Hilltop Holdings Financials

HTH Stock  USD 31.56  0.35  1.10%   
Based on the key indicators related to Hilltop Holdings' liquidity, profitability, solvency, and operating efficiency, Hilltop Holdings is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March. As of now, Hilltop Holdings' Non Current Assets Total are increasing as compared to previous years. The Hilltop Holdings' current Non Currrent Assets Other is estimated to increase to about 15.3 B, while Total Stockholder Equity is projected to decrease to under 1.3 B. Key indicators impacting Hilltop Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.920.5396
Way Up
Pretty Stable
Current Ratio2.622.7565
Notably Down
Slightly volatile
The financial analysis of Hilltop Holdings is a critical element in measuring its lifeblood. Investors should not minimize Hilltop Holdings' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

92.72 Million

  
Understanding current and past Hilltop Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Hilltop Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in Hilltop Holdings' assets may result in an increase in income on the income statement.

Hilltop Holdings Stock Summary

Hilltop Holdings competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas. Hilltop Holdings operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4385 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS4327481010
CUSIP432748101 008273104
LocationTexas; U.S.A
Business Address6565 Hillcrest Avenue,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.hilltop.com
Phone214 855 2177
CurrencyUSD - US Dollar

Hilltop Holdings Key Financial Ratios

Hilltop Holdings Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets16.9B18.7B16.3B16.5B18.9B19.9B
Net Debt207.7M(1.4B)(136.0M)(1.2B)(1.1B)(1.0B)
Cash1.1B2.8B1.6B1.9B2.1B2.2B
Other Assets9.8B8.3B6.0B(3.2B)(3.7B)(3.5B)
Total Liab14.6B16.1B14.2B14.3B16.5B17.3B
Total Current Assets3.9B6.6B9.7B3.4B3.9B2.1B
Other Liab485.8M632.9M369.6M452.1M520.0M545.9M
Accounts Payable1.4B1.5B966.5M1.4B1.6B1.7B
Long Term Debt449.0M387.9M346.7M347.1M312.4M317.3M
Inventory(3.6B)(5.5B)(4.6B)(5.7B)(5.1B)(4.8B)
Intangible Assets164.1M102.3M112.1M105.1M120.9M126.9M
Common Stock822K790K647K652K749.8K736.1K
Retained Earnings986.8M1.3B1.1B1.2B1.4B1.4B
Net Receivables1.4B1.7B1.0B1.6B1.8B1.9B
Other Current Assets3.6B5.5B3.6B4.1B4.7B3.0B
Other Current Liab(2.1B)(2.3B)(1.9B)(1.6B)(1.5B)(1.5B)
Short Term Debt695.8M859.4M970.1M200.3M230.4M218.9M
Net Tangible Assets1.8B2.0B2.2B1.8B2.0B1.6B
Long Term Debt Total350.8M449.0M387.9M346.7M398.7M310.2M

Hilltop Holdings Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense122.3M107.0M132.1M371.5M418.6M439.5M
Total Revenue2.1B1.8B700.3M1.2B836.4M789.6M
Gross Profit2.1B1.8B700.3M1.2B836.4M774.0M
Operating Income580.9M492.5M288.3M350.8M403.4M423.6M
Ebit397.1M352.6M290.1M4.6M5.3M5.0M
Ebitda431.3M386.1M320.9M24.2M27.8M26.4M
Net Income447.8M374.5M113.1M109.6M123.2M92.7M
Income Before Tax564.4M504.1M156.1M149.1M154.3M127.2M
Income Tax Expense133.1M118.0M36.8M31.1M31.0M37.4M
Minority Interest21.8M(11.6M)(6.2M)(7.1M)(6.4M)(6.0M)
Tax Provision133.1M118.0M36.8M33.7M30.3M28.8M
Net Interest Income424.2M423.0M459.0M479.1M550.9M475.5M
Interest Income546.5M530.0M591.1M801.6M921.8M622.9M

Hilltop Holdings Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash710.5M1.7B(1.4B)268.8M309.2M324.6M
Free Cash Flow242.7M740.9M1.2B434.5M499.7M524.7M
Depreciation21.9M24.6M32.6M19.6M17.7M18.6M
Other Non Cash Items166.6M1.9B933.6M60.9M70.1M66.6M
Capital Expenditures37.7M24.8M9.8M8.5M7.6M7.3M
End Period Cash Flow1.4B3.0B1.6B1.9B2.2B2.3B
Net Income469.7M386.1M119.3M109.6M126.1M93.1M
Dividends Paid32.5M39.0M43.0M41.6M47.8M50.2M
Change To Netincome(692.3M)(792.3M)981.3M963.8M1.1B1.2B
Investments(902.6M)(552.9M)(872.0M)(139.5M)(125.5M)(131.8M)
Change Receivables(338.2M)515.1M(564.4M)936.9M1.1B1.1B
Net Borrowings413.0M(603.6M)102.2M66.7M76.7M80.5M

Hilltop Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Hilltop Holdings's current stock value. Our valuation model uses many indicators to compare Hilltop Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Hilltop Holdings competition to find correlations between indicators driving Hilltop Holdings's intrinsic value. More Info.
Hilltop Holdings is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Hilltop Holdings is roughly  7.52 . As of now, Hilltop Holdings' Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Hilltop Holdings' earnings, one of the primary drivers of an investment's value.

Hilltop Holdings Systematic Risk

Hilltop Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Hilltop Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Hilltop Holdings correlated with the market. If Beta is less than 0 Hilltop Holdings generally moves in the opposite direction as compared to the market. If Hilltop Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Hilltop Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Hilltop Holdings is generally in the same direction as the market. If Beta > 1 Hilltop Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Hilltop Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Hilltop Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Hilltop Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.06

As of now, Hilltop Holdings' Price Earnings To Growth Ratio is increasing as compared to previous years.

Hilltop Holdings February 16, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Hilltop Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Hilltop Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of Hilltop Holdings based on widely used predictive technical indicators. In general, we focus on analyzing Hilltop Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Hilltop Holdings's daily price indicators and compare them against related drivers.

Complementary Tools for Hilltop Stock analysis

When running Hilltop Holdings' price analysis, check to measure Hilltop Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hilltop Holdings is operating at the current time. Most of Hilltop Holdings' value examination focuses on studying past and present price action to predict the probability of Hilltop Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hilltop Holdings' price. Additionally, you may evaluate how the addition of Hilltop Holdings to your portfolios can decrease your overall portfolio volatility.
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