Primerica Net Income
| PRI Stock | USD 264.66 1.62 0.62% |
As of the 3rd of February, Primerica holds the Semi Deviation of 1.03, risk adjusted performance of 0.0215, and Coefficient Of Variation of 3899.12. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Primerica, as well as the relationship between them.
Primerica Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.0091 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 539.1 M | 356.4 M | |
| Net Income | 541.1 M | 353.6 M | |
| Net Income From Continuing Ops | 828.1 M | 869.6 M | |
| Net Income Per Share | 12.40 | 13.02 | |
| Net Income Per E B T | 0.45 | 0.54 |
Primerica | Net Income | Build AI portfolio with Primerica Stock |
The Net Income trend for Primerica offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Primerica is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Primerica's Net Income Growth Pattern
Below is the plot of the Net Income of Primerica over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Primerica financial statement analysis. It represents the amount of money remaining after all of Primerica operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Primerica's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Primerica's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 470.52 M | 10 Years Trend |
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Net Income |
| Timeline |
Primerica Net Income Regression Statistics
| Arithmetic Mean | 353,472,833 | |
| Geometric Mean | 320,071,719 | |
| Coefficient Of Variation | 43.00 | |
| Mean Deviation | 125,766,431 | |
| Median | 366,391,000 | |
| Standard Deviation | 151,984,660 | |
| Sample Variance | 23099.3T | |
| Range | 436.4M | |
| R-Value | 0.58 | |
| Mean Square Error | 16416T | |
| R-Squared | 0.33 | |
| Significance | 0.02 | |
| Slope | 17,387,585 | |
| Total Sum of Squares | 369589.4T |
Primerica Net Income History
Other Fundumenentals of Primerica
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Primerica Net Income component correlations
Primerica Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Primerica is extremely important. It helps to project a fair market value of Primerica Stock properly, considering its historical fundamentals such as Net Income. Since Primerica's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Primerica's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Primerica's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Life & Health Insurance market expansion? Will Primerica introduce new products? Factors like these will boost the valuation of Primerica. Anticipated expansion of Primerica directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.314 | Dividend Share 4.16 | Earnings Share 21.86 | Revenue Per Share | Quarterly Revenue Growth 0.081 |
Understanding Primerica requires distinguishing between market price and book value, where the latter reflects Primerica's accounting equity. The concept of intrinsic value—what Primerica's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Primerica's price substantially above or below its fundamental value.
It's important to distinguish between Primerica's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Primerica should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Primerica's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Primerica 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Primerica's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Primerica.
| 11/05/2025 |
| 02/03/2026 |
If you would invest 0.00 in Primerica on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding Primerica or generate 0.0% return on investment in Primerica over 90 days. Primerica is related to or competes with Lincoln National, Globe Life, UMB Financial, Wintrust Financial, Xp, Western Alliance, and Old National. Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United S... More
Primerica Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Primerica's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Primerica upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.08 | |||
| Information Ratio | (0.03) | |||
| Maximum Drawdown | 4.19 | |||
| Value At Risk | (1.89) | |||
| Potential Upside | 1.53 |
Primerica Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Primerica's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Primerica's standard deviation. In reality, there are many statistical measures that can use Primerica historical prices to predict the future Primerica's volatility.| Risk Adjusted Performance | 0.0215 | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0353 |
Primerica February 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0215 | |||
| Market Risk Adjusted Performance | 0.0453 | |||
| Mean Deviation | 0.8029 | |||
| Semi Deviation | 1.03 | |||
| Downside Deviation | 1.08 | |||
| Coefficient Of Variation | 3899.12 | |||
| Standard Deviation | 0.9986 | |||
| Variance | 0.9973 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0353 | |||
| Maximum Drawdown | 4.19 | |||
| Value At Risk | (1.89) | |||
| Potential Upside | 1.53 | |||
| Downside Variance | 1.16 | |||
| Semi Variance | 1.06 | |||
| Expected Short fall | (0.78) | |||
| Skewness | (0.21) | |||
| Kurtosis | (0.28) |
Primerica Backtested Returns
Primerica is very steady at the moment. Primerica maintains Sharpe Ratio (i.e., Efficiency) of 0.0717, which implies the firm had a 0.0717 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Primerica, which you can use to evaluate the volatility of the company. Please check Primerica's Risk Adjusted Performance of 0.0215, semi deviation of 1.03, and Coefficient Of Variation of 3899.12 to confirm if the risk estimate we provide is consistent with the expected return of 0.0718%. Primerica has a performance score of 5 on a scale of 0 to 100. The company holds a Beta of 0.44, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Primerica's returns are expected to increase less than the market. However, during the bear market, the loss of holding Primerica is expected to be smaller as well. Primerica right now holds a risk of 1.0%. Please check Primerica downside variance, and the relationship between the sortino ratio and accumulation distribution , to decide if Primerica will be following its historical price patterns.
Auto-correlation | 0.62 |
Good predictability
Primerica has good predictability. Overlapping area represents the amount of predictability between Primerica time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Primerica price movement. The serial correlation of 0.62 indicates that roughly 62.0% of current Primerica price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.62 | |
| Spearman Rank Test | -0.17 | |
| Residual Average | 0.0 | |
| Price Variance | 10.7 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Primerica Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Primerica reported net income of 470.52 M. This is 63.17% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 17.59% higher than that of the company.
Primerica Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Primerica's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Primerica could also be used in its relative valuation, which is a method of valuing Primerica by comparing valuation metrics of similar companies.Primerica is currently under evaluation in net income category among its peers.
Primerica ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Primerica's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Primerica's managers, analysts, and investors.Environmental | Governance | Social |
Primerica Institutional Holders
Institutional Holdings refers to the ownership stake in Primerica that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Primerica's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Primerica's value.| Shares | Fiduciary Management, Inc. Of Milwaukee | 2025-06-30 | 489.1 K | First Trust Advisors L.p. | 2025-06-30 | 437.9 K | Agf Management Ltd | 2025-06-30 | 416.9 K | Wells Fargo & Co | 2025-06-30 | 324.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 319.8 K | Northern Trust Corp | 2025-06-30 | 318.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 318.7 K | Aqr Capital Management Llc | 2025-06-30 | 277 K | Fuller & Thaler Asset Management Inc | 2025-06-30 | 262.7 K | Kayne Anderson Rudnick Investment Management Llc | 2025-06-30 | 3.5 M | Vanguard Group Inc | 2025-06-30 | 3.5 M |
Primerica Fundamentals
| Return On Equity | 0.34 | |||
| Return On Asset | 0.0454 | |||
| Profit Margin | 0.22 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 9.71 B | |||
| Shares Outstanding | 31.92 M | |||
| Shares Owned By Insiders | 0.56 % | |||
| Shares Owned By Institutions | 95.08 % | |||
| Number Of Shares Shorted | 1.27 M | |||
| Price To Earning | 15.58 X | |||
| Price To Book | 3.64 X | |||
| Price To Sales | 2.55 X | |||
| Revenue | 3.09 B | |||
| Gross Profit | 2.36 B | |||
| EBITDA | 962.65 M | |||
| Net Income | 470.52 M | |||
| Cash And Equivalents | 687.82 M | |||
| Cash Per Share | 11.01 X | |||
| Total Debt | 1.95 B | |||
| Debt To Equity | 1.21 % | |||
| Current Ratio | 3.99 X | |||
| Book Value Per Share | 71.58 X | |||
| Cash Flow From Operations | 862.09 M | |||
| Short Ratio | 5.44 X | |||
| Earnings Per Share | 21.86 X | |||
| Price To Earnings To Growth | 1.05 X | |||
| Target Price | 298.5 | |||
| Number Of Employees | 2.29 K | |||
| Beta | 0.9 | |||
| Market Capitalization | 8.52 B | |||
| Total Asset | 14.58 B | |||
| Retained Earnings | 2.23 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.13 % | |||
| Net Asset | 14.58 B | |||
| Last Dividend Paid | 4.16 |
About Primerica Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Primerica's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Primerica using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Primerica based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:Check out For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is there potential for Life & Health Insurance market expansion? Will Primerica introduce new products? Factors like these will boost the valuation of Primerica. Anticipated expansion of Primerica directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.314 | Dividend Share 4.16 | Earnings Share 21.86 | Revenue Per Share | Quarterly Revenue Growth 0.081 |
Understanding Primerica requires distinguishing between market price and book value, where the latter reflects Primerica's accounting equity. The concept of intrinsic value—what Primerica's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Primerica's price substantially above or below its fundamental value.
It's important to distinguish between Primerica's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Primerica should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Primerica's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.