Selective Insurance Valuation
| SV2 Stock | EUR 75.50 1.00 1.34% |
At this time, the company appears to be overvalued. Selective Insurance has a current Real Value of €61.3 per share. The regular price of the company is €75.5. Our model measures the value of Selective Insurance from inspecting the company fundamentals such as Operating Margin of 0.15 %, return on equity of 0.14, and Shares Outstanding of 60.1 M as well as reviewing its technical indicators and probability of bankruptcy.
Price Book 1.5675 | Enterprise Value 5.5 B | Price Sales 0.8502 | Forward PE 10.8932 | Trailing PE 11.8711 |
Overvalued
Today
Please note that Selective Insurance's price fluctuation is very steady at this time. Calculation of the real value of Selective Insurance is based on 3 months time horizon. Increasing Selective Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Selective stock is determined by what a typical buyer is willing to pay for full or partial control of Selective Insurance Group. Since Selective Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Selective Stock. However, Selective Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 75.5 | Real 61.3 | Hype 75.4 |
The real value of Selective Stock, also known as its intrinsic value, is the underlying worth of Selective Insurance Company, which is reflected in its stock price. It is based on Selective Insurance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Selective Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Selective Insurance Group helps investors to forecast how Selective stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Selective Insurance more accurately as focusing exclusively on Selective Insurance's fundamentals will not take into account other important factors: Selective Insurance Cash |
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Selective Insurance Total Value Analysis
Selective Insurance Group is at this time estimated to have takeover price of 5.53 B with market capitalization of 4.54 B, debt of 10.39 B, and cash on hands of 291.17 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Selective Insurance fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.53 B | 4.54 B | 10.39 B | 291.17 M |
Selective Insurance Investor Information
About 88.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.57. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Selective Insurance recorded earning per share (EPS) of 6.36. The entity last dividend was issued on the 13th of February 2026. Based on the measurements of operating efficiency obtained from Selective Insurance's historical financial statements, Selective Insurance Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 669.9 M | 1.3 B |
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| Operating Income | 305.7 M | 425.1 M |
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Selective Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Selective Insurance has an asset utilization ratio of 35.97 percent. This implies that the Company is making €0.36 for each dollar of assets. An increasing asset utilization means that Selective Insurance Group is more efficient with each dollar of assets it utilizes for everyday operations.Selective Insurance Profitability Analysis
Based on the measurements of profitability obtained from Selective Insurance's financial statements, Selective Insurance Group may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess Selective Insurance's ability to earn profits and add value for shareholders.Net Income | First Reported 2018-06-30 | Previous Quarter 85.9 M | Current Value 115.3 M | Quarterly Volatility 38.4 M |
For Selective Insurance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Selective Insurance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Selective Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Selective Insurance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Selective Insurance over time as well as its relative position and ranking within its peers.
Selective Insurance Earnings per Share Projection vs Actual
By analyzing Selective Insurance's earnings estimates, investors can diagnose different trends across Selective Insurance's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Selective Insurance Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Selective Insurance Ownership Allocation
Selective Insurance shows a total of 60.1 Million outstanding shares. The majority of Selective Insurance outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Selective Insurance to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Selective Insurance. Please pay attention to any change in the institutional holdings of Selective Insurance Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Selective Insurance Profitability Analysis
The company reported the revenue of 4.86 B. Net Income was 197.8 M with profit before overhead, payroll, taxes, and interest of 1.18 B.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Selective Insurance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Selective Insurance and how it compares across the competition.
About Selective Insurance Valuation
The stock valuation mechanism determines Selective Insurance's current worth on a weekly basis. Our valuation model uses a comparative analysis of Selective Insurance. We calculate exposure to Selective Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Selective Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 872.4 M | 701.8 M |
Selective Insurance Quarterly Retained Earnings |
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Complementary Tools for Selective Stock analysis
When running Selective Insurance's price analysis, check to measure Selective Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Selective Insurance is operating at the current time. Most of Selective Insurance's value examination focuses on studying past and present price action to predict the probability of Selective Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Selective Insurance's price. Additionally, you may evaluate how the addition of Selective Insurance to your portfolios can decrease your overall portfolio volatility.
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