Hanover Insurance Valuation
| THG Stock | USD 162.66 1.24 0.76% |
At this time, the firm appears to be overvalued. Hanover Insurance retains a regular Real Value of $149.14 per share. The prevalent price of the firm is $162.66. Our model calculates the value of Hanover Insurance from evaluating the firm fundamentals such as Return On Asset of 0.0239, return on equity of 0.16, and Current Valuation of 6.15 B as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Hanover Insurance's valuation include:
Overvalued
Today
Please note that Hanover Insurance's price fluctuation is very steady at this time. Calculation of the real value of Hanover Insurance is based on 3 months time horizon. Increasing Hanover Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Hanover stock is determined by what a typical buyer is willing to pay for full or partial control of The Hanover Insurance. Since Hanover Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Hanover Stock. However, Hanover Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 162.66 | Real 149.14 | Target 176.29 | Hype 162.66 |
The real value of Hanover Stock, also known as its intrinsic value, is the underlying worth of Hanover Insurance Company, which is reflected in its stock price. It is based on Hanover Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Hanover Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of The Hanover Insurance helps investors to forecast how Hanover stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hanover Insurance more accurately as focusing exclusively on Hanover Insurance's fundamentals will not take into account other important factors: When choosing an evaluation method for Hanover Insurance, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Hanover Insurance Cash |
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Hanover Valuation Trend
Comparing Hanover Insurance's enterprise value against its market capitalization is a good way to estimate the value of The Hanover Insurance uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Hanover Revenue by Product
Hanover Insurance Total Value Analysis
The Hanover Insurance is at this time forecasted to have company total value of 6.15 B with market capitalization of 5.84 B, debt of 783.2 M, and cash on hands of 305 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Hanover Insurance fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.15 B | 5.84 B | 783.2 M | 305 M |
Hanover Insurance Investor Information
About 90.0% of the company shares are owned by institutional investors. The book value of Hanover Insurance was at this time reported as 79.16. The company recorded earning per share (EPS) of 11.68. Hanover Insurance last dividend was issued on the 13th of December 2024. The entity had 5:4 split on the November 8, 2013. Based on the measurements of operating efficiency obtained from Hanover Insurance's historical financial statements, The Hanover Insurance is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0068 | 0.0072 |
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| Total Cash From Operating Activities | 334.3 M | 416 M |
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| Operating Income | 52.4 M | 55.2 M |
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Hanover Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hanover Insurance has an asset utilization ratio of 41.02 percent. This implies that the Company is making $0.41 for each dollar of assets. An increasing asset utilization means that The Hanover Insurance is more efficient with each dollar of assets it utilizes for everyday operations.Hanover Insurance Ownership Allocation
The Hanover Insurance has a total of 35.9 Million outstanding shares. The majority of Hanover Insurance outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanover Insurance to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in The Hanover Insurance. Please pay attention to any change in the institutional holdings of Hanover Insurance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Hanover Insurance Profitability Analysis
The company reported the last year's revenue of 5.99 B. Total Income to common stockholders was 33.5 M with profit before taxes, overhead, and interest of 1.26 B.Hanover Insurance Past Distributions to stockholders
| 27th of September 2024 | ||
| 28th of June 2024 | ||
| 29th of December 2023 | ||
| 29th of September 2023 | ||
| 30th of June 2023 | ||
| 31st of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Hanover Insurance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Hanover Insurance and how it compares across the competition.
About Hanover Insurance Valuation
The stock valuation mechanism determines Hanover Insurance's current worth on a weekly basis. Our valuation model uses a comparative analysis of Hanover Insurance. We calculate exposure to Hanover Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hanover Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 6.9 B | 4.3 B | |
| Pretax Profit Margin | 0.01 | 0.01 | |
| Operating Profit Margin | 0.01 | 0.01 | |
| Net Profit Margin | 0.01 | 0.01 | |
| Gross Profit Margin | 0.90 | 0.80 |
Hanover Insurance Quarterly Retained Earnings |
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A single share of Hanover Insurance represents a small ownership stake in the entity. As a stockholder of Hanover, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Hanover Insurance Dividends Analysis For Valuation
At this time, Hanover Insurance's Dividend Payout Ratio is most likely to increase slightly in the upcoming years. The Hanover Insurance's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 2.87, while Dividends Paid is projected to decrease to roughly 68.6 M. . At this time, Hanover Insurance's Retained Earnings are most likely to increase significantly in the upcoming years. The Hanover Insurance's current Price Earnings Ratio is estimated to increase to 116.04, while Retained Earnings Total Equity is projected to decrease to roughly 1.9 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 134.8 M | 68.6 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 2.99 | 3.14 | |
| Dividend Paid And Capex Coverage Ratio | 2.52 | 2.87 |
There are various types of dividends Hanover Insurance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Hanover shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from The Hanover Insurance directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Hanover pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Hanover Insurance by the value of the dividends paid out.
Hanover Insurance Growth Indicators
Investing in growth stocks can be very risky. If the company such as Hanover Insurance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 36.1 M | |
| Quarterly Earnings Growth Y O Y | 0.536 | |
| Forward Price Earnings | 11.4811 |
Hanover Insurance Current Valuation Indicators
Valuation refers to the process of determining the present value of The Hanover Insurance and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Hanover we look at many different elements of the entity such as Hanover's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Hanover Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Hanover Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Hanover Insurance's worth.Complementary Tools for Hanover Stock analysis
When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.
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