Fair Isaac Net Income
| FICO Stock | USD 1,328 122.84 8.47% |
As of the 4th of February, Fair Isaac shows the Standard Deviation of 2.27, variance of 5.13, and Mean Deviation of 1.68. Fair Isaac technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Fair Isaac Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 18.3058 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 749.7 M | 787.2 M | |
| Net Income Applicable To Common Shares | 493.8 M | 518.5 M | |
| Net Income From Continuing Ops | 749.7 M | 787.2 M | |
| Net Income Per Share | 24.21 | 25.42 | |
| Net Income Per E B T | 0.73 | 0.54 |
Fair | Net Income | Build AI portfolio with Fair Stock |
Evaluating Fair Isaac's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Fair Isaac's fundamental strength.
Latest Fair Isaac's Net Income Growth Pattern
Below is the plot of the Net Income of Fair Isaac over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Fair Isaac financial statement analysis. It represents the amount of money remaining after all of Fair Isaac operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Fair Isaac's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Fair Isaac's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 651.95 M | 10 Years Trend |
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Net Income |
| Timeline |
Fair Net Income Regression Statistics
| Arithmetic Mean | 298,261,982 | |
| Geometric Mean | 173,983,699 | |
| Coefficient Of Variation | 84.23 | |
| Mean Deviation | 212,810,097 | |
| Median | 192,124,000 | |
| Standard Deviation | 251,212,296 | |
| Sample Variance | 63107.6T | |
| Range | 785.6M | |
| R-Value | 0.94 | |
| Mean Square Error | 7484.6T | |
| R-Squared | 0.89 | |
| Slope | 46,900,306 | |
| Total Sum of Squares | 1009721.9T |
Fair Net Income History
Other Fundumenentals of Fair Isaac
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Fair Isaac Net Income component correlations
Fair Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Fair Isaac is extremely important. It helps to project a fair market value of Fair Stock properly, considering its historical fundamentals such as Net Income. Since Fair Isaac's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Fair Isaac's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Fair Isaac's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Application Software sector continue expanding? Could Fair diversify its offerings? Factors like these will boost the valuation of Fair Isaac. Market participants price Fair higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Fair Isaac data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.077 | Earnings Share 26.96 | Revenue Per Share | Quarterly Revenue Growth 0.164 | Return On Assets |
Understanding Fair Isaac requires distinguishing between market price and book value, where the latter reflects Fair's accounting equity. The concept of intrinsic value - what Fair Isaac's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Fair Isaac's price substantially above or below its fundamental value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Fair Isaac's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Fair Isaac 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Fair Isaac's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Fair Isaac.
| 11/06/2025 |
| 02/04/2026 |
If you would invest 0.00 in Fair Isaac on November 6, 2025 and sell it all today you would earn a total of 0.00 from holding Fair Isaac or generate 0.0% return on investment in Fair Isaac over 90 days. Fair Isaac is related to or competes with Celestica, Garmin, Nokia Corp, Atlassian Corp, Trade Desk, Zoom Video, and Block. Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to ... More
Fair Isaac Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Fair Isaac's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Fair Isaac upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.12) | |||
| Maximum Drawdown | 9.68 | |||
| Value At Risk | (3.16) | |||
| Potential Upside | 3.93 |
Fair Isaac Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Fair Isaac's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Fair Isaac's standard deviation. In reality, there are many statistical measures that can use Fair Isaac historical prices to predict the future Fair Isaac's volatility.| Risk Adjusted Performance | (0.07) | |||
| Jensen Alpha | (0.29) | |||
| Total Risk Alpha | (0.37) | |||
| Treynor Ratio | (0.19) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Fair Isaac's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Fair Isaac February 4, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.18) | |||
| Mean Deviation | 1.68 | |||
| Coefficient Of Variation | (1,008) | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.13 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.29) | |||
| Total Risk Alpha | (0.37) | |||
| Treynor Ratio | (0.19) | |||
| Maximum Drawdown | 9.68 | |||
| Value At Risk | (3.16) | |||
| Potential Upside | 3.93 | |||
| Skewness | (0.23) | |||
| Kurtosis | 2.08 |
Fair Isaac Backtested Returns
Fair Isaac secures Sharpe Ratio (or Efficiency) of -0.16, which denotes the company had a -0.16 % return per unit of risk over the last 3 months. Fair Isaac exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Fair Isaac's Variance of 5.13, standard deviation of 2.27, and Mean Deviation of 1.68 to check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.23, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Fair Isaac will likely underperform. At this point, Fair Isaac has a negative expected return of -0.36%. Please make sure to confirm Fair Isaac's skewness, and the relationship between the treynor ratio and rate of daily change , to decide if Fair Isaac performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.35 |
Poor reverse predictability
Fair Isaac has poor reverse predictability. Overlapping area represents the amount of predictability between Fair Isaac time series from 6th of November 2025 to 21st of December 2025 and 21st of December 2025 to 4th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Fair Isaac price movement. The serial correlation of -0.35 indicates that nearly 35.0% of current Fair Isaac price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.35 | |
| Spearman Rank Test | -0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 10.5 K |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Fair Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Fair Isaac reported net income of 651.95 M. This is 20.96% higher than that of the Software sector and significantly higher than that of the Information Technology industry. The net income for all United States stocks is 14.18% lower than that of the firm.
Fair Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Fair Isaac's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Fair Isaac could also be used in its relative valuation, which is a method of valuing Fair Isaac by comparing valuation metrics of similar companies.Fair Isaac is currently under evaluation in net income category among its peers.
Fair Isaac ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Fair Isaac's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Fair Isaac's managers, analysts, and investors.Environmental | Governance | Social |
Fair Isaac Institutional Holders
Institutional Holdings refers to the ownership stake in Fair Isaac that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Fair Isaac's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Fair Isaac's value.| Shares | Edgewood Management Llc | 2025-06-30 | 335.2 K | Kensico Capital Management Corp | 2025-06-30 | 249.2 K | Northern Trust Corp | 2025-06-30 | 241.5 K | Winslow Capital Management, Llc | 2025-06-30 | 229.2 K | Amvescap Plc. | 2025-06-30 | 225.5 K | Kayne Anderson Rudnick Investment Management Llc | 2025-06-30 | 224.5 K | Lindsell Train Ltd | 2025-06-30 | 223.1 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 222.2 K | Alliancebernstein L.p. | 2025-06-30 | 211.9 K | Vanguard Group Inc | 2025-06-30 | 3 M | Blackrock Inc | 2025-06-30 | 2.5 M |
Fair Fundamentals
| Return On Equity | 0.36 | ||||
| Return On Asset | 0.35 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 37.76 B | ||||
| Shares Outstanding | 23.72 M | ||||
| Shares Owned By Insiders | 2.71 % | ||||
| Shares Owned By Institutions | 92.01 % | ||||
| Number Of Shares Shorted | 1.13 M | ||||
| Price To Earning | 65.60 X | ||||
| Price To Book | 82.33 X | ||||
| Price To Sales | 15.27 X | ||||
| Revenue | 1.99 B | ||||
| Gross Profit | 1.71 B | ||||
| EBITDA | 951.19 M | ||||
| Net Income | 651.95 M | ||||
| Cash And Equivalents | 155.06 M | ||||
| Cash Per Share | 6.14 X | ||||
| Total Debt | 3.07 B | ||||
| Debt To Equity | 8.92 % | ||||
| Current Ratio | 1.23 X | ||||
| Book Value Per Share | (76.09) X | ||||
| Cash Flow From Operations | 778.81 M | ||||
| Short Ratio | 5.11 X | ||||
| Earnings Per Share | 26.96 X | ||||
| Price To Earnings To Growth | 1.32 X | ||||
| Target Price | 2011.76 | ||||
| Number Of Employees | 3.76 K | ||||
| Beta | 1.27 | ||||
| Market Capitalization | 31.5 B | ||||
| Total Asset | 1.87 B | ||||
| Retained Earnings | 4.55 B | ||||
| Working Capital | (144.05 M) | ||||
| Current Asset | 433.46 M | ||||
| Current Liabilities | 95.5 M | ||||
| Five Year Return | 0.09 % | ||||
| Net Asset | 1.87 B |
About Fair Isaac Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Fair Isaac's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Fair Isaac using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Fair Isaac based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Fair Isaac
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Fair Isaac position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Fair Isaac will appreciate offsetting losses from the drop in the long position's value.Moving together with Fair Stock
Moving against Fair Stock
The ability to find closely correlated positions to Fair Isaac could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Fair Isaac when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Fair Isaac - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Fair Isaac to buy it.
The correlation of Fair Isaac is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Fair Isaac moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Fair Isaac moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Fair Isaac can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Will Application Software sector continue expanding? Could Fair diversify its offerings? Factors like these will boost the valuation of Fair Isaac. Market participants price Fair higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Fair Isaac data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.077 | Earnings Share 26.96 | Revenue Per Share | Quarterly Revenue Growth 0.164 | Return On Assets |
Understanding Fair Isaac requires distinguishing between market price and book value, where the latter reflects Fair's accounting equity. The concept of intrinsic value - what Fair Isaac's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Fair Isaac's price substantially above or below its fundamental value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Fair Isaac's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.