Selective Insurance Financials

SV2 Stock

EUR 75.50 1.00 1.34%

Financial data analysis helps to confirm if markets are presently mispricing Selective Insurance. We were able to interpolate thirty-three available drivers for Selective Insurance Group, which can be compared to its competition. The stock experiences a large bullish trend. Check odds of Selective Insurance to be traded at €83.05 in 90 days.

Covid

Interest Hikes

Selective Insurance Balance Sheet Chart

At this time, Selective Insurance's Capital Lease Obligations is most likely to increase significantly in the upcoming years.

Total Assets Other Current Liab Total Current Liabilities Total Stockholder Equity

Key indicators impacting Selective Insurance's financial strength include:

Current Value

Last Year

Change From Last Year

10 Year Trend

Operating Income

305.7 M

425.1 M

Way Down

Slightly volatile

Selective Insurance Stock Summary

Selective Insurance competes with AUREA SA, Franklin Global, Bitwise Core, Reliance Steel, and Toyota Tsusho. Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey. SELECTIVE INS operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 2290 people.

Specialization	Financial Services, Insurance - Property & Casualty
Instrument	Germany Stock View All
Exchange	Frankfurt Exchange
ISIN	US8163001071
Business Address	40 Wantage Avenue,
Sector	Insurance
Industry	Financials
Benchmark	Dow Jones Industrial
Website	www.selective.com
Phone	973 948 3000
Currency	EUR - Euro

You should never invest in Selective Insurance without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Selective Stock, because this is throwing your money away. Analyzing the key information contained in Selective Insurance's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Selective Insurance Key Financial Ratios

There are many critical financial ratios that Selective Insurance's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Selective Insurance reports annually and quarterly.

	Revenue	5.34 B
	Gross Profit	1.18 B
	Net Income	466.41 M
	Total Asset	15.16 B
	Retained Earnings	3.5 B

More Fundamentals

Selective Insurance Key Balance Sheet Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	10.5B	10.8B	11.8B	13.5B	15.2B	11.0B
Other Current Liab	1.5B	1.6B	1.8B	2.0B	2.3B	1.7B
Other Liab	304.0M	349.1M	430.0M	472.7M	543.6M	365.9M
Net Tangible Assets	2.2B	2.5B	2.8B	2.3B	2.7B	2.2B
Retained Earnings	2.6B	2.7B	3.0B	3.1B	3.5B	2.6B
Accounts Payable	4.1B	4.3B	4.6B	5.1B	5.9B	4.5B
Cash	500K	26K	180K	91K	346K	308.2K
Other Assets	108.9M	160.0M	255.4M	609.3M	700.7M	735.7M
Long Term Debt	500.6M	501M	501.3M	501.7M	898.3M	564.8M
Net Receivables	1.5B	1.9B	2.0B	2.5B	2.4B	1.5B
Other Current Assets	625.8M	647.3M	692.9M	867.2M	997.2M	746.8M
Total Liab	7.5B	8.3B	8.8B	10.4B	11.5B	8.4B
Total Current Assets	1.9B	2.1B	2.3B	2.6B	3.0B	2.2B
Common Stock	207.0M	208.1M	208.9M	209.7M	241.1M	226.7M
Net Debt	500.1M	501M	501.1M	501.6M	898.0M	596.3M
Net Invested Capital	3.3B	2.8B	3.3B	3.4B	4.3B	3.3B
Capital Stock	408.9M	409.7M	410.4M	411.2M	412.0M	395.0M

Selective Insurance Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.

	2021	2022	2023	2024	2025	2026 (projected)
Interest Expense	29.2M	28.8M	28.8M	28.9M	49.3M	25.4M
Total Revenue	3.4B	3.6B	4.2B	4.9B	5.3B	3.7B
Ebit	369.7M	334.1M	534.5M	309.0M	355.4M	353.0M
Income Before Tax	505.3M	280.2M	458.4M	258.0M	589.6M	365.7M
Net Income	403.8M	224.9M	365.2M	207.0M	466.4M	285.8M
Income Tax Expense	64.8M	56.6M	101.5M	55.3M	63.6M	73.2M
Tax Provision	101.5M	55.3M	93.2M	51.0M	123.2M	80.6M
Net Interest Income	(29.2M)	(28.8M)	(28.8M)	(28.9M)	(49.3M)	(46.9M)

Selective Insurance Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Selective Insurance. It measures of how well Selective is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Selective Insurance brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Selective had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Selective Insurance has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (capital allocation) and investing in non-business activities like paying off debt or making acquisitions.

	2021	2022	2023	2024	2025	2026 (projected)
Investments	(564.6M)	(673.6M)	(753.6M)	(898.2M)	(1.4B)	(1.4B)
Change In Cash	29.8M	(19.9M)	4.3M	49.8M	(45.1M)	(42.8M)
Net Borrowings	(51.8M)	(2.4M)	(2.7M)	(2.6M)	393.1M	412.8M
Depreciation	55.1M	42.3M	31.4M	34.8M	32.7M	38.5M
Dividends Paid	69.5M	76.1M	79.9M	94.1M	(102.1M)	(97.0M)
Capital Expenditures	22.2M	26.0M	19.0M	30.8M	38.7M	25.4M
Net Income	394.5M	215.7M	356M	197.8M	466.4M	282.1M
Change To Netincome	(5.3M)	11.5M	(68.6M)	163.6M	188.2M	197.6M
End Period Cash Flow	45.1M	25.2M	13.3M	63.0M	18.0M	22.6M
Free Cash Flow	749.3M	776.4M	820.2M	1.1B	1.2B	780.2M

Selective Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Selective Insurance's current stock value. Our valuation model uses many indicators to compare Selective Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Selective Insurance competition to find correlations between indicators driving Selective Insurance's intrinsic value. More Info.

Selective Insurance Group is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about 0.20 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Selective Insurance Group is roughly 4.97 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Selective Insurance's earnings, one of the primary drivers of an investment's value.

Selective Insurance Group Total Assets Over Time

Most indicators from Selective Insurance's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Selective Insurance current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Selective Insurance Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

The current Selling General Administrative is estimated to decrease to about 24.1 M. The current Tax Provision is estimated to decrease to about 80.6 M

	2025	2026 (projected)
Gross Profit	872.4M	701.8M
Total Revenue	5.3B	3.7B

Gross Profit Total Revenue

Selective Insurance fundamental ratios Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Retained Earnings	Accounts Payable	Cash	Other Assets	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments	Total Current Assets	Intangible Assets	Common Stock	Property Plant Equipment	Net Debt	Common Stock Shares Outstanding	Net Invested Capital	Capital Stock
Total Assets		0.97	0.98	0.96	0.96	0.86	0.99	0.98	-0.78	0.86	0.86	0.98	-0.45	0.1	0.92	-0.73	0.99	0.99	0.97	0.91	0.81	0.93	0.78	0.58	0.96	0.88
Other Current Liab	0.97		0.99	0.96	0.98	0.9	0.99	0.99	-0.84	0.83	0.84	0.96	-0.35	0.26	0.91	-0.7	0.95	0.97	1.0	0.94	0.75	0.96	0.72	0.53	0.93	0.9
Total Current Liabilities	0.98	0.99		0.95	0.99	0.87	0.99	1.0	-0.81	0.86	0.84	0.97	-0.38	0.18	0.94	-0.74	0.97	0.97	1.0	0.92	0.78	0.95	0.75	0.53	0.93	0.89
Total Stockholder Equity	0.96	0.96	0.95		0.94	0.96	0.98	0.95	-0.79	0.77	0.86	0.94	-0.41	0.27	0.82	-0.57	0.93	0.98	0.95	0.95	0.76	0.96	0.74	0.6	0.97	0.93
Other Liab	0.96	0.98	0.99	0.94		0.86	0.97	0.99	-0.8	0.85	0.79	0.97	-0.32	0.19	0.94	-0.72	0.95	0.94	0.99	0.87	0.71	0.95	0.69	0.5	0.91	0.91
Net Tangible Assets	0.86	0.9	0.87	0.96	0.86		0.9	0.86	-0.8	0.62	0.81	0.84	-0.34	0.5	0.67	-0.38	0.8	0.89	0.87	0.95	0.66	0.93	0.66	0.56	0.9	0.89
Retained Earnings	0.99	0.99	0.99	0.98	0.97	0.9		0.99	-0.83	0.86	0.83	0.98	-0.41	0.19	0.9	-0.72	0.97	0.98	0.99	0.93	0.77	0.95	0.73	0.6	0.95	0.91
Accounts Payable	0.98	0.99	1.0	0.95	0.99	0.86	0.99		-0.81	0.86	0.85	0.97	-0.39	0.17	0.95	-0.75	0.97	0.97	1.0	0.91	0.78	0.95	0.76	0.53	0.93	0.88
Cash	-0.78	-0.84	-0.81	-0.79	-0.8	-0.8	-0.83	-0.81		-0.68	-0.67	-0.79	0.26	-0.51	-0.74	0.63	-0.76	-0.77	-0.84	-0.83	-0.5	-0.81	-0.43	-0.57	-0.69	-0.75
Other Assets	0.86	0.83	0.86	0.77	0.85	0.62	0.86	0.86	-0.68		0.64	0.87	-0.64	-0.15	0.89	-0.93	0.88	0.82	0.85	0.67	0.76	0.76	0.62	0.75	0.8	0.81
Long Term Debt	0.86	0.84	0.84	0.86	0.79	0.81	0.83	0.85	-0.67	0.64		0.76	-0.54	0.28	0.77	-0.46	0.84	0.9	0.84	0.92	0.91	0.81	0.94	0.47	0.9	0.67
Net Receivables	0.98	0.96	0.97	0.94	0.97	0.84	0.98	0.97	-0.79	0.87	0.76		-0.36	0.1	0.92	-0.75	0.97	0.96	0.97	0.85	0.71	0.93	0.67	0.56	0.92	0.92
Good Will	-0.45	-0.35	-0.38	-0.41	-0.32	-0.34	-0.41	-0.39	0.26	-0.64	-0.54	-0.36		0.17	-0.37	0.45	-0.46	-0.48	-0.36	-0.39	-0.79	-0.31	-0.61	-0.84	-0.54	-0.41
Short Term Investments	0.1	0.26	0.18	0.27	0.19	0.5	0.19	0.17	-0.51	-0.15	0.28	0.1	0.17		0.02	0.26	0.03	0.16	0.23	0.43	-0.02	0.28	0.01	0.01	0.11	0.22
Other Current Assets	0.92	0.91	0.94	0.82	0.94	0.67	0.9	0.95	-0.74	0.89	0.77	0.92	-0.37	0.02		-0.85	0.94	0.88	0.94	0.76	0.75	0.83	0.71	0.45	0.82	0.77
Other Stockholder Equity	-0.73	-0.7	-0.74	-0.57	-0.72	-0.38	-0.72	-0.75	0.63	-0.93	-0.46	-0.75	0.45	0.26	-0.85		-0.78	-0.66	-0.74	-0.5	-0.59	-0.58	-0.44	-0.57	-0.58	-0.59
Total Liab	0.99	0.95	0.97	0.93	0.95	0.8	0.97	0.97	-0.76	0.88	0.84	0.97	-0.46	0.03	0.94	-0.78		0.98	0.96	0.87	0.82	0.9	0.78	0.57	0.94	0.84
Long Term Investments	0.99	0.97	0.97	0.98	0.94	0.89	0.98	0.97	-0.77	0.82	0.9	0.96	-0.48	0.16	0.88	-0.66	0.98		0.96	0.94	0.84	0.94	0.82	0.59	0.98	0.88
Total Current Assets	0.97	1.0	1.0	0.95	0.99	0.87	0.99	1.0	-0.84	0.85	0.84	0.97	-0.36	0.23	0.94	-0.74	0.96	0.96		0.92	0.75	0.95	0.72	0.52	0.92	0.89
Intangible Assets	0.91	0.94	0.92	0.95	0.87	0.95	0.93	0.91	-0.83	0.67	0.92	0.85	-0.39	0.43	0.76	-0.5	0.87	0.94	0.92		0.77	0.92	0.78	0.53	0.92	0.81
Common Stock	0.81	0.75	0.78	0.76	0.71	0.66	0.77	0.78	-0.5	0.76	0.91	0.71	-0.79	-0.02	0.75	-0.59	0.82	0.84	0.75	0.77		0.68	0.95	0.63	0.86	0.64
Property Plant Equipment	0.93	0.96	0.95	0.96	0.95	0.93	0.95	0.95	-0.81	0.76	0.81	0.93	-0.31	0.28	0.83	-0.58	0.9	0.94	0.95	0.92	0.68		0.71	0.52	0.93	0.92
Net Debt	0.78	0.72	0.75	0.74	0.69	0.66	0.73	0.76	-0.43	0.62	0.94	0.67	-0.61	0.01	0.71	-0.44	0.78	0.82	0.72	0.78	0.95	0.71		0.42	0.85	0.58
Common Stock Shares Outstanding	0.58	0.53	0.53	0.6	0.5	0.56	0.6	0.53	-0.57	0.75	0.47	0.56	-0.84	0.01	0.45	-0.57	0.57	0.59	0.52	0.53	0.63	0.52	0.42		0.62	0.67
Net Invested Capital	0.96	0.93	0.93	0.97	0.91	0.9	0.95	0.93	-0.69	0.8	0.9	0.92	-0.54	0.11	0.82	-0.58	0.94	0.98	0.92	0.92	0.86	0.93	0.85	0.62		0.88
Capital Stock	0.88	0.9	0.89	0.93	0.91	0.89	0.91	0.88	-0.75	0.81	0.67	0.92	-0.41	0.22	0.77	-0.59	0.84	0.88	0.89	0.81	0.64	0.92	0.58	0.67	0.88

Click cells to compare fundamentals

Selective Insurance Account Relationship Matchups

Selective Insurance fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	10.5B	10.8B	11.8B	13.5B	15.2B	11.0B
Other Current Liab	1.5B	1.6B	1.8B	2.0B	2.3B	1.7B
Other Liab	304.0M	349.1M	430.0M	472.7M	543.6M	365.9M
Net Tangible Assets	2.2B	2.5B	2.8B	2.3B	2.7B	2.2B
Retained Earnings	2.6B	2.7B	3.0B	3.1B	3.5B	2.6B
Accounts Payable	4.1B	4.3B	4.6B	5.1B	5.9B	4.5B
Cash	500K	26K	180K	91K	346K	308.2K
Other Assets	108.9M	160.0M	255.4M	609.3M	700.7M	735.7M
Long Term Debt	500.6M	501M	501.3M	501.7M	898.3M	564.8M
Net Receivables	1.5B	1.9B	2.0B	2.5B	2.4B	1.5B
Other Current Assets	625.8M	647.3M	692.9M	867.2M	997.2M	746.8M
Total Liab	7.5B	8.3B	8.8B	10.4B	11.5B	8.4B
Total Current Assets	1.9B	2.1B	2.3B	2.6B	3.0B	2.2B
Common Stock	207.0M	208.1M	208.9M	209.7M	241.1M	226.7M
Net Debt	500.1M	501M	501.1M	501.6M	898.0M	596.3M
Net Invested Capital	3.3B	2.8B	3.3B	3.4B	4.3B	3.3B
Capital Stock	408.9M	409.7M	410.4M	411.2M	412.0M	395.0M

Selective Insurance Thematic Clasifications

Selective Insurance Group is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services

Insurance Providers

View

This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas

Selective Insurance February 10, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Selective Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Selective Insurance Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Selective Insurance Group based on widely used predictive technical indicators. In general, we focus on analyzing Selective Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Selective Insurance's daily price indicators and compare them against related drivers.

	Downside Deviation	1.54
	Information Ratio	0.082
	Maximum Drawdown	6.45
	Value At Risk	(2.08)
	Potential Upside	2.82

Complementary Tools for Selective Stock analysis

When running Selective Insurance's price analysis, check to measure Selective Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Selective Insurance is operating at the current time. Most of Selective Insurance's value examination focuses on studying past and present price action to predict the probability of Selective Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Selective Insurance's price. Additionally, you may evaluate how the addition of Selective Insurance to your portfolios can decrease your overall portfolio volatility.

	My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
	Economic Indicators Top statistical indicators that provide insights into how an economy is performing
	Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk
	USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA
	Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges
	Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency
	Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios.
	Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios
	Risk-Return Analysis View associations between returns expected from investment and the risk you assume

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2026 Macroaxis LLC