TransUnion Financials

1TU Stock  EUR 61.50  2.00  3.36%   
Financial data analysis helps to confirm if markets are presently mispricing TransUnion. We were able to interpolate thirty-five available drivers for TransUnion, which can be compared to its competition. The stock experiences an unexpected upward trend. Watch out for market signals. Check odds of TransUnion to be traded at €73.8 in 90 days.

TransUnion Balance Sheet Chart

At this time, TransUnion's Other Current Assets are most likely to increase significantly in the upcoming years. The TransUnion's current Short and Long Term Debt is estimated to increase to about 91.1 M, while Other Current Liabilities is projected to decrease to roughly 102.9 M.
Key indicators impacting TransUnion's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income621.3 M843.4 M
Way Down
Slightly volatile
  
Understanding current and past TransUnion Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of TransUnion's financial statements are interrelated, with each one affecting the others. For example, an increase in TransUnion's assets may result in an increase in income on the income statement.

TransUnion Stock Summary

TransUnion competes with BK MANDIRI, PT Bank, PT Bank, Grupo Aval, and SHINHAN FINL. Information Services , International, and Consumer Interactive. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois. TRANSUNION operates under Business Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 7100 people.
Specialization
Financial Services, Commercial & Professional Services
InstrumentGermany Stock View All
ExchangeFrankfurt Exchange
ISINUS89400J1079
Business Address555 West Adams,
SectorProfessional Services
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.transunion.com
Phone312 985 2000
CurrencyEUR - Euro
You should never invest in TransUnion without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of TransUnion Stock, because this is throwing your money away. Analyzing the key information contained in TransUnion's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

TransUnion Key Financial Ratios

There are many critical financial ratios that TransUnion's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that TransUnion reports annually and quarterly.

TransUnion Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets12.6B11.7B11.1B11.0B12.6B9.5B
Other Current Liab653.9M298.3M71.4M94.2M108.3M102.9M
Other Liab500.3M468.3M866.9M833.9M959.0M673.4M
Net Tangible Assets(3.5B)(2.9B)(5.4B)(5.1B)(4.6B)(4.8B)
Retained Earnings2.3B2.4B2.2B2.4B2.7B2.8B
Accounts Payable270.2M250.4M251.3M294.6M338.8M225.7M
Cash1.8B585.3M476.2M679.5M781.4M591.1M
Other Assets31.4M29.1M61.3M140M161M169.1M
Long Term Debt6.3B5.6B5.3B5.1B5.8B4.6B
Net Receivables558M602.2M723M798.9M918.7M570.4M
Good Will5.5B5.6B5.2B5.1B5.9B4.4B
Other Current Assets87.1M103.6M127.8M105.2M121.0M132.9M
Total Liab8.6B7.4B7.0B6.7B7.7B6.2B
Total Current Assets2.6B1.5B1.5B1.8B2.1B1.4B
Intangible Assets3.8B3.7B3.5B3.3B3.7B3.1B
Net Debt4.5B5.1B4.9B4.5B5.1B4.3B
Net Invested Capital10.3B9.8B9.3B9.4B10.8B8.4B
Net Working Capital1.3B544.7M472.4M742.2M853.5M579.7M

TransUnion Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
202120222023202420252026 (projected)
Tax Provision130.9M119.9M44.7M98.8M113.6M76.7M
Net Interest Income(128.8M)(226.2M)(279M)(256.9M)(231.2M)(242.8M)
Interest Income3.4M4.7M20.7M28.5M32.8M34.4M
Interest Expense112.6M230.9M288.2M265.2M305.0M163.1M
Total Revenue3.0B3.7B3.8B4.2B4.8B3.2B
Gross Profit2.0B2.5B2.3B2.5B2.9B2.1B
Operating Income647.7M630.6M617.9M733.4M843.4M621.3M
Ebit545.5M536.6M657.3M659M757.9M617.7M
Cost Of Revenue991.6M1.2B1.5B1.7B1.9B1.1B
Income Before Tax501.4M387.2M(145.3M)401.1M361.0M263.3M
Net Income1.4B269.5M(206.2M)284.4M256.0M290.1M
Income Tax Expense70.5M83.7M130.9M119.9M137.9M71.4M
Minority Interest(15M)(15.2M)(15.4M)(18M)(16.2M)(15.4M)
Ebitda976.2M950M991M1.1B1.3B1.0B

TransUnion Key Cash Accounts

Cash flow analysis captures how much money flows into and out of TransUnion. It measures of how well TransUnion is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money TransUnion brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money TransUnion had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what TransUnion has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (capital allocation) and investing in non-business activities like paying off debt or making acquisitions.
202120222023202420252026 (projected)
Investments(19.5M)8.5M(106M)(18.8M)(217.8M)0.0
Change In Cash1.3B(1.3B)(175.2M)203.3M183.0M192.1M
Net Borrowings3.0B(714.6M)(341.9M)(191.9M)(172.7M)(164.1M)
Depreciation377M519M521.1M537.8M618.5M421.7M
Capital Expenditures224.2M298.2M318.9M315.8M363.2M243.3M
Net Income1.4B269.5M(206.2M)284.4M256.0M290.1M
End Period Cash Flow1.8B585.3M411.8M679.5M781.4M583.2M
Change To Netincome61.1M50.5M(910.9M)19.9M17.9M18.8M
Free Cash Flow584.1M(1M)346.5M516.7M465.0M330.6M
Other Non Cash Items1.4M22.6M23.8M74.8M86.0M90.3M
Dividends Paid69.8M77.8M81.7M82.7M95.1M70.1M

TransUnion Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining TransUnion's current stock value. Our valuation model uses many indicators to compare TransUnion value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across TransUnion competition to find correlations between indicators driving TransUnion's intrinsic value. More Info.
TransUnion is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.46  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for TransUnion is roughly  2.17 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the TransUnion's earnings, one of the primary drivers of an investment's value.

TransUnion Total Assets Over Time

Most indicators from TransUnion's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into TransUnion current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in TransUnion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in TransUnion Stock please use our How to Invest in TransUnion guide.The current Tax Provision is estimated to decrease to about 76.7 M. The current Discontinued Operations is estimated to decrease to about 19 M
 2023 2024 2025 2026 (projected)
Gross Profit2.3B2.5B2.9B2.1B
Total Revenue3.8B4.2B4.8B3.2B

TransUnion fundamental ratios Correlations

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0.830.290.820.84-0.780.760.810.670.830.50.770.80.790.82-0.660.8-0.02-0.510.810.430.870.460.750.260.82
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0.960.360.930.960.76-0.930.950.70.960.560.940.940.90.96-0.930.940.42-0.820.940.820.940.670.880.420.95
0.970.370.960.990.81-0.90.950.720.970.470.870.960.970.98-0.890.940.4-0.820.950.830.970.580.920.350.96
0.790.840.870.710.67-0.740.70.720.740.240.470.80.550.75-0.690.820.28-0.620.830.530.660.570.920.340.76
1.00.450.960.990.83-0.960.960.970.740.590.880.990.921.0-0.890.980.36-0.850.990.80.970.670.910.491.0
0.550.260.410.570.5-0.540.560.470.240.590.580.540.420.58-0.510.560.14-0.450.530.380.550.540.350.890.58
0.860.060.80.90.77-0.850.940.870.470.880.580.830.90.88-0.840.810.27-0.690.820.70.910.560.710.310.86
0.990.540.970.960.8-0.970.940.960.80.990.540.830.90.99-0.861.00.34-0.881.00.780.940.670.930.471.0
0.920.150.890.950.79-0.870.90.970.550.920.420.90.90.93-0.820.870.3-0.760.870.810.960.530.810.230.91
1.00.460.970.990.82-0.950.960.980.751.00.580.880.990.93-0.90.980.38-0.860.980.810.970.660.920.480.99
-0.89-0.4-0.89-0.91-0.660.83-0.93-0.89-0.69-0.89-0.51-0.84-0.86-0.82-0.9-0.86-0.620.78-0.87-0.81-0.89-0.67-0.88-0.46-0.88
0.990.570.960.950.8-0.970.940.940.820.980.560.811.00.870.98-0.860.33-0.871.00.760.930.680.930.50.99
0.370.280.370.39-0.02-0.240.420.40.280.360.140.270.340.30.38-0.620.33-0.570.340.530.330.110.470.350.33
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0.990.570.980.950.81-0.970.940.950.830.990.530.821.00.870.98-0.871.00.34-0.860.770.930.680.940.470.99
0.80.330.790.820.43-0.710.820.830.530.80.380.70.780.810.81-0.810.760.53-0.690.770.790.730.750.390.78
0.970.290.940.990.87-0.910.940.970.660.970.550.910.940.960.97-0.890.930.33-0.760.930.790.610.870.380.96
0.670.490.650.630.46-0.660.670.580.570.670.540.560.670.530.66-0.670.680.11-0.420.680.730.610.590.510.68
0.940.650.980.90.75-0.860.880.920.920.910.350.710.930.810.92-0.880.930.47-0.790.940.750.870.590.370.91
0.460.550.350.440.26-0.420.420.350.340.490.890.310.470.230.48-0.460.50.35-0.470.470.390.380.510.370.48
1.00.490.960.970.82-0.970.950.960.761.00.580.861.00.910.99-0.880.990.33-0.860.990.780.960.680.910.48
Click cells to compare fundamentals

TransUnion Account Relationship Matchups

TransUnion fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets12.6B11.7B11.1B11.0B12.6B9.5B
Other Current Liab653.9M298.3M71.4M94.2M108.3M102.9M
Other Liab500.3M468.3M866.9M833.9M959.0M673.4M
Net Tangible Assets(3.5B)(2.9B)(5.4B)(5.1B)(4.6B)(4.8B)
Retained Earnings2.3B2.4B2.2B2.4B2.7B2.8B
Accounts Payable270.2M250.4M251.3M294.6M338.8M225.7M
Cash1.8B585.3M476.2M679.5M781.4M591.1M
Other Assets31.4M29.1M61.3M140M161M169.1M
Long Term Debt6.3B5.6B5.3B5.1B5.8B4.6B
Net Receivables558M602.2M723M798.9M918.7M570.4M
Good Will5.5B5.6B5.2B5.1B5.9B4.4B
Other Current Assets87.1M103.6M127.8M105.2M121.0M132.9M
Total Liab8.6B7.4B7.0B6.7B7.7B6.2B
Total Current Assets2.6B1.5B1.5B1.8B2.1B1.4B
Intangible Assets3.8B3.7B3.5B3.3B3.7B3.1B
Net Debt4.5B5.1B4.9B4.5B5.1B4.3B
Net Invested Capital10.3B9.8B9.3B9.4B10.8B8.4B
Net Working Capital1.3B544.7M472.4M742.2M853.5M579.7M

TransUnion February 15, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of TransUnion help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of TransUnion. We use our internally-developed statistical techniques to arrive at the intrinsic value of TransUnion based on widely used predictive technical indicators. In general, we focus on analyzing TransUnion Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build TransUnion's daily price indicators and compare them against related drivers.

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When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.
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