United Net Interest Income from 2010 to 2026

UBSI Stock  USD 44.35  0.37  0.84%   
United Bankshares' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 738.4 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
274.5 M
Current Value
280.1 M
Quarterly Volatility
41 M
 
Covid
 
Interest Hikes
Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 612.9 M, Other Operating Expenses of 1.3 B or Operating Income of 619.7 M, as well as many indicators such as Price To Sales Ratio of 2.56, Dividend Yield of 0.0413 or PTB Ratio of 1.76. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
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Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
The Net Interest Income trend for United Bankshares offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether United Bankshares is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest United Bankshares' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of United Bankshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. United Bankshares' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Bankshares' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

United Net Interest Income Regression Statistics

Arithmetic Mean612,929,305
Geometric Mean573,461,696
Coefficient Of Variation37.87
Mean Deviation198,076,947
Median577,922,000
Standard Deviation232,099,924
Sample Variance53870.4T
Range663.6M
R-Value0.91
Mean Square Error9528.9T
R-Squared0.83
Slope41,979,015
Total Sum of Squares861926T

United Net Interest Income History

2026738.4 M
2025B
2024911.1 M
2023939.6 M
2022900.9 M
2021742.7 M
2020693.7 M

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' Net Interest Income, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest IncomeB738.4 M

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is there potential for Regional Banks market expansion? Will United introduce new products? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.321
Dividend Share
1.49
Earnings Share
3.25
Revenue Per Share
8.496
Quarterly Revenue Growth
0.221
Investors evaluate United Bankshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating United Bankshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause United Bankshares' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, United Bankshares' market price signifies the transaction level at which participants voluntarily complete trades.