Evans Bancorp Stock Buy Hold or Sell Recommendation
| EVBN Stock | USD 44.92 0.76 1.72% |
Given the investment horizon of 90 days and your slightly conservative level of risk, our recommendation regarding Evans Bancorp is 'Strong Buy'. The recommendation algorithm takes into account all of Evans Bancorp's available fundamental, technical, and predictive indicators you will find on this site.
Check out Evans Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide. In addition, we conduct extensive research on individual companies such as Evans and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Evans |
Execute Evans Bancorp Buy or Sell Advice
The Evans recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Evans Bancorp. Macroaxis does not own or have any residual interests in Evans Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Evans Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Evans Bancorp Trading Alerts and Improvement Suggestions
| Evans Bancorp has a frail financial position based on the latest SEC disclosures | |
| About 55.0% of the company shares are held by institutions such as insurance companies | |
| On 10th of October 2024 Evans Bancorp paid $ 0.66 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Evans Bancorp Now Covered by StockNews.com - MarketBeat |
Evans Bancorp Returns Distribution Density
The distribution of Evans Bancorp's historical returns is an attempt to chart the uncertainty of Evans Bancorp's future price movements. The chart of the probability distribution of Evans Bancorp daily returns describes the distribution of returns around its average expected value. We use Evans Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Evans Bancorp returns is essential to provide solid investment advice for Evans Bancorp.
| Mean Return | 0.44 | Value At Risk | -2.22 | Potential Upside | 2.80 | Standard Deviation | 2.27 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Evans Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Evans Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (1.1M) | 58.7M | 147.2M | (221.7M) | 413K | 484.7K | |
| Free Cash Flow | 16.4M | 2.0M | 19.5M | 25.4M | 15M | 9.8M | |
| Depreciation | 2.0M | 1.2M | 1.3M | 1.6M | 1.6M | 1.6M | |
| Other Non Cash Items | (196K) | 6.0M | (1.4M) | 2.6M | (15.2M) | (14.5M) | |
| Dividends Paid | 5.1M | 6.0M | 6.5M | 6.9M | 7.2M | 7.6M | |
| Capital Expenditures | 4.6M | 5.8M | 1.0M | 1.0M | 517K | 491.2K | |
| Net Income | 17.0M | 11.2M | 24.0M | 22.4M | 24.5M | 25.8M | |
| End Period Cash Flow | 38.9M | 97.6M | 244.8M | 23.1M | 23.5M | 33.5M | |
| Investments | (62.0M) | (213.4M) | (19.5M) | (230.7M) | 89.4M | 93.8M | |
| Net Borrowings | (717K) | 4.4M | (11.1M) | 163.6M | 188.2M | 197.6M | |
| Change To Netincome | 64.8M | 3.2M | 71.4M | 76.6M | 88.1M | 48.6M |
Evans Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Evans Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Evans Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Evans stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.23 | |
β | Beta against Dow Jones | 1.68 | |
σ | Overall volatility | 2.27 | |
Ir | Information ratio | 0.14 |
Evans Bancorp Volatility Alert
Evans Bancorp has relatively low volatility with skewness of 1.86 and kurtosis of 7.78. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Evans Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Evans Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Evans Bancorp Fundamentals Vs Peers
Comparing Evans Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Evans Bancorp's direct or indirect competition across all of the common fundamentals between Evans Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Evans Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Evans Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Evans Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Evans Bancorp to competition |
| Fundamentals | Evans Bancorp | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0083 | -0.14 |
| Profit Margin | 0.22 % | (1.27) % |
| Operating Margin | 0.28 % | (5.51) % |
| Current Valuation | 302.1 M | 16.62 B |
| Shares Outstanding | 5.54 M | 571.82 M |
| Shares Owned By Insiders | 3.93 % | 10.09 % |
| Shares Owned By Institutions | 55.45 % | 39.21 % |
| Number Of Shares Shorted | 16.2 K | 4.71 M |
| Price To Earning | 13.14 X | 28.72 X |
| Price To Book | 1.32 X | 9.51 X |
| Price To Sales | 2.98 X | 11.42 X |
| Revenue | 94.13 M | 9.43 B |
| Gross Profit | 89.49 M | 27.38 B |
| EBITDA | 367 K | 3.9 B |
| Net Income | 24.52 M | 570.98 M |
| Cash And Equivalents | 6.81 M | 2.7 B |
| Cash Per Share | 1.25 X | 5.01 X |
| Total Debt | 189.84 M | 5.32 B |
| Debt To Equity | 9.29 % | 48.70 % |
| Book Value Per Share | 33.93 X | 1.93 K |
| Cash Flow From Operations | 15.52 M | 971.22 M |
| Short Ratio | 0.48 X | 4.00 X |
| Earnings Per Share | 3.35 X | 3.12 X |
| Target Price | 45.5 | |
| Number Of Employees | 300 | 18.84 K |
| Beta | 0.95 | -0.15 |
| Market Capitalization | 244.69 M | 19.03 B |
| Total Asset | 2.11 B | 29.47 B |
| Retained Earnings | 138.63 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 3.02 % | |
| Net Asset | 2.11 B |
Note: Acquisition by Sullivan Nora B of 679 shares of Evans Bancorp at 30.21 subject to Rule 16b-3 [view details]
Evans Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Evans . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Evans Bancorp Buy or Sell Advice
When is the right time to buy or sell Evans Bancorp? Buying financial instruments such as Evans Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Evans Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 1.32 | Earnings Share 3.35 | Revenue Per Share 14.907 | Quarterly Revenue Growth (0.1) |
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.