Aflac Incorporated Stock Buy Hold or Sell Recommendation
| AFL Stock | USD 111.73 1.49 1.35% |
Considering the 90-day investment horizon and your conservative attitude towards risk, our recommendation regarding Aflac Incorporated is 'Hold'. The recommendation algorithm takes into account all of Aflac Incorporated's available fundamental, technical, and predictive indicators you will find on this site.
Check out Aflac Incorporated Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Aflac Stock please use our How to buy in Aflac Stock guide. Note, we conduct extensive research on individual companies such as Aflac and provide practical buy, sell, or hold advice based on investors' constraints. Aflac Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Aflac |
Execute Aflac Incorporated Buy or Sell Advice
The Aflac recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Aflac Incorporated. Macroaxis does not own or have any residual interests in Aflac Incorporated or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Aflac Incorporated's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Aflac Incorporated Trading Alerts and Improvement Suggestions
| Aflac Incorporated has 7.36 B in debt with debt to equity (D/E) ratio of 0.45, which is OK given its current industry classification. Aflac Incorporated has a current ratio of 0.74, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Aflac to invest in growth at high rates of return. | |
| About 61.0% of Aflac Incorporated shares are held by institutions such as insurance companies | |
| Latest headline from thelincolnianonline.com: Claro Advisors LLC Purchases New Holdings in Aflac Incorporated |
Aflac Incorporated Returns Distribution Density
The distribution of Aflac Incorporated's historical returns is an attempt to chart the uncertainty of Aflac Incorporated's future price movements. The chart of the probability distribution of Aflac Incorporated daily returns describes the distribution of returns around its average expected value. We use Aflac Incorporated price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Aflac Incorporated returns is essential to provide solid investment advice for Aflac Incorporated.
| Mean Return | 0.1 | Value At Risk | -1.53 | Potential Upside | 1.52 | Standard Deviation | 1.17 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Aflac Incorporated historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Aflac Stock Institutional Investors
| Shares | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 4.7 M | Goldman Sachs Group Inc | 2024-06-30 | 4.2 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 4.1 M | Amvescap Plc. | 2024-06-30 | 4.1 M | Bank Of America Corp | 2024-06-30 | 3.8 M | Bank Of New York Mellon Corp | 2024-06-30 | 3.7 M | Norges Bank | 2024-06-30 | 3.4 M | First Trust Advisors L.p. | 2024-06-30 | 3.3 M | Charles Schwab Investment Management Inc | 2024-09-30 | 3.2 M | Japan Post Holdings Co Ltd | 2024-09-30 | 52.3 M | Vanguard Group Inc | 2024-09-30 | 50.7 M |
Aflac Incorporated Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 559M | 245M | (90M) | (1.1B) | 363M | 381.2M | |
| Free Cash Flow | 5.5B | 6.0B | 5.1B | 3.9B | 3.2B | 5.0B | |
| Other Non Cash Items | 323M | 524M | (440M) | (427M) | (978M) | (1.0B) | |
| Dividends Paid | 771M | 769M | 855M | 979M | 966M | 1.0B | |
| Net Income | 3.3B | 4.8B | 4.3B | 4.2B | 4.7B | 4.9B | |
| End Period Cash Flow | 4.9B | 5.1B | 5.1B | 3.9B | 4.3B | 2.2B | |
| Depreciation | 1.3B | 1.2B | 1.2B | 1.2B | 39M | 37.1M | |
| Change To Netincome | 493M | 452M | (547M) | (525M) | (472.5M) | (448.9M) | |
| Investments | (2.7B) | (3.2B) | (1.1B) | (1.5B) | 1.5B | 1.6B | |
| Change Receivables | (32M) | 52M | 72M | 2M | 1.8M | 1.7M | |
| Net Borrowings | 614M | 1.2B | 417M | (222M) | (199.8M) | (189.8M) |
Aflac Incorporated Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Aflac Incorporated or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Aflac Incorporated's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Aflac stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.02 | |
β | Beta against Dow Jones | 0.77 | |
σ | Overall volatility | 1.19 | |
Ir | Information ratio | 0 |
Aflac Incorporated Volatility Alert
Aflac Incorporated has relatively low volatility with skewness of -1.18 and kurtosis of 4.18. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Aflac Incorporated's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Aflac Incorporated's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Aflac Incorporated Fundamentals Vs Peers
Comparing Aflac Incorporated's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Aflac Incorporated's direct or indirect competition across all of the common fundamentals between Aflac Incorporated and the related equities. This way, we can detect undervalued stocks with similar characteristics as Aflac Incorporated or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Aflac Incorporated's fundamental indicators could also be used in its relative valuation, which is a method of valuing Aflac Incorporated by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Aflac Incorporated to competition |
| Fundamentals | Aflac Incorporated | Peer Average |
| Return On Equity | 0.16 | -0.31 |
| Return On Asset | 0.0235 | -0.14 |
| Profit Margin | 0.22 % | (1.27) % |
| Operating Margin | 0.05 % | (5.51) % |
| Current Valuation | 68.33 B | 16.62 B |
| Shares Outstanding | 555.53 M | 571.82 M |
| Shares Owned By Insiders | 10.10 % | 10.09 % |
| Shares Owned By Institutions | 60.50 % | 39.21 % |
| Number Of Shares Shorted | 9.11 M | 4.71 M |
| Price To Earning | 9.27 X | 28.72 X |
| Price To Book | 2.49 X | 9.51 X |
| Price To Sales | 3.54 X | 11.42 X |
| Revenue | 18.7 B | 9.43 B |
| Gross Profit | 8.08 B | 27.38 B |
| EBITDA | 5.5 B | 3.9 B |
| Net Income | 4.66 B | 570.98 M |
| Cash And Equivalents | 3.94 B | 2.7 B |
| Cash Per Share | 10.50 X | 5.01 X |
| Total Debt | 7.36 B | 5.32 B |
| Debt To Equity | 0.45 % | 48.70 % |
| Current Ratio | 0.75 X | 2.16 X |
| Book Value Per Share | 44.60 X | 1.93 K |
| Cash Flow From Operations | 3.19 B | 971.22 M |
| Short Ratio | 4.41 X | 4.00 X |
| Earnings Per Share | 6.73 X | 3.12 X |
| Price To Earnings To Growth | 0.93 X | 4.89 X |
| Target Price | 103.83 | |
| Number Of Employees | 12.79 K | 18.84 K |
| Beta | 0.96 | -0.15 |
| Market Capitalization | 61.24 B | 19.03 B |
| Total Asset | 130.88 B | 29.47 B |
| Retained Earnings | 47.99 B | 9.33 B |
| Annual Yield | 0.02 % |
Note: Disposition of 8333 shares by Albert Riggieri of Aflac Incorporated at 78.23 subject to Rule 16b-3 [view details]
Aflac Incorporated Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Aflac . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Aflac Incorporated Buy or Sell Advice
When is the right time to buy or sell Aflac Incorporated? Buying financial instruments such as Aflac Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
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Check out Aflac Incorporated Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Aflac Stock please use our How to buy in Aflac Stock guide.You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Aflac Incorporated. If investors know Aflac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Aflac Incorporated listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.144 | Dividend Share 1.92 | Earnings Share 6.73 | Revenue Per Share 30.368 | Quarterly Revenue Growth (0.40) |
The market value of Aflac Incorporated is measured differently than its book value, which is the value of Aflac that is recorded on the company's balance sheet. Investors also form their own opinion of Aflac Incorporated's value that differs from its market value or its book value, called intrinsic value, which is Aflac Incorporated's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Aflac Incorporated's market value can be influenced by many factors that don't directly affect Aflac Incorporated's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Aflac Incorporated's value and its price as these two are different measures arrived at by different means. Investors typically determine if Aflac Incorporated is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Aflac Incorporated's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.