Optimumbank Holdings Stock Market Value
| OPHC Stock | USD 5.20 0.01 0.19% |
| Symbol | OptimumBank |
Will Regional Banks sector continue expanding? Could OptimumBank diversify its offerings? Factors like these will boost the valuation of OptimumBank Holdings. Anticipated expansion of OptimumBank directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OptimumBank Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.40) | Earnings Share 0.71 | Revenue Per Share | Quarterly Revenue Growth 0.356 | Return On Assets |
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between OptimumBank Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OptimumBank Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, OptimumBank Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
OptimumBank Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to OptimumBank Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of OptimumBank Holdings.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in OptimumBank Holdings on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding OptimumBank Holdings or generate 0.0% return on investment in OptimumBank Holdings over 90 days. OptimumBank Holdings is related to or competes with Tectonic Financial, AmeriServ Financial, Texas Community, Bayfirst Financial, Home Federal, First Seacoast, and Catalyst Bancorp. OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and comme... More
OptimumBank Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure OptimumBank Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess OptimumBank Holdings upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.12 | |||
| Information Ratio | 0.2139 | |||
| Maximum Drawdown | 9.77 | |||
| Value At Risk | (1.36) | |||
| Potential Upside | 3.1 |
OptimumBank Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for OptimumBank Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as OptimumBank Holdings' standard deviation. In reality, there are many statistical measures that can use OptimumBank Holdings historical prices to predict the future OptimumBank Holdings' volatility.| Risk Adjusted Performance | 0.213 | |||
| Jensen Alpha | 0.3634 | |||
| Total Risk Alpha | 0.2822 | |||
| Sortino Ratio | 0.304 | |||
| Treynor Ratio | 0.6471 |
OptimumBank Holdings February 14, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.213 | |||
| Market Risk Adjusted Performance | 0.6571 | |||
| Mean Deviation | 1.05 | |||
| Semi Deviation | 0.5768 | |||
| Downside Deviation | 1.12 | |||
| Coefficient Of Variation | 387.86 | |||
| Standard Deviation | 1.59 | |||
| Variance | 2.54 | |||
| Information Ratio | 0.2139 | |||
| Jensen Alpha | 0.3634 | |||
| Total Risk Alpha | 0.2822 | |||
| Sortino Ratio | 0.304 | |||
| Treynor Ratio | 0.6471 | |||
| Maximum Drawdown | 9.77 | |||
| Value At Risk | (1.36) | |||
| Potential Upside | 3.1 | |||
| Downside Variance | 1.26 | |||
| Semi Variance | 0.3327 | |||
| Expected Short fall | (1.32) | |||
| Skewness | 2.02 | |||
| Kurtosis | 9.06 |
OptimumBank Holdings Backtested Returns
OptimumBank Holdings appears to be somewhat reliable, given 3 months investment horizon. OptimumBank Holdings maintains Sharpe Ratio (i.e., Efficiency) of 0.24, which implies the firm had a 0.24 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for OptimumBank Holdings, which you can use to evaluate the volatility of the company. Please evaluate OptimumBank Holdings' Semi Deviation of 0.5768, coefficient of variation of 387.86, and Risk Adjusted Performance of 0.213 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, OptimumBank Holdings holds a performance score of 19. The company holds a Beta of 0.62, which implies possible diversification benefits within a given portfolio. As returns on the market increase, OptimumBank Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding OptimumBank Holdings is expected to be smaller as well. Please check OptimumBank Holdings' maximum drawdown, skewness, day typical price, as well as the relationship between the downside variance and daily balance of power , to make a quick decision on whether OptimumBank Holdings' historical price patterns will revert.
Auto-correlation | 0.58 |
Modest predictability
OptimumBank Holdings has modest predictability. Overlapping area represents the amount of predictability between OptimumBank Holdings time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of OptimumBank Holdings price movement. The serial correlation of 0.58 indicates that roughly 58.0% of current OptimumBank Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.58 | |
| Spearman Rank Test | 0.74 | |
| Residual Average | 0.0 | |
| Price Variance | 0.1 |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:Check out OptimumBank Holdings Correlation, OptimumBank Holdings Volatility and OptimumBank Holdings Performance module to complement your research on OptimumBank Holdings. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
OptimumBank Holdings technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.