Fair Isaac Stock Market Outlook
| FICO Stock | USD 1,345 7.10 0.53% |
About 59% of Fair Isaac's investor base is looking to short. The analysis of the overall prospects from investing in Fair Isaac suggests that many traders are, at the present time, alarmed. Fair Isaac's investing sentiment overview a quick insight into current market opportunities from investing in Fair Isaac. Many technical investors use Fair Isaac stock news signals to limit their universe of possible portfolio assets and to time the market correctly.
Comfort Level 41
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Fair Isaac's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Fair Isaac.
News SentimentBullish | Hype SentimentBearish | Insider SentimentDisposing |
Given the investment horizon of 90 days and your complete indifference towards market risk, our recommendation regarding Fair Isaac is 'Strong Buy'. The recommendation algorithm takes into account all of Fair Isaac's available fundamental, technical, and predictive indicators you will find on this site.
Execute Fair Isaac Advice
The Fair recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Fair Isaac. Macroaxis does not own or have any residual interests in Fair Isaac or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Fair Isaac's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Weakest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Tiny | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Fair Isaac has a Risk Adjusted Performance of (0.13), Jensen Alpha of (0.47), Total Risk Alpha of (0.55) and Treynor Ratio of (0.29)Macroaxis provides advice on Fair Isaac to complement and cross-verify current analyst consensus on Fair Isaac. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Fair Isaac is not overpriced, please confirm all Fair Isaac fundamentals, including its net income, short ratio, and the relationship between the price to sales and debt to equity . Given that Fair Isaac has a price to earning of 65.60 X, we urge you to verify Fair Isaac market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.
Fair Isaac Trading Alerts and Improvement Suggestions
| Fair Isaac generated a negative expected return over the last 90 days | |
| Fair Isaac has a poor financial position based on the latest SEC disclosures | |
| Over 90.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program |
Fair Isaac Returns Distribution Density
The distribution of Fair Isaac's historical returns is an attempt to chart the uncertainty of Fair Isaac's future price movements. The chart of the probability distribution of Fair Isaac daily returns describes the distribution of returns around its average expected value. We use Fair Isaac price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Fair Isaac returns is essential to provide solid investment analysis for Fair Isaac.
| Mean Return | -0.38 | Value At Risk | -3.16 | Potential Upside | 3.93 | Standard Deviation | 2.18 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Fair Isaac historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Fair Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Fair Isaac, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Fair Isaac back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Edgewood Management Llc | 2025-06-30 | 335.2 K | Kensico Capital Management Corp | 2025-06-30 | 249.2 K | Northern Trust Corp | 2025-06-30 | 241.5 K | Winslow Capital Management, Llc | 2025-06-30 | 229.2 K | Amvescap Plc. | 2025-06-30 | 225.5 K | Kayne Anderson Rudnick Investment Management Llc | 2025-06-30 | 224.5 K | Lindsell Train Ltd | 2025-06-30 | 223.1 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 222.2 K | Alliancebernstein L.p. | 2025-06-30 | 211.9 K | Vanguard Group Inc | 2025-06-30 | 3 M | Blackrock Inc | 2025-06-30 | 2.5 M |
Fair Isaac Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change To Inventory | (267K) | (26.2M) | (21.5M) | (19.0M) | (17.1M) | (16.2M) | |
| Change In Cash | (62.2M) | 3.6M | 13.9M | (16.5M) | (14.9M) | (14.1M) | |
| Free Cash Flow | 503.4M | 464.7M | 607.4M | 769.9M | 885.4M | 929.6M | |
| Depreciation | 20.5M | 14.6M | 13.8M | 15.0M | 17.2M | 27.8M | |
| Capital Expenditures | 6.0M | 4.2M | 25.6M | 8.9M | 10.3M | 18.5M | |
| Net Income | 373.5M | 429.4M | 512.8M | 651.9M | 749.7M | 787.2M | |
| End Period Cash Flow | 133.2M | 136.8M | 150.7M | 134.1M | 154.3M | 95.6M | |
| Other Non Cash Items | 28.2M | 11.9M | 4.7M | 6.3M | 5.6M | 5.6M | |
| Investments | (1.9M) | (16.0M) | (28.0M) | (43.7M) | (39.3M) | (37.4M) | |
| Net Borrowings | 591.9M | 5M | 343.7M | 853.1M | 981.1M | 1.0B | |
| Change To Netincome | 91.4M | 18.9M | 135.4M | 88.4M | 101.6M | 58.5M |
Fair Isaac Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Fair Isaac or Software sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Fair Isaac's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Fair stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.47 | |
β | Beta against Dow Jones | 1.33 | |
σ | Overall volatility | 2.21 | |
Ir | Information ratio | -0.21 |
Fair Isaac Volatility Alert
Fair Isaac exhibits very low volatility with skewness of -0.19 and kurtosis of 2.54. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Fair Isaac's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Fair Isaac's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Fair Isaac Fundamentals Vs Peers
Comparing Fair Isaac's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Fair Isaac's direct or indirect competition across all of the common fundamentals between Fair Isaac and the related equities. This way, we can detect undervalued stocks with similar characteristics as Fair Isaac or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Fair Isaac's fundamental indicators could also be used in its relative valuation, which is a method of valuing Fair Isaac by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Fair Isaac to competition |
| Fundamentals | Fair Isaac | Peer Average |
| Return On Equity | 0.36 | -0.31 |
| Return On Asset | 0.35 | -0.14 |
| Profit Margin | 0.32 % | (1.27) % |
| Operating Margin | 0.46 % | (5.51) % |
| Current Valuation | 34.78 B | 16.62 B |
| Shares Outstanding | 23.72 M | 571.82 M |
| Shares Owned By Insiders | 2.71 % | 10.09 % |
| Shares Owned By Institutions | 90.35 % | 39.21 % |
| Number Of Shares Shorted | 1.29 M | 4.71 M |
| Price To Earning | 65.60 X | 28.72 X |
| Price To Book | 82.33 X | 9.51 X |
| Price To Sales | 15.46 X | 11.42 X |
| Revenue | 1.99 B | 9.43 B |
| Gross Profit | 1.71 B | 27.38 B |
| EBITDA | 951.19 M | 3.9 B |
| Net Income | 651.95 M | 570.98 M |
| Cash And Equivalents | 155.06 M | 2.7 B |
| Cash Per Share | 6.14 X | 5.01 X |
| Total Debt | 3.07 B | 5.32 B |
| Debt To Equity | 8.92 % | 48.70 % |
| Current Ratio | 1.23 X | 2.16 X |
| Book Value Per Share | (76.09) X | 1.93 K |
| Cash Flow From Operations | 778.81 M | 971.22 M |
| Short Ratio | 4.46 X | 4.00 X |
| Earnings Per Share | 27.03 X | 3.12 X |
| Price To Earnings To Growth | 1.16 X | 4.89 X |
| Target Price | 2000.64 | |
| Number Of Employees | 3.76 K | 18.84 K |
| Beta | 1.27 | -0.15 |
| Market Capitalization | 31.9 B | 19.03 B |
| Total Asset | 1.87 B | 29.47 B |
| Retained Earnings | 4.55 B | 9.33 B |
| Working Capital | (144.05 M) | 1.48 B |
Note: Disposition of 1128 shares by Richard Deal of Fair Isaac subject to Rule 16b-3 [view details]
Fair Isaac Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Fair . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 5961.82 | |||
| Daily Balance Of Power | 0.1654 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 1356.69 | |||
| Day Typical Price | 1352.7 | |||
| Market Facilitation Index | 2.0E-4 | |||
| Price Action Indicator | (8.40) | |||
| Period Momentum Indicator | 7.1 |
Fair Isaac Target Price Consensus
Fair target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Fair Isaac's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 19 | Buy |
Most Fair analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Fair stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Fair Isaac, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFair Isaac Target Price Projection
Fair Isaac's current and average target prices are 1,345 and 2,001, respectively. The current price of Fair Isaac is the price at which Fair Isaac is currently trading. On the other hand, Fair Isaac's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Fair Isaac Market Quote on 14th of February 2026
Target Price
Analyst Consensus On Fair Isaac Target Price
Fair Isaac Analyst Ratings
Fair Isaac's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Fair Isaac stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Fair Isaac's financials, market performance, and future outlook by experienced professionals. Fair Isaac's historical ratings below, therefore, can serve as a valuable tool for investors.Analyst Consensus Breakdown
Average Consensus Estimates
About Fair Isaac Buy or Sell Advice
When is the right time to buy or sell Fair Isaac? Buying financial instruments such as Fair Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Fair Isaac in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Office Supplies Thematic Idea Now
Office Supplies
Companies producing and selling office supplies, and accessories. The Office Supplies theme has 46 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Office Supplies Theme or any other thematic opportunities.
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Check out Fair Isaac Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Will Application Software sector continue expanding? Could Fair diversify its offerings? Factors like these will boost the valuation of Fair Isaac. Market participants price Fair higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Fair Isaac data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.077 | Earnings Share 27.03 | Revenue Per Share | Quarterly Revenue Growth 0.164 | Return On Assets |
Understanding Fair Isaac requires distinguishing between market price and book value, where the latter reflects Fair's accounting equity. The concept of intrinsic value - what Fair Isaac's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Fair Isaac's price substantially above or below its fundamental value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Fair Isaac's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.