Hanover Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . The Hanover Insurance
THG Stock  USD 175.92  0.80  0.46%   
Hanover Insurance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Hanover Insurance's valuation are provided below:
Gross Profit
1.6 B
Profit Margin
0.1005
Market Capitalization
6.2 B
Enterprise Value Revenue
0.9301
Revenue
6.6 B
There are over one hundred nineteen available fundamental trends for Hanover Insurance, which can be analyzed over time and compared to other ratios. Active traders should verify all of Hanover Insurance regular fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The Hanover Insurance's current Market Cap is estimated to increase to about 6.2 B. The Hanover Insurance's current Enterprise Value is estimated to increase to about 6.3 B

Hanover Insurance Total Revenue

4.35 Billion

Check Hanover Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Hanover Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.3 M, Interest Expense of 28 M or Total Revenue of 4.3 B, as well as many indicators such as Price To Sales Ratio of 0.63, Dividend Yield of 0.0142 or PTB Ratio of 0.98. Hanover financial statements analysis is a perfect complement when working with Hanover Insurance Valuation or Volatility modules.
  
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Hanover Insurance Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13.4 B14.9 B14.1 B
Very volatile
Short and Long Term Debt Total748.8 M1.2 B933.1 M
Pretty Stable
Total Current Liabilities356.2 M375 M1 B
Very volatile
Total Stockholder Equity2.7 B3.6 B2.8 B
Slightly volatile
Retained Earnings3.9 B3.7 B2.2 B
Slightly volatile
Non Current Assets Total12.5 B12 B6.5 B
Pretty Stable
Other Assets12.4 B14 B11.6 B
Slightly volatile
Net Receivables2.6 B1.9 B3.3 B
Very volatile
Common Stock Shares Outstanding37.7 M35.7 M41.4 M
Slightly volatile
Liabilities And Stockholders Equity13.5 B16.9 B14.2 B
Very volatile
Non Current Liabilities Total8.3 B11.4 B8.2 B
Slightly volatile
Other Stockholder Equity665 K700 K602.3 M
Slightly volatile
Total Liabilities11.3 B11.4 B11.3 B
Very volatile
Total Current Assets3.1 B3 B3.9 B
Slightly volatile
Cash1.2 B1.1 B492.2 M
Slightly volatile
Cash And Short Term Investments1.1 B1.1 B3.4 B
Very volatile
Common Stock Total Equity655.9 K690 K602.7 K
Slightly volatile
Short Term Investments3.5 B1.8 B5.5 B
Pretty Stable
Common Stock656.3 K690 K602.7 K
Slightly volatile
Other Liabilities66.4 M69.9 M1.9 B
Slightly volatile
Accounts Payable32.2 M33.9 M164.9 M
Slightly volatile
Long Term Debt710.2 M843.3 M764 M
Pretty Stable
Good Will184.1 M205.6 M180.9 M
Slightly volatile
Intangible Assets367.8 M703 M425.9 M
Slightly volatile
Net Tangible Assets2.9 B2.5 B2.6 B
Very volatile
Long Term Debt Total638.2 M843.3 M794.4 M
Slightly volatile
Capital Surpluse2.1 B2.3 B1.9 B
Slightly volatile
Long Term Investments9 B10 B8.2 B
Slightly volatile
Non Current Liabilities Other7.4 B9.1 B9.3 B
Pretty Stable
Cash And Equivalents1.2 B1.1 B429.4 M
Slightly volatile
Net Invested Capital2.4 B3.3 B3.3 B
Slightly volatile
Capital Stock480 K540 K589.4 K
Slightly volatile

Hanover Insurance Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.3 M1.4 M22.6 M
Slightly volatile
Total Revenue4.3 B6.6 B4.9 B
Slightly volatile
Gross Profit3 B2.9 B1.3 B
Pretty Stable
Other Operating Expenses3.8 B5.8 B4.4 B
Slightly volatile
Operating Income886 M843.8 M352.7 M
Slightly volatile
EBIT375.6 M514.7 M342.2 M
Slightly volatile
EBITDA931.4 M887 M415.8 M
Slightly volatile
Cost Of Revenue3.4 B3.7 B3.7 B
Slightly volatile
Income Before Tax886 M843.8 M412.5 M
Pretty Stable
Net Income695.6 M662.5 M292.1 M
Slightly volatile
Net Income Applicable To Common Shares695.6 M662.5 M295.4 M
Slightly volatile
Minority Interest12.8 M14.4 M15.7 M
Slightly volatile
Net Income From Continuing Ops278.4 M489.1 M244.1 M
Slightly volatile
Tax Provision192.3 M183.1 M95.9 M
Pretty Stable
Interest Income38.5 M24.4 M51.1 M
Slightly volatile
Reconciled Depreciation1.3 M1.4 M20.3 M
Slightly volatile

Hanover Insurance Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.2 B1.2 B607.9 M
Slightly volatile
Change In Working Capital266.7 M254 M282.6 M
Slightly volatile
Begin Period Cash Flow320.2 M435.5 M401.4 M
Slightly volatile
Capital Expenditures11 M7.7 M14.6 M
Slightly volatile
Total Cash From Operating Activities1.2 B1.2 B623 M
Slightly volatile
Net Income695.6 M662.5 M291.7 M
Slightly volatile
End Period Cash Flow427.5 M500.8 M413.3 M
Pretty Stable
Depreciation1.3 M1.4 M21.8 M
Slightly volatile
Stock Based Compensation18.6 M35.6 M19 M
Slightly volatile
Change To Liabilities580.6 M906.2 M594.5 M
Slightly volatile
Change To Operating Activities485.4 M779.7 M473.7 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.630.99170.782
Slightly volatile
Dividend Yield0.01420.020.0243
Very volatile
PTB Ratio0.981.83191.3775
Slightly volatile
Days Sales Outstanding163103237
Slightly volatile
Book Value Per Share10599.770271.708
Slightly volatile
Free Cash Flow Yield0.190.17890.1467
Pretty Stable
Operating Cash Flow Per Share34.5632.910316.0212
Slightly volatile
Stock Based Compensation To Revenue0.0030.00450.0038
Slightly volatile
Capex To Depreciation6.436.121.725
Slightly volatile
PB Ratio0.981.83191.3775
Slightly volatile
EV To Sales0.661.00620.8532
Slightly volatile
Free Cash Flow Per Share34.3332.695215.6531
Slightly volatile
Net Income Per Share19.4318.5077.5075
Slightly volatile
Payables Turnover12511960.8294
Slightly volatile
Capex To Revenue0.00110.00120.003
Slightly volatile
Cash Per Share29.7931.3627147
Pretty Stable
POCF Ratio5.285.55367.0662
Very volatile
Interest Coverage20.5119.53248.4598
Slightly volatile
Payout Ratio0.240.19720.632
Pretty Stable
Capex To Operating Cash Flow0.00620.00650.0333
Slightly volatile
PFCF Ratio6.525.59017.4189
Very volatile
Days Payables Outstanding3.023.1814.126
Slightly volatile
Income Quality1.871.77833.4707
Very volatile
ROE0.190.18550.0979
Slightly volatile
EV To Operating Cash Flow5.355.63477.7529
Pretty Stable
PE Ratio10.379.875724.2397
Pretty Stable
Return On Tangible Assets0.04950.04710.0214
Slightly volatile
EV To Free Cash Flow7.255.67188.1787
Pretty Stable
Earnings Yield0.110.10130.0685
Pretty Stable
Intangibles To Total Assets0.0620.0590.0282
Slightly volatile
Current Ratio7.858.26148
Slightly volatile
Tangible Book Value Per Share41.7275.13758.8456
Very volatile
Receivables Turnover2.943.54461.9045
Very volatile
Graham Number214204104
Slightly volatile
Shareholders Equity Per Share10599.770270.8383
Slightly volatile
Debt To Equity0.190.34110.2805
Very volatile
Capex Per Share0.240.21510.3521
Slightly volatile
Revenue Per Share194184127
Slightly volatile
Interest Debt Per Share37.035.240121.8603
Slightly volatile
Debt To Assets0.08570.08160.059
Slightly volatile
Enterprise Value Over EBITDA9.677.48415.005
Pretty Stable
Short Term Coverage Ratios2.633.141611.328
Pretty Stable
Price Earnings Ratio10.379.875724.2397
Pretty Stable
Operating Cycle163103237
Slightly volatile
Price Book Value Ratio0.981.83191.3775
Slightly volatile
Days Of Payables Outstanding3.023.1814.126
Slightly volatile
Dividend Payout Ratio0.240.19720.632
Pretty Stable
Price To Operating Cash Flows Ratio5.285.55367.0662
Very volatile
Price To Free Cash Flows Ratio6.525.59017.4189
Very volatile
Pretax Profit Margin0.07490.12790.0637
Slightly volatile
Ebt Per Ebit0.140.08780.0986
Slightly volatile
Operating Profit Margin0.170.12790.1155
Slightly volatile
Company Equity Multiplier7.714.18175.4662
Pretty Stable
Long Term Debt To Capitalization0.140.1910.2109
Pretty Stable
Total Debt To Capitalization0.150.25440.2169
Very volatile
Return On Capital Employed0.03740.05650.0328
Pretty Stable
Debt Equity Ratio0.190.34110.2805
Very volatile
Ebit Per Revenue0.170.12790.1155
Slightly volatile
Quick Ratio7.858.26148
Slightly volatile
Dividend Paid And Capex Coverage Ratio8.948.51475.8227
Pretty Stable
Net Income Per E B T0.470.78511.0005
Slightly volatile
Cash Ratio0.450.482.7363
Very volatile
Cash Conversion Cycle156103223
Pretty Stable
Operating Cash Flow Sales Ratio0.190.17860.1213
Slightly volatile
Days Of Sales Outstanding163103237
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.99350.9481
Very volatile
Cash Flow Coverage Ratios1.020.9670.7477
Slightly volatile
Price To Book Ratio0.981.83191.3775
Slightly volatile
Capital Expenditure Coverage Ratio74.7171.1544.1594
Slightly volatile
Price Cash Flow Ratio5.285.55367.0662
Very volatile
Enterprise Value Multiple9.677.48415.005
Pretty Stable
Debt Ratio0.08570.08160.059
Slightly volatile
Cash Flow To Debt Ratio1.020.9670.7477
Slightly volatile
Price Sales Ratio0.630.99170.782
Slightly volatile
Return On Assets0.04660.04440.0207
Slightly volatile
Asset Turnover0.460.44180.3565
Slightly volatile
Net Profit Margin0.110.10040.0562
Slightly volatile
Gross Profit Margin0.250.43470.2428
Pretty Stable
Price Fair Value0.981.83191.3775
Slightly volatile
Return On Equity0.190.18550.0979
Slightly volatile

Hanover Insurance Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap6.2 B5.9 B4.7 B
Slightly volatile
Enterprise Value6.3 B6 B5 B
Slightly volatile

Hanover Fundamental Market Drivers

Forward Price Earnings9.99
Cash And Short Term Investments1.1 B

Hanover Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Hanover Insurance Financial Statements

Hanover Insurance stakeholders use historical fundamental indicators, such as Hanover Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Hanover Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Hanover Insurance's assets and liabilities are reflected in the revenues and expenses on Hanover Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in The Hanover Insurance. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue6.6 B4.3 B
Cost Of Revenue3.7 B3.4 B
Revenue Per Share 184.30  193.52 
Ebit Per Revenue 0.13  0.17 

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When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:
How To Invest In Hanover
Details
Is Hanover Stock a good investment?
Details
What is Hanover Insurance's Net Worth?
Details
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Can Property & Casualty Insurance industry sustain growth momentum? Does Hanover have expansion opportunities? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Hanover Insurance demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.194
Dividend Share
3.65
Earnings Share
18.1
Revenue Per Share
184.201
Quarterly Revenue Growth
0.055
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Hanover Insurance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
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