000
Standard Deviation125,939,233
Sample Variance15860.7T
Range344.5M
R-Value0.74
Mean Square Error7752.3T
R-Squared0.54
Significance0.0008
Slope18,356,880
Total Sum of Squares253771T

Stellar Net Interest Income History

2026260.7 M
2025469.2 M
2024408 M
2023446.4 M
2022289 M
2021126.2 M
2020128.6 M

About Stellar Bancorp Financial Statements

Stellar Bancorp investors utilize fundamental indicators, such as Net Interest Income, to predict how Stellar Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income469.2 M260.7 M

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When determining whether Stellar Bancorp is a strong investment it is important to analyze Stellar Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp's future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out the analysis of Stellar Bancorp Correlation against competitors.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Stellar Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.086
Dividend Share
0.57
Earnings Share
1.99
Revenue Per Share
7.985
Quarterly Revenue Growth
(0.03)
Investors evaluate Stellar Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Stellar Bancorp's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Stellar Bancorp's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Stellar Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.