Affirm Holdings Stock Target Price and Analyst Consensus

AFRM Stock  USD 80.31  6.28  8.48%   
The current analyst and expert consensus on Affirm Holdings is Strong Buy with 6 buy recommendations. The current projected Affirm Holdings target price consensus is 92.67, with 24 analyst opinions. Affirm Holdings buy-or-sell recommendation module provides average expert sentiment on the projected Affirm Holdings target price to derive its highest and lowest estimates based on target price estimated volatility of 4.0182. Check out Macroaxis Advice on Affirm Holdings to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
Lowest Forecast
84.33
Highest Forecast
102.86
Target Price
92.67
At this time, Affirm Holdings' Gross Profit is very stable compared to the past year. As of the 5th of January 2026, Pretax Profit Margin is likely to grow to 0.02, while Operating Profit Margin is likely to drop (0.03). At this time, Affirm Holdings' Property Plant And Equipment Gross is very stable compared to the past year. As of the 5th of January 2026, Non Current Liabilities Other is likely to grow to about 65 M, while Other Current Liabilities is likely to drop about 62.3 M.
It's important to approach Affirm Holdings' target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Affirm Holdings Target Price Consensus

Affirm target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Affirm Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   24  Strong Buy
Most Affirm analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Affirm stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Affirm Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Affirm Holdings Target Price Projection

Affirm Holdings' current and average target prices are 80.31 and 92.67, respectively. The current price of Affirm Holdings is the price at which Affirm Holdings is currently trading. On the other hand, Affirm Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Affirm Holdings Market Quote on 5th of January 2026

Low Price72.86Odds
High Price80.31Odds

80.31

Target Price

Analyst Consensus On Affirm Holdings Target Price

Low Estimate84.33Odds
High Estimate102.86Odds

92.6708

Historical Lowest Forecast  84.33 Target Price  92.67 Highest Forecast  102.86
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Affirm Holdings and the information provided on this page.

Affirm Holdings Analyst Ratings

Affirm Holdings' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Affirm Holdings stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Affirm Holdings' financials, market performance, and future outlook by experienced professionals. Affirm Holdings' historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Affirm Holdings price targets

Affirm Holdings' stock target price is an estimate of its future price, usually made by analysts. Using Affirm Holdings' target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Affirm Holdings' target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Affirm Holdings' stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Affirm Holdings Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Affirm Holdings is a key component of Affirm Holdings valuation and have some predictive power on the future returns of a Affirm Holdings.
Hype
Prediction
LowEstimatedHigh
76.5380.5584.57
Details
Intrinsic
Valuation
LowRealHigh
74.2078.2282.24
Details
Naive
Forecast
LowNextHigh
72.1776.1980.21
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.600.730.81
Details

Trending Themes

If you are a self-driven investor, you will appreciate our idea-generating investing themes. Our themes help you align your investments inspirations with your core values and are essential building blocks of your portfolios. A typical investing theme is an unweighted collection of up to 20 funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of equities with common characteristics such as industry and growth potential, volatility, or market segment.
ESG Investing Idea
ESG Investing
Invested few shares
Robots And Drones Idea
Robots And Drones
Invested over 60 shares
Macroaxis Index Idea
Macroaxis Index
Invested one share
Impulse Idea
Impulse
Invested over 40 shares
Artificial Intelligence Idea
Artificial Intelligence
Invested over 300 shares
IT Idea
IT
Invested over 100 shares
Giant Impact Idea
Giant Impact
Invested one share
Momentum Idea
Momentum
Invested over 200 shares
When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out Macroaxis Advice on Affirm Holdings to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.