Northwest Bancshares Financials

NWBI Stock  USD 14.84  0.19  1.26%   
Based on the key indicators related to Northwest Bancshares' liquidity, profitability, solvency, and operating efficiency, Northwest Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. As of now, Northwest Bancshares' Non Currrent Assets Other are increasing as compared to previous years. The Northwest Bancshares' current Non Current Liabilities Total is estimated to increase to about 13.5 B, while Total Assets are projected to decrease to under 8.1 B. Key indicators impacting Northwest Bancshares' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.170.2563
Way Down
Pretty Stable
Return On Assets0.00630.0094
Way Down
Very volatile
Return On Equity0.08360.087
Sufficiently Down
Slightly volatile
Debt Equity Ratio0.390.4143
Notably Down
Slightly volatile
Operating Income213 M202.9 M
Sufficiently Up
Slightly volatile
Current Ratio1.81.9
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Northwest Bancshares includes many different criteria found on its balance sheet. An individual investor should monitor Northwest Bancshares' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Northwest Bancshares.

Net Income

141.7 Million

  
Understanding current and past Northwest Bancshares Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Northwest Bancshares' financial statements are interrelated, with each one affecting the others. For example, an increase in Northwest Bancshares' assets may result in an increase in income on the income statement.

Northwest Bancshares Stock Summary

Northwest Bancshares competes with ST Bancorp, CrossFirst Bankshares, Enterprise Financial, First Bancshares,, and First Bancorp. Northwest Bancshares, Inc. operates as the holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio. Northwest Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2191 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS6673401039
CUSIP667340103 667328108
LocationPennsylvania; U.S.A
Business Address3 Easton Oval,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.northwest.bank
Phone814 726 2140
CurrencyUSD - US Dollar

Northwest Bancshares Key Financial Ratios

Northwest Bancshares Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets10.5B13.8B14.5B14.1B14.4B8.1B
Other Current Liab(93.9M)(139.7M)(140.9M)(660.3M)(412.6M)(391.9M)
Net Debt307.3M(324.4M)(887.5M)760.9M520.4M299.4M
Retained Earnings583.4M555.5M609.5M641.7M674.7M450.4M
Accounts Payable1.1M2.1M1.8M3.2M13.7M14.4M
Cash60.8M736.3M1.3B139.4M122.3M116.1M
Other Assets8.2B9.5B8.8B10.1B47.5M45.1M
Net Receivables25.8M35.6M25.6M35.5M47.4M25.0M
Total Liab9.1B12.3B12.9B12.6B12.9B7.1B
Total Current Assets906.5M2.2B2.9B1.4B122.3M116.1M
Short Term Debt92.7M137.7M139.1M657.1M398.9M239.4M
Common Stock1.0M1.1M1.3M1.3M1.3M2.2M
Other Liab106.3M254.4M223.2M126.5M145.5M98.7M
Long Term Debt121.8M128.8M391.7M924.3M243.8M274.6M
Inventory(87.6M)(774.1M)(1.3B)(175.3M)(13.3B)(12.7B)
Intangible Assets23.1M19.9M12.8M8.6M5.3M5.0M
Other Current Assets87.6M774.1M1.3B175.3M169.7M161.2M
Net Tangible Assets984.1M1.1B1.2B1.1B1.3B1.1B
Long Term Debt Total121.8M128.8M252.6M243.2M279.6M147.0M
Capital Surpluse805.8M1.0B1.0B1.0B1.2B850.9M

Northwest Bancshares Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense56.9M42.3M27.2M28.1M152.2M78.4M
Total Revenue457.3M520.7M506.9M529.7M526.6M307.9M
Gross Profit457.3M520.7M506.9M529.7M526.6M307.9M
Operating Income141.1M92.5M201.1M173.7M202.9M213.0M
Ebit141.1M78.5M190.1M164.3M(3.0M)(2.8M)
Ebitda144.9M97.3M207.8M180.1M11.8M11.2M
Income Before Tax141.1M92.5M201.1M173.7M175.1M89.1M
Net Income110.4M74.9M154.3M133.7M135.0M141.7M
Income Tax Expense30.7M17.7M46.8M40.0M40.1M24.0M
Tax Provision30.7M17.7M46.8M40.0M42.9M36.4M
Net Interest Income359.4M390.7M390.9M420.0M443.8M396.3M
Interest Income416.3M433.1M418.1M448.1M555.8M448.4M

Northwest Bancshares Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(7.9M)675.4M543.0M(1.1B)(17.1M)(16.2M)
Free Cash Flow116.6M128.2M187.9M171.1M84.3M83.7M
Depreciation3.8M4.7M6.6M6.4M24.5M25.7M
Other Non Cash Items15.7M33.8M1.3M40.3M29.8M18.5M
Dividends Paid76.2M93.1M100.3M101.5M101.7M106.8M
Capital Expenditures10.9M12.3M17.5M4.3M8.6M12.8M
Net Income110.4M74.9M154.3M133.7M135.0M141.7M
End Period Cash Flow60.8M736.3M1.3B139.4M122.3M116.1M
Investments(268.4M)(5.2B)(4.7B)(5.0B)(334.1M)(350.8M)
Net Borrowings11.9M(192.4M)(20.7M)532.0M611.8M642.4M
Change To Netincome24.4M26.1M10.6M34.0M30.6M23.4M

Northwest Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Northwest Bancshares's current stock value. Our valuation model uses many indicators to compare Northwest Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Northwest Bancshares competition to find correlations between indicators driving Northwest Bancshares's intrinsic value. More Info.
Northwest Bancshares is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Northwest Bancshares is roughly  9.33 . As of now, Northwest Bancshares' Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Northwest Bancshares' earnings, one of the primary drivers of an investment's value.

Northwest Bancshares Systematic Risk

Northwest Bancshares' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Northwest Bancshares volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Northwest Bancshares correlated with the market. If Beta is less than 0 Northwest Bancshares generally moves in the opposite direction as compared to the market. If Northwest Bancshares Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Northwest Bancshares is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Northwest Bancshares is generally in the same direction as the market. If Beta > 1 Northwest Bancshares moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Northwest Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Northwest Bancshares' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Northwest Bancshares growth as a starting point in their analysis.

Price Earnings To Growth Ratio

12.91

As of now, Northwest Bancshares' Price Earnings To Growth Ratio is increasing as compared to previous years.

Northwest Bancshares November 27, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Northwest Bancshares help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Northwest Bancshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of Northwest Bancshares based on widely used predictive technical indicators. In general, we focus on analyzing Northwest Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Northwest Bancshares's daily price indicators and compare them against related drivers.

Complementary Tools for Northwest Stock analysis

When running Northwest Bancshares' price analysis, check to measure Northwest Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Northwest Bancshares is operating at the current time. Most of Northwest Bancshares' value examination focuses on studying past and present price action to predict the probability of Northwest Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Northwest Bancshares' price. Additionally, you may evaluate how the addition of Northwest Bancshares to your portfolios can decrease your overall portfolio volatility.
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